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\u0628\u0642\u0644\u064a\u0644 (\u064a\u0634\u0645\u0644 \u0647\u0627\u0645\u0634 \u0631\u0628\u062d \u0645\u062a\u0641\u0642 \u0639\u0644\u064a\u0647)\u060c \u0648\u062a\u0633\u062f\u062f \u0623\u0646\u062a \u0627\u0644\u062b\u0645\u0646 \u0627\u0644\u062c\u062f\u064a\u062f \u0639\u0644\u0649 \u0623\u0642\u0633\u0627\u0637. \u0623\u0646\u062a \u062a\u0639\u0631\u0641 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a\u0629 \u0645\u0646\u0630 \u0627\u0644\u064a\u0648\u0645 \u0627\u0644\u0623\u0648\u0644.<\/li>\n\n\n\n<li><strong>\u0627\u0644\u0625\u062c\u0627\u0631\u0629 \u0627\u0644\u0645\u0646\u062a\u0647\u064a\u0629 \u0628\u0627\u0644\u062a\u0645\u0644\u064a\u0643:<\/strong> \u064a\u0633\u062a\u0623\u062c\u0631 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0639\u0642\u0627\u0631 \u0644\u0643 \u0644\u0641\u062a\u0631\u0629 \u0645\u062d\u062f\u062f\u0629\u060c \u0648\u0641\u064a \u0646\u0647\u0627\u064a\u0629 \u0641\u062a\u0631\u0629 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\u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0648\u0641\u0647\u0645\u0643 \u0644\u0643\u0644\u0627 \u0627\u0644\u0646\u0645\u0648\u0630\u062c\u064a\u0646.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0645\u0646 \u0647\u0648 \u0627\u0644\u0645\u0624\u0647\u0644 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0642\u0631\u0636 \u0633\u0643\u0646\u064a\u061f \u0634\u0631\u0648\u0637 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;\u0647\u0644 \u0623\u0646\u0627 \u0645\u0624\u0647\u0644\u061f&#8221; \u0647\u0630\u0627 \u0647\u0648 \u0627\u0644\u0633\u0624\u0627\u0644 \u0627\u0644\u0623\u0648\u0644 \u0627\u0644\u0630\u064a \u064a\u0637\u0631\u062d\u0647 \u0627\u0644\u062c\u0645\u064a\u0639. \u062a\u0636\u0639 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629 \u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0644\u0636\u0645\u0627\u0646 \u0642\u062f\u0631\u062a\u0643 \u0639\u0644\u0649 \u0627\u0644\u0633\u062f\u0627\u062f \u0648\u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. \u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0627\u0644\u062a\u064a \u0644\u0627 \u062a\u0646\u0627\u0632\u0644 \u0639\u0646\u0647\u0627<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0647\u0630\u0647 \u0647\u064a \u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0623\u0648\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u064a\u062c\u0628 \u0623\u0646 \u062a\u062a\u0648\u0641\u0631 \u0641\u064a\u0643 \u0642\u0628\u0644 \u0627\u0644\u062a\u0641\u0643\u064a\u0631 \u0641\u064a \u062a\u0642\u062f\u064a\u0645 \u0637\u0644\u0628:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0627\u0644\u062c\u0646\u0633\u064a\u0629 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629:<\/strong> \u064a\u062c\u0628 \u0623\u0646 \u062a\u0643\u0648\u0646 \u062d\u0627\u0645\u0644\u0627\u064b \u0644\u0644\u062c\u0646\u0633\u064a\u0629 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629 \u0648\u0645\u0642\u064a\u0645\u0627\u064b \u0641\u064a \u0627\u0644\u062c\u0632\u0627\u0626\u0631.<\/li>\n\n\n\n<li><strong>\u0627\u0644\u0633\u0646 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a:<\/strong> \u064a\u062a\u0631\u0627\u0648\u062d \u0627\u0644\u0639\u0645\u0631 \u0627\u0644\u0645\u0637\u0644\u0648\u0628 \u0639\u0627\u062f\u0629 \u0628\u064a\u0646 19 \u0648 70 \u0639\u0627\u0645\u0627\u064b \u0639\u0646\u062f \u062f\u0641\u0639 \u0622\u062e\u0631 \u0642\u0633\u0637. \u0647\u0630\u0627 \u064a\u0639\u0646\u064a \u0625\u0630\u0627 \u0643\u0646\u062a \u0641\u064a \u0627\u0644\u0623\u0631\u0628\u0639\u064a\u0646 \u0645\u0646 \u0639\u0645\u0631\u0643\u060c \u064a\u0645\u0643\u0646\u0643 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0642\u0631\u0636 \u064a\u0645\u062a\u062f \u0644\u0640 30 \u0639\u0627\u0645\u0627\u064b.<\/li>\n\n\n\n<li><strong>\u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u062b\u0627\u0628\u062a \u0648\u0627\u0644\u0645\u0633\u062a\u0645\u0631:<\/strong> \u0647\u0630\u0627 \u0647\u0648 \u0627\u0644\u0634\u0631\u0637 \u0627\u0644\u0623\u0647\u0645 \u0639\u0644\u0649 \u0627\u0644\u0625\u0637\u0644\u0627\u0642. \u064a\u0628\u062d\u062b \u0627\u0644\u0628\u0646\u0643 \u0639\u0646 \u0645\u0635\u062f\u0631 \u062f\u062e\u0644 \u0634\u0647\u0631\u064a \u0645\u0646\u062a\u0638\u0645 \u0648\u0645\u062b\u0628\u062a (\u0631\u0627\u062a\u0628 \u0634\u0647\u0631\u064a\u060c \u0645\u062f\u0627\u062e\u064a\u0644 \u0645\u0647\u0646\u064a\u0629\u060c \u0645\u0639\u0627\u0634 \u062a\u0642\u0627\u0639\u062f&#8230;). \u0643\u0644\u0645\u0627 \u0643\u0627\u0646 \u0645\u0646\u0635\u0628\u0643 \u0627\u0644\u0648\u0638\u064a\u0641\u064a \u0645\u0633\u062a\u0642\u0631\u0627\u064b\u060c \u0632\u0627\u062f\u062a \u062b\u0642\u0629 \u0627\u0644\u0628\u0646\u0643 \u0628\u0643. \u0644\u0647\u0630\u0627 \u0627\u0644\u0633\u0628\u0628\u060c \u064a\u0639\u062f \u0628\u0646\u0627\u0621 <strong>\u0645\u0633\u0627\u0631 \u0645\u0647\u0646\u064a \u0642\u0648\u064a<\/strong>\u060c \u0648\u0647\u0648 \u0645\u0627 \u064a\u0633\u0627\u0639\u062f\u0643 \u0641\u064a\u0647 \u0645\u0648\u0642\u0639 <strong>jobsdz.com<\/strong> \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0648\u0641\u064a\u0631 \u0623\u062d\u062f\u062b <a href=\"https:\/\/jobsdz.com\/ar\/fonction\" target=\"_blank\" rel=\"noreferrer noopener\">\u0641\u0631\u0635 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a \u0627\u0644\u0648\u0638\u064a\u0641 \u0627\u0644\u0639\u0645\u0648\u0645\u064a<\/a> \u0648\u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0643\u0628\u0631\u0649\u060c \u062e\u0637\u0648\u0629 \u0627\u0633\u062a\u0628\u0627\u0642\u064a\u0629 \u0623\u0633\u0627\u0633\u064a\u0629.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. \u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u0633\u062f\u0627\u062f: \u0627\u0644\u0645\u0639\u0627\u062f\u0644\u0629 \u0627\u0644\u062a\u064a \u062a\u062d\u0643\u0645 \u0642\u0631\u0627\u0631 \u0627\u0644\u0628\u0646\u0643<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0642\u062f\u0631\u062a\u0643 \u0639\u0644\u0649 \u0627\u0644\u0633\u062f\u0627\u062f \u0647\u064a \u0627\u0644\u0646\u0633\u0628\u0629 \u0627\u0644\u0645\u0626\u0648\u064a\u0629 \u0645\u0646 \u062f\u062e\u0644\u0643 \u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646 \u062a\u062e\u0635\u064a\u0635\u0647\u0627 \u0644\u0633\u062f\u0627\u062f \u0627\u0644\u062f\u064a\u0648\u0646. \u0627\u0644\u0642\u0627\u0639\u062f\u0629 \u0627\u0644\u0630\u0647\u0628\u064a\u0629 \u0644\u062f\u0649 \u0645\u0639\u0638\u0645 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629 \u0647\u064a \u0623\u0646 <strong>\u0642\u0633\u0637\u0643 \u0627\u0644\u0634\u0647\u0631\u064a \u064a\u062c\u0628 \u0623\u0644\u0627 \u064a\u062a\u062c\u0627\u0648\u0632 40% \u0645\u0646 \u062f\u062e\u0644\u0643 \u0627\u0644\u0634\u0647\u0631\u064a \u0627\u0644\u0635\u0627\u0641\u064a<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0645\u062b\u0627\u0644 \u0648\u0627\u0642\u0639\u064a:<\/strong> \u0644\u0646\u0641\u062a\u0631\u0636 \u0623\u0646 \u0631\u0627\u062a\u0628\u0643 \u0627\u0644\u0634\u0647\u0631\u064a \u0627\u0644\u0635\u0627\u0641\u064a \u0647\u0648 80,000 \u062f\u064a\u0646\u0627\u0631 \u062c\u0632\u0627\u0626\u0631\u064a.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0642\u062f\u0631\u062a\u0643 \u0639\u0644\u0649 \u0627\u0644\u0633\u062f\u0627\u062f = 80,000 \u062f\u062c \u00d7 40% = 32,000 \u062f\u062c.<\/li>\n\n\n\n<li>\u0647\u0630\u0627 \u064a\u0639\u0646\u064a \u0623\u0646 \u0623\u0642\u0635\u0649 \u0642\u0633\u0637 \u0634\u0647\u0631\u064a \u064a\u0645\u0643\u0646\u0643 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0647 \u0647\u0648 32,000 \u062f\u062c. \u0633\u064a\u0642\u0648\u0645 \u0627\u0644\u0628\u0646\u0643 \u0628\u062d\u0633\u0627\u0628 \u0645\u0628\u0644\u063a \u0627\u0644\u0642\u0631\u0636 \u0627\u0644\u0630\u064a \u064a\u0645\u0643\u0646\u0643 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u064a\u0647 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0647\u0630\u0627 \u0627\u0644\u0642\u0633\u0637 \u0648\u0645\u062f\u0629 \u0627\u0644\u0633\u062f\u0627\u062f.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. \u0627\u0644\u062f\u0641\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 (\u0627\u0644\u0645\u0633\u0627\u0647\u0645\u0629 \u0627\u0644\u0634\u062e\u0635\u064a\u0629)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0646\u0627\u062f\u0631\u0627\u064b \u0645\u0627 \u064a\u0645\u0648\u0644 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0639\u0642\u0627\u0631 \u0628\u0646\u0633\u0628\u0629 100%. \u064a\u0637\u0644\u0628 \u0645\u0646\u0643 \u062f\u0627\u0626\u0645\u0627\u064b \u062a\u0642\u062f\u064a\u0645 \u0645\u0633\u0627\u0647\u0645\u0629 \u0634\u062e\u0635\u064a\u0629 (\u062f\u0641\u0639\u0629 \u0623\u0648\u0644\u0649) \u062a\u062a\u0631\u0627\u0648\u062d \u0639\u0627\u062f\u0629 <strong>\u0628\u064a\u0646 10% \u0648 20%<\/strong> \u0645\u0646 \u0627\u0644\u0633\u0639\u0631 \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a \u0644\u0644\u0639\u0642\u0627\u0631. \u0647\u0630\u0627 \u0627\u0644\u0645\u0628\u0644\u063a \u064a\u062b\u0628\u062a \u0644\u0644\u0628\u0646\u0643 \u062c\u062f\u064a\u062a\u0643 \u0648\u0642\u062f\u0631\u062a\u0643 \u0639\u0644\u0649 \u0627\u0644\u0627\u062f\u062e\u0627\u0631.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u062e\u0644\u0627\u0635\u0629 \u0627\u0644\u0642\u0633\u0645:<\/strong> \u0644\u0643\u064a \u062a\u0643\u0648\u0646 \u0645\u0624\u0647\u0644\u0627\u064b\u060c \u062a\u062d\u062a\u0627\u062c \u0625\u0644\u0649 \u062c\u0646\u0633\u064a\u0629 \u062c\u0632\u0627\u0626\u0631\u064a\u0629\u060c \u0633\u0646 \u0645\u0646\u0627\u0633\u0628\u060c \u0648\u062f\u062e\u0644 \u0634\u0647\u0631\u064a \u062b\u0627\u0628\u062a \u0648\u0645\u0633\u062a\u0642\u0631. \u0627\u0644\u0623\u0647\u0645 \u0645\u0646 \u0630\u0644\u0643\u060c \u064a\u062c\u0628 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0642\u0633\u0637\u0643 \u0627\u0644\u0634\u0647\u0631\u064a \u0623\u0642\u0644 \u0645\u0646 40% \u0645\u0646 \u0631\u0627\u062a\u0628\u0643\u060c \u0645\u0639 \u0642\u062f\u0631\u062a\u0643 \u0639\u0644\u0649 \u062a\u0648\u0641\u064a\u0631 \u062f\u0641\u0639\u0629 \u0623\u0648\u0644\u0649 \u0644\u0627 \u062a\u0642\u0644 \u0639\u0646 10% \u0645\u0646 \u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u0646\u0632\u0644.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0633\u0643\u0646\u064a\u0629 \u0627\u0644\u0645\u062a\u0627\u062d\u0629 \u0641\u064a \u0627\u0644\u062c\u0632\u0627\u0626\u0631: \u0623\u064a\u0647\u0627 \u064a\u0646\u0627\u0633\u0628\u0643\u061f<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u062a\u0646\u0648\u0639 \u0635\u064a\u063a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0641\u064a \u0627\u0644\u062c\u0632\u0627\u0626\u0631 \u0644\u062a\u0646\u0627\u0633\u0628 \u0641\u0626\u0627\u062a \u0645\u062e\u062a\u0644\u0641\u0629 \u0645\u0646 \u0627\u0644\u0645\u062c\u062a\u0645\u0639. \u0641\u0647\u0645 \u0647\u0630\u0647 \u0627\u0644\u0623\u0646\u0648\u0627\u0639 \u0633\u064a\u0633\u0627\u0639\u062f\u0643 \u0639\u0644\u0649 \u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0637\u0631\u064a\u0642 \u0627\u0644\u0635\u062d\u064a\u062d.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0645\u062f\u0639\u0645\u0629 \u0645\u0646 \u0627\u0644\u062f\u0648\u0644\u0629<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0647\u0630\u0647 \u0627\u0644\u0642\u0631\u0648\u0636 \u0647\u064a \u0627\u0644\u0623\u0643\u062b\u0631 \u0637\u0644\u0628\u0627\u064b \u0644\u0623\u0646 \u0627\u0644\u062f\u0648\u0644\u0629 \u062a\u062a\u062f\u062e\u0644 \u0644\u062a\u062e\u0641\u064a\u0641 \u0627\u0644\u0639\u0628\u0621 \u0639\u0646 \u0627\u0644\u0645\u0648\u0627\u0637\u0646 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u062e\u0641\u064a\u0636 \u0646\u0633\u0628\u0629 \u0627\u0644\u0641\u0627\u0626\u062f\u0629.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0627\u0644\u0642\u0631\u0636 \u0630\u0648 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0645\u062f\u0639\u0645\u0629 (Taux d&#8217;int\u00e9r\u00eat bonifi\u00e9):<\/strong> \u0645\u062e\u0635\u0635 \u0644\u0644\u0623\u0634\u062e\u0627\u0635 \u0627\u0644\u0630\u064a\u0646 \u0644\u0627 \u064a\u062a\u062c\u0627\u0648\u0632 \u062f\u062e\u0644\u0647\u0645 \u0627\u0644\u0634\u0647\u0631\u064a \u0639\u062f\u062f\u0627\u064b \u0645\u0639\u064a\u0646\u0627\u064b \u0645\u0646 \u0627\u0644\u0645\u0631\u0627\u062a \u0627\u0644\u062d\u062f \u0627\u0644\u0623\u062f\u0646\u0649 \u0644\u0644\u0623\u062c\u0648\u0631 \u0627\u0644\u0645\u0636\u0645\u0648\u0646 (SNMG). \u062a\u0642\u0648\u0645 \u0627\u0644\u062f\u0648\u0644\u0629 \u0639\u0628\u0631 <a href=\"https:\/\/www.cnl.gov.dz\/\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/www.cnl.gov.dz\/\" rel=\"noreferrer noopener\">\u0627\u0644\u0635\u0646\u062f\u0648\u0642 \u0627\u0644\u0648\u0637\u0646\u064a \u0644\u0644\u0633\u0643\u0646 (CNL)<\/a> \u0628\u062a\u062d\u0645\u0644 \u062c\u0632\u0621 \u0645\u0646 \u0646\u0633\u0628\u0629 \u0627\u0644\u0641\u0627\u0626\u062f\u0629\u060c \u0645\u0645\u0627 \u064a\u062c\u0639\u0644\u0647\u0627 \u0645\u0646\u062e\u0641\u0636\u0629 \u062c\u062f\u0627\u064b \u0644\u0644\u0645\u0633\u062a\u0641\u064a\u062f (1% \u0623\u0648 3%). \u0647\u0630\u0627 \u0627\u0644\u0642\u0631\u0636 \u0645\u062a\u0627\u062d \u0639\u0628\u0631 \u0628\u0646\u0648\u0643 \u0639\u0645\u0648\u0645\u064a\u0629 \u0645\u062b\u0644 <strong>\u0627\u0644\u0642\u0631\u0636 \u0627\u0644\u0634\u0639\u0628\u064a \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a (CPA)<\/strong> \u0648<strong>\u0628\u0646\u0643 \u0627\u0644\u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 (BDL)<\/strong>.<\/li>\n\n\n\n<li><strong>\u0642\u0631\u0648\u0636 FNPOS:<\/strong> \u064a\u0642\u062f\u0645 \u0627\u0644\u0635\u0646\u062f\u0648\u0642 \u0627\u0644\u0648\u0637\u0646\u064a \u0644\u0645\u0639\u0627\u062f\u0644\u0629 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629 (FNPOS) \u0625\u0639\u0627\u0646\u0629 \u0645\u0627\u0644\u064a\u0629 \u063a\u064a\u0631 \u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0644\u0644\u0639\u0645\u0627\u0644 \u0627\u0644\u0623\u062c\u0631\u0627\u0621 \u0648\u0627\u0644\u0645\u062a\u0642\u0627\u0639\u062f\u064a\u0646\u060c \u064a\u0645\u0643\u0646 \u062f\u0645\u062c\u0647\u0627 \u0645\u0639 \u0627\u0644\u0642\u0631\u0636 \u0627\u0644\u0628\u0646\u0643\u064a \u0644\u062a\u062e\u0641\u064a\u0641 \u0639\u0628\u0621 \u0627\u0644\u0645\u0633\u0627\u0647\u0645\u0629 \u0627\u0644\u0634\u062e\u0635\u064a\u0629.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u062d\u0631\u0629 (\u063a\u064a\u0631 \u0627\u0644\u0645\u062f\u0639\u0645\u0629)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0647\u0630\u0647 \u0647\u064a \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0642\u062f\u0645\u0647\u0627 \u062c\u0645\u064a\u0639 \u0627\u0644\u0628\u0646\u0648\u0643 (\u0627\u0644\u0639\u0645\u0648\u0645\u064a\u0629 \u0648\u0627\u0644\u062e\u0627\u0635\u0629) \u062f\u0648\u0646 \u0623\u064a \u062f\u0639\u0645 \u0645\u0646 \u0627\u0644\u062f\u0648\u0644\u0629. \u0646\u0633\u0628\u0629 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0641\u064a\u0647\u0627 \u062a\u0643\u0648\u0646 \u0623\u0639\u0644\u0649 \u0648\u062a\u062e\u0636\u0639 \u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0633\u0648\u0642. \u0647\u064a \u0627\u0644\u062e\u064a\u0627\u0631 \u0627\u0644\u0645\u0646\u0627\u0633\u0628 \u0644\u0645\u0646 \u064a\u062a\u062c\u0627\u0648\u0632 \u062f\u062e\u0644\u0647\u0645 \u0633\u0642\u0641 \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0645\u062f\u0639\u0645\u0629 \u0623\u0648 \u0644\u0645\u0646 \u064a\u0631\u063a\u0628\u0648\u0646 \u0641\u064a \u062a\u0645\u0648\u064a\u0644 \u0639\u0642\u0627\u0631 \u0641\u0627\u062e\u0631.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u062c\u062f\u0648\u0644 \u0645\u0642\u0627\u0631\u0646 \u0644\u0623\u0634\u0647\u0631 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0644\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0633\u0643\u0646\u064a\u0629 \u0641\u064a \u0627\u0644\u062c\u0632\u0627\u0626\u0631<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td>\u0627\u0644\u0628\u0646\u0643<\/td><td>\u0646\u0648\u0639 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u062a\u0627\u062d<\/td><td>\u0646\u0633\u0628\u0629 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0642\u0635\u0648\u0649<\/td><td>\u0645\u062f\u0629 \u0627\u0644\u0633\u062f\u0627\u062f \u0627\u0644\u0642\u0635\u0648\u0649<\/td><td>\u0645\u0644\u0627\u062d\u0638\u0627\u062a \u0647\u0627\u0645\u0629<\/td><\/tr><\/thead><tbody><tr><td><strong>CNEP-Banque<\/strong><\/td><td>\u0643\u0644\u0627\u0633\u064a\u0643\u064a\u060c \u0625\u0633\u0644\u0627\u0645\u064a (\u0625\u062c\u0627\u0631\u0629)<\/td><td>\u062a\u0635\u0644 \u0625\u0644\u0649 90%<\/td><td>30 \u0633\u0646\u0629<\/td><td>\u064a\u0639\u062a\u0628\u0631 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u062a\u0627\u0631\u064a\u062e\u064a \u0644\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0633\u0643\u0646\u064a\u0629 \u0641\u064a \u0627\u0644\u062c\u0632\u0627\u0626\u0631.<\/td><\/tr><tr><td><strong>BNA<\/strong><\/td><td>\u0643\u0644\u0627\u0633\u064a\u0643\u064a\u060c \u0625\u0633\u0644\u0627\u0645\u064a (\u0645\u0631\u0627\u0628\u062d\u0629)<\/td><td>\u062a\u0635\u0644 \u0625\u0644\u0649 90%<\/td><td>40 \u0633\u0646\u0629<\/td><td>\u064a\u0642\u062f\u0645 \u0623\u0637\u0648\u0644 \u0645\u062f\u0629 \u0633\u062f\u0627\u062f \u0641\u064a \u0627\u0644\u0633\u0648\u0642\u060c \u0645\u0645\u0627 \u064a\u0642\u0644\u0644 \u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u0634\u0647\u0631\u064a.<\/td><\/tr><tr><td><strong>CPA<\/strong><\/td><td>\u0643\u0644\u0627\u0633\u064a\u0643\u064a (\u062e\u0627\u0635\u0629 \u0627\u0644\u0645\u062f\u0639\u0645)<\/td><td>\u062a\u0635\u0644 \u0625\u0644\u0649 90%<\/td><td>30 \u0633\u0646\u0629<\/td><td>\u0631\u0627\u0626\u062f \u0641\u064a \u0627\u0644\u0642\u0631\u0648\u0636 \u0630\u0627\u062a \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0645\u062f\u0639\u0645\u0629 \u0645\u0646 \u0637\u0631\u0641 \u0627\u0644\u062f\u0648\u0644\u0629.<\/td><\/tr><tr><td><strong>AGB<\/strong><\/td><td>\u0643\u0644\u0627\u0633\u064a\u0643\u064a\u060c \u0625\u0633\u0644\u0627\u0645\u064a<\/td><td>\u062a\u0635\u0644 \u0625\u0644\u0649 85%<\/td><td>25 \u0633\u0646\u0629<\/td><td>\u0628\u0646\u0643 \u0627\u0644\u062e\u0644\u064a\u062c \u0627\u0644\u062c\u0632\u0627\u0626\u0631 \u064a\u062a\u0645\u064a\u0632 \u0628\u0633\u0631\u0639\u0629 \u062f\u0631\u0627\u0633\u0629 \u0627\u0644\u0645\u0644\u0641\u0627\u062a \u0646\u0633\u0628\u064a\u0627\u064b.<\/td><\/tr><tr><td><strong>Soci\u00e9t\u00e9 G\u00e9n\u00e9rale<\/strong><\/td><td>\u0643\u0644\u0627\u0633\u064a\u0643\u064a<\/td><td>\u062a\u0635\u0644 \u0625\u0644\u0649 80%<\/td><td>30 \u0633\u0646\u0629<\/td><td>\u062e\u064a\u0627\u0631 \u062c\u064a\u062f \u0644\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0641\u064a \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0643\u0628\u0631\u0649 \u0648\u0627\u0644\u0645\u062a\u0639\u0627\u0642\u062f\u0629 \u0645\u0639 \u0627\u0644\u0628\u0646\u0643.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u0645\u0644\u0627\u062d\u0638\u0629: \u0647\u0630\u0647 \u0627\u0644\u0623\u0631\u0642\u0627\u0645 \u0647\u064a \u0645\u062a\u0648\u0633\u0637\u0627\u062a \u0648\u0642\u062f \u062a\u062a\u063a\u064a\u0631. \u064a\u064f\u0646\u0635\u062d \u062f\u0627\u0626\u0645\u0627\u064b \u0628\u0632\u064a\u0627\u0631\u0629 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0631\u0633\u0645\u064a \u0644\u0644\u0628\u0646\u0643 \u0623\u0648 \u0623\u0642\u0631\u0628 \u0641\u0631\u0639 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0623\u062d\u062f\u062b \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u062e\u0644\u0627\u0635\u0629 \u0627\u0644\u0642\u0633\u0645:<\/strong> \u0625\u0630\u0627 \u0643\u0627\u0646 \u062f\u062e\u0644\u0643 \u0645\u062d\u062f\u0648\u062f\u0627\u064b\u060c \u0641\u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0645\u062f\u0639\u0645\u0629 \u0647\u064a \u062e\u064a\u0627\u0631\u0643 \u0627\u0644\u0623\u0645\u062b\u0644. \u0625\u0630\u0627 \u0643\u0627\u0646 \u062f\u062e\u0644\u0643 \u0645\u0631\u062a\u0641\u0639\u0627\u064b \u0623\u0648 \u062a\u0628\u062d\u062b \u0639\u0646 \u0645\u0631\u0648\u0646\u0629 \u0623\u0643\u0628\u0631\u060c \u0641\u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u062d\u0631\u0629 \u0645\u0646 \u0645\u062e\u062a\u0644\u0641 \u0627\u0644\u0628\u0646\u0648\u0643 \u062a\u0641\u062a\u062d \u0644\u0643 \u0622\u0641\u0627\u0642\u0627\u064b \u0623\u0648\u0633\u0639. \u0627\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u062c\u062f\u0648\u0644 \u0643\u0646\u0642\u0637\u0629 \u0627\u0646\u0637\u0644\u0627\u0642 \u0644\u0645\u0642\u0627\u0631\u0646\u0627\u062a\u0643.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u062e\u0627\u0631\u0637\u0629 \u0627\u0644\u0637\u0631\u064a\u0642: \u062e\u0637\u0648\u0627\u062a \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0642\u0631\u0636\u0643 \u0627\u0644\u0633\u0643\u0646\u064a \u0628\u0627\u0644\u062a\u0641\u0635\u064a\u0644<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u0644\u0622\u0646 \u0628\u0639\u062f \u0623\u0646 \u0623\u0635\u0628\u062d\u062a \u0645\u0644\u0645\u0627\u064b \u0628\u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0627\u062a\u060c \u062f\u0639\u0646\u0627 \u0646\u0631\u0633\u0645 \u0644\u0643 \u0627\u0644\u0637\u0631\u064a\u0642 \u0627\u0644\u0639\u0645\u0644\u064a \u062e\u0637\u0648\u0629 \u0628\u062e\u0637\u0648\u0629.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u0627\u0644\u062e\u0637\u0648\u0629 1: \u0627\u0644\u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0630\u0627\u062a\u064a \u0648\u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0645\u0627\u0644\u064a (\u0642\u0628\u0644 \u0632\u064a\u0627\u0631\u0629 \u0627\u0644\u0628\u0646\u0643)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0647\u0630\u0647 \u0623\u0647\u0645 \u062e\u0637\u0648\u0629 \u064a\u062a\u0645 \u062a\u062c\u0627\u0647\u0644\u0647\u0627. \u0642\u0628\u0644 \u0623\u0646 \u062a\u0637\u0631\u0642 \u0628\u0627\u0628 \u0623\u064a \u0628\u0646\u0643\u060c \u0627\u062c\u0644\u0633 \u0645\u0639 \u0646\u0641\u0633\u0643 \u0648\u0642\u0645 \u0628\u0645\u0627 \u064a\u0644\u064a:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0627\u062d\u0633\u0628 \u0645\u064a\u0632\u0627\u0646\u064a\u062a\u0643 \u0628\u062f\u0642\u0629:<\/strong> \u062d\u062f\u062f \u062f\u062e\u0644\u0643 \u0627\u0644\u0634\u0647\u0631\u064a \u0627\u0644\u0635\u0627\u0641\u064a \u0648\u0643\u0644 \u0646\u0641\u0642\u0627\u062a\u0643. \u0643\u0645 \u064a\u062a\u0628\u0642\u0649 \u0644\u062f\u064a\u0643 \u0641\u064a \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u0634\u0647\u0631\u061f<\/li>\n\n\n\n<li><strong>\u062d\u062f\u062f \u0642\u062f\u0631\u062a\u0643 \u0639\u0644\u0649 \u0627\u0644\u0627\u062f\u062e\u0627\u0631:<\/strong> \u0643\u0645 \u064a\u0645\u0643\u0646\u0643 \u0623\u0646 \u062a\u062f\u062e\u0631 \u0634\u0647\u0631\u064a\u0627\u064b \u0644\u0644\u062f\u0641\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 \u0648\u0644\u0645\u0635\u0627\u0631\u064a\u0641 \u0627\u0644\u0645\u0648\u062b\u0642\u061f<\/li>\n\n\n\n<li><strong>\u0627\u0633\u062a\u062e\u062f\u0645 \u0645\u062d\u0627\u0643\u0627\u0629 \u0627\u0644\u0642\u0631\u0648\u0636:<\/strong> \u062a\u0648\u0641\u0631 \u0645\u0639\u0638\u0645 \u0645\u0648\u0627\u0642\u0639 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629 \u0623\u062f\u0627\u0629 \u0645\u062d\u0627\u0643\u0627\u0629 (Simulateur de cr\u00e9dit). \u0623\u062f\u062e\u0644 \u0631\u0627\u062a\u0628\u0643\u060c \u0633\u0639\u0631 \u0627\u0644\u0645\u0646\u0632\u0644 \u0627\u0644\u062a\u0642\u0631\u064a\u0628\u064a\u060c \u0648\u0645\u062f\u0629 \u0627\u0644\u0633\u062f\u0627\u062f \u0644\u062a\u0639\u0631\u0641 \u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u0634\u0647\u0631\u064a \u0627\u0644\u0645\u062a\u0648\u0642\u0639. \u0647\u0644 \u064a\u0645\u0643\u0646\u0643 \u062a\u062d\u0645\u0644\u0647\u061f<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u0627\u0644\u062e\u0637\u0648\u0629 2: \u0627\u0644\u0628\u062d\u062b \u0639\u0646 \u0627\u0644\u0639\u0642\u0627\u0631 \u0627\u0644\u0645\u0646\u0627\u0633\u0628<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u0628\u062f\u0623 \u0628\u0627\u0644\u0628\u062d\u062b \u0639\u0646 \u0639\u0642\u0627\u0631 \u064a\u0642\u0639 \u0636\u0645\u0646 \u0645\u064a\u0632\u0627\u0646\u064a\u062a\u0643 \u0627\u0644\u062a\u064a \u062d\u062f\u062f\u062a\u0647\u0627 \u0641\u064a \u0627\u0644\u062e\u0637\u0648\u0629 \u0627\u0644\u0623\u0648\u0644\u0649. \u062a\u0623\u0643\u062f \u0645\u0646 \u0623\u0646 \u0627\u0644\u0639\u0642\u0627\u0631 \u0644\u062f\u064a\u0647 \u0643\u0644 \u0648\u062b\u0627\u0626\u0642\u0647 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 (\u0639\u0642\u062f \u0645\u0644\u0643\u064a\u0629\u060c \u062f\u0641\u062a\u0631 \u0639\u0642\u0627\u0631\u064a). \u0627\u0644\u0628\u0646\u0643 \u0644\u0646 \u064a\u0645\u0648\u0644 \u0639\u0642\u0627\u0631\u0627\u064b \u0628\u0645\u0644\u0643\u064a\u0629 \u063a\u064a\u0631 \u0648\u0627\u0636\u062d\u0629.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u0627\u0644\u062e\u0637\u0648\u0629 3: \u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0628\u0646\u0643 \u0648\u0637\u0644\u0628 \u0642\u0627\u0626\u0645\u0629 \u0627\u0644\u0648\u062b\u0627\u0626\u0642<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0627\u0644\u062c\u062f\u0648\u0644 \u0627\u0644\u0633\u0627\u0628\u0642 \u0648\u0628\u062d\u062b\u0643 \u0627\u0644\u062e\u0627\u0635\u060c \u0627\u062e\u062a\u0631 2-3 \u0628\u0646\u0648\u0643 \u062a\u0628\u062f\u0648 \u0645\u0646\u0627\u0633\u0628\u0629 \u0644\u0643. \u0642\u0645 \u0628\u0632\u064a\u0627\u0631\u062a\u0647\u0645 \u0648\u0627\u0637\u0644\u0628 \u0645\u0648\u0639\u062f\u0627\u064b \u0645\u0639 \u0645\u0633\u062a\u0634\u0627\u0631 \u0627\u0644\u0642\u0631\u0648\u0636. \u0627\u0637\u0631\u062d \u0639\u0644\u064a\u0647 \u0643\u0644 \u0623\u0633\u0626\u0644\u062a\u0643 \u0648\u0627\u0637\u0644\u0628 \u0627\u0644\u0642\u0627\u0626\u0645\u0629 \u0627\u0644\u062f\u0642\u064a\u0642\u0629 \u0644\u0644\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629. \u0644\u0627 \u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0627\u0644\u0642\u0648\u0627\u0626\u0645 \u0627\u0644\u0645\u0648\u062c\u0648\u062f\u0629 \u0639\u0644\u0649 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a \u0641\u0642\u0637\u060c \u0641\u0642\u062f \u062a\u0643\u0648\u0646 \u0647\u0646\u0627\u0643 \u062a\u062d\u062f\u064a\u062b\u0627\u062a.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u0627\u0644\u062e\u0637\u0648\u0629 4: \u062a\u062c\u0647\u064a\u0632 \u0627\u0644\u0645\u0644\u0641 &#8220;\u0627\u0644\u0645\u0642\u062f\u0633&#8221; (\u0645\u0631\u062d\u0644\u0629 \u062c\u0645\u0639 \u0627\u0644\u0623\u0648\u0631\u0627\u0642)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0647\u0630\u0647 \u0647\u064a \u0627\u0644\u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u062a\u064a \u062a\u062a\u0637\u0644\u0628 \u0635\u0628\u0631\u0627\u064b \u0648\u062f\u0642\u0629. \u0623\u064a \u0646\u0642\u0635 \u0641\u064a \u0627\u0644\u0645\u0644\u0641 \u0633\u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u062a\u0623\u062e\u064a\u0631 \u0637\u0644\u0628\u0643. \u0628\u0634\u0643\u0644 \u0639\u0627\u0645\u060c \u064a\u0646\u0642\u0633\u0645 \u0627\u0644\u0645\u0644\u0641 \u0625\u0644\u0649 \u062b\u0644\u0627\u062b\u0629 \u0623\u062c\u0632\u0627\u0621:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0623) \u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u0647\u0648\u064a\u0629 \u0648\u0627\u0644\u062d\u0627\u0644\u0629 \u0627\u0644\u0645\u062f\u0646\u064a\u0629:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0646\u0633\u062e\u0629 \u0645\u0646 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0648\u0637\u0646\u064a\u0629 \u0627\u0644\u0628\u064a\u0648\u0645\u062a\u0631\u064a\u0629.<\/li>\n\n\n\n<li>\u0634\u0647\u0627\u062f\u0629 \u0645\u064a\u0644\u0627\u062f.<\/li>\n\n\n\n<li>\u0634\u0647\u0627\u062f\u0629 \u0627\u0644\u0625\u0642\u0627\u0645\u0629.<\/li>\n\n\n\n<li>\u0639\u0642\u062f \u0632\u0648\u0627\u062c (\u0644\u0644\u0645\u062a\u0632\u0648\u062c\u064a\u0646) \u0623\u0648 \u0634\u0647\u0627\u062f\u0629 \u0639\u062f\u0645 \u0627\u0644\u0632\u0648\u0627\u062c.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0628) \u0648\u062b\u0627\u0626\u0642 \u0625\u062b\u0628\u0627\u062a \u0627\u0644\u062f\u062e\u0644 (\u062a\u062e\u062a\u0644\u0641 \u062d\u0633\u0628 \u0627\u0644\u0645\u0647\u0646\u0629):<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0644\u0644\u0645\u0648\u0638\u0641\u064a\u0646 (\u0627\u0644\u0623\u062c\u0631\u0627\u0621):<\/strong>\n<ul class=\"wp-block-list\">\n<li>\u0634\u0647\u0627\u062f\u0629 \u0639\u0645\u0644 \u062d\u062f\u064a\u062b\u0629.<\/li>\n\n\n\n<li>\u0643\u0634\u0648\u0641 \u0627\u0644\u0631\u0648\u0627\u062a\u0628 \u0627\u0644\u062b\u0644\u0627\u062b\u0629 \u0627\u0644\u0623\u062e\u064a\u0631\u0629 (Fiches de paie).<\/li>\n\n\n\n<li>\u0643\u0634\u0641 \u0627\u0644\u0623\u062c\u0648\u0631 \u0627\u0644\u0633\u0646\u0648\u064a (D\u00e9claration annuelle des salaires).<\/li>\n\n\n\n<li>\u0634\u0647\u0627\u062f\u0629 \u0627\u0646\u062a\u0633\u0627\u0628 \u0644\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a (Attestation d&#8217;affiliation CNAS).<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u0644\u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u0645\u0647\u0646 \u0627\u0644\u062d\u0631\u0629 \u0648\u0627\u0644\u062a\u062c\u0627\u0631:<\/strong>\n<ul class=\"wp-block-list\">\n<li>\u0646\u0633\u062e\u0629 \u0645\u0646 \u0627\u0644\u0633\u062c\u0644 \u0627\u0644\u062a\u062c\u0627\u0631\u064a \u0623\u0648 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u062d\u0631\u0641\u064a.<\/li>\n\n\n\n<li>\u0622\u062e\u0631 \u0627\u0644\u062a\u0635\u0631\u064a\u062d\u0627\u062a \u0627\u0644\u0636\u0631\u064a\u0628\u064a\u0629 (Mise \u00e0 jour C20).<\/li>\n\n\n\n<li>\u0634\u0647\u0627\u062f\u0629 \u0627\u0644\u0627\u0646\u062a\u0633\u0627\u0628 \u0644\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a \u0644\u063a\u064a\u0631 \u0627\u0644\u0623\u062c\u0631\u0627\u0621 (CASNOS).<\/li>\n\n\n\n<li>\u0643\u0634\u0648\u0641 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0644\u0622\u062e\u0631 6 \u0623\u0634\u0647\u0631.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u062c) \u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u0639\u0642\u0627\u0631:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0648\u0639\u062f \u0628\u0627\u0644\u0628\u064a\u0639 (Promesse de vente) \u0645\u062d\u0631\u0631 \u0644\u062f\u0649 \u0645\u0648\u062b\u0642.<\/li>\n\n\n\n<li>\u0646\u0633\u062e\u0629 \u0645\u0646 \u0639\u0642\u062f \u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0628\u0627\u0626\u0639.<\/li>\n\n\n\n<li>\u0634\u0647\u0627\u062f\u0629 \u0633\u0644\u0628\u064a\u0629 (Certificat n\u00e9gatif) \u062a\u062b\u0628\u062a \u0623\u0646 \u0627\u0644\u0639\u0642\u0627\u0631 \u0644\u064a\u0633 \u0645\u0631\u0647\u0648\u0646\u0627\u064b.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u0627\u0644\u062e\u0637\u0648\u0629 5: \u0645\u0631\u062d\u0644\u0629 \u062f\u0631\u0627\u0633\u0629 \u0627\u0644\u0645\u0644\u0641 \u0648\u0627\u0644\u062a\u0642\u064a\u064a\u0645<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0639\u062f \u062a\u0642\u062f\u064a\u0645 \u0645\u0644\u0641\u0643 \u0643\u0627\u0645\u0644\u0627\u064b\u060c \u062a\u0628\u062f\u0623 \u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u0627\u0646\u062a\u0638\u0627\u0631. \u0633\u064a\u0642\u0648\u0645 \u0627\u0644\u0628\u0646\u0643 \u0628\u062f\u0631\u0627\u0633\u0629 \u0645\u0644\u0641\u0643 \u0627\u0644\u0645\u0627\u0644\u064a \u0648\u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a. \u062b\u0645 \u0633\u064a\u0642\u0648\u0645 \u0628\u0625\u0631\u0633\u0627\u0644 \u062e\u0628\u064a\u0631 \u0639\u0642\u0627\u0631\u064a \u0644\u062a\u0642\u064a\u064a\u0645 \u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u0646\u0632\u0644 \u0648\u0627\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u0623\u0646\u0647\u0627 \u062a\u062a\u0648\u0627\u0641\u0642 \u0645\u0639 \u0627\u0644\u0633\u0639\u0631 \u0627\u0644\u0645\u0630\u0643\u0648\u0631 \u0641\u064a \u0648\u0639\u062f \u0627\u0644\u0628\u064a\u0639.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u0627\u0644\u062e\u0637\u0648\u0629 6: \u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u0627\u0644\u0646\u0647\u0627\u0626\u064a\u0629 \u0648\u0627\u0644\u062a\u0648\u0642\u064a\u0639 \u0644\u062f\u0649 \u0627\u0644\u0645\u0648\u062b\u0642<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0625\u0630\u0627 \u0633\u0627\u0631\u062a \u0627\u0644\u0623\u0645\u0648\u0631 \u0639\u0644\u0649 \u0645\u0627 \u064a\u0631\u0627\u0645\u060c \u0633\u064a\u0639\u0637\u064a\u0643 \u0627\u0644\u0628\u0646\u0643 \u0645\u0648\u0627\u0641\u0642\u062a\u0647 \u0627\u0644\u0645\u0628\u062f\u0626\u064a\u0629 \u062b\u0645 \u0627\u0644\u0646\u0647\u0627\u0626\u064a\u0629. \u0633\u062a\u0643\u0648\u0646 \u0627\u0644\u062e\u0637\u0648\u0629 \u0627\u0644\u0623\u062e\u064a\u0631\u0629 \u0647\u064a \u062a\u062d\u062f\u064a\u062f \u0645\u0648\u0639\u062f \u0644\u062f\u0649 \u0627\u0644\u0645\u0648\u062b\u0642 \u0644\u0644\u062a\u0648\u0642\u064a\u0639 \u0639\u0644\u0649 \u0639\u0642\u062f \u0627\u0644\u0628\u064a\u0639 \u0627\u0644\u0646\u0647\u0627\u0626\u064a \u0648\u0639\u0642\u062f \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0645\u0639 \u0645\u0645\u062b\u0644 \u0627\u0644\u0628\u0646\u0643. \u0628\u0639\u062f \u0647\u0630\u0647 \u0627\u0644\u062e\u0637\u0648\u0629\u060c \u0645\u0628\u0631\u0648\u0643\u060c \u0644\u0642\u062f \u0623\u0635\u0628\u062d\u062a \u0645\u0627\u0644\u0643\u0627\u064b \u0644\u0645\u0646\u0632\u0644!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u062e\u0644\u0627\u0635\u0629 \u0627\u0644\u0642\u0633\u0645:<\/strong> \u0627\u0644\u0646\u062c\u0627\u062d \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0631\u062d\u0644\u0629 \u064a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0627\u0644\u062a\u062d\u0636\u064a\u0631 \u0627\u0644\u0645\u0633\u0628\u0642. \u062e\u0637\u0637 \u0645\u0627\u0644\u064a\u0627\u064b\u060c \u0627\u0628\u062d\u062b \u0628\u0630\u0643\u0627\u0621\u060c \u0643\u0646 \u0645\u0646\u0638\u0645\u0627\u064b \u062c\u062f\u0627\u064b \u0641\u064a \u062c\u0645\u0639 \u0648\u062b\u0627\u0626\u0642\u0643\u060c \u0648\u062a\u062d\u0644 \u0628\u0627\u0644\u0635\u0628\u0631 \u062e\u0644\u0627\u0644 \u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u062f\u0631\u0627\u0633\u0629.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0646\u0635\u0627\u0626\u062d \u0630\u0647\u0628\u064a\u0629 \u0644\u0632\u064a\u0627\u062f\u0629 \u0641\u0631\u0635 \u0642\u0628\u0648\u0644 \u0645\u0644\u0641\u0643 \u0648\u062a\u062c\u0646\u0628 \u0627\u0644\u0631\u0641\u0636<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0631\u0641\u0636 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u0644\u0641\u0627\u062a \u0644\u0623\u0633\u0628\u0627\u0628 \u0643\u0627\u0646 \u064a\u0645\u0643\u0646 \u062a\u062c\u0646\u0628\u0647\u0627 \u0628\u0633\u0647\u0648\u0644\u0629. \u0627\u062a\u0628\u0639 \u0647\u0630\u0647 \u0627\u0644\u0646\u0635\u0627\u0626\u062d \u0644\u064a\u0643\u0648\u0646 \u0645\u0644\u0641\u0643 \u0636\u0645\u0646 \u0642\u0627\u0626\u0645\u0629 \u0627\u0644\u0645\u0642\u0628\u0648\u0644\u064a\u0646.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u062d\u0627\u0641\u0638 \u0639\u0644\u0649 \u0633\u062c\u0644 \u0628\u0646\u0643\u064a \u0646\u0638\u064a\u0641:<\/strong> \u062a\u062c\u0646\u0628 \u0627\u0644\u0634\u064a\u0643\u0627\u062a \u0627\u0644\u0645\u0631\u062a\u062c\u0639\u0629 (\u0628\u062f\u0648\u0646 \u0631\u0635\u064a\u062f) \u0623\u0648 \u0627\u0644\u062f\u064a\u0648\u0646 \u063a\u064a\u0631 \u0627\u0644\u0645\u0633\u062f\u062f\u0629. \u064a\u0642\u0648\u0645 \u0627\u0644\u0628\u0646\u0643 \u0628\u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0633\u062c\u0644\u0643 \u0641\u064a <a href=\"https:\/\/www.bank-of-algeria.dz\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0645\u0631\u0643\u0632\u064a\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0644\u062f\u0649 \u0628\u0646\u0643 \u0627\u0644\u062c\u0632\u0627\u0626\u0631<\/a>.<\/li>\n\n\n\n<li><strong>\u0623\u0638\u0647\u0631 \u0627\u0633\u062a\u0642\u0631\u0627\u0631\u0643 \u0627\u0644\u0648\u0638\u064a\u0641\u064a:<\/strong> \u0643\u0644\u0645\u0627 \u0643\u0627\u0646\u062a \u0645\u062f\u0629 \u0639\u0645\u0644\u0643 \u0641\u064a \u0646\u0641\u0633 \u0627\u0644\u0634\u0631\u0643\u0629 \u0623\u0637\u0648\u0644\u060c \u0643\u0627\u0646 \u0630\u0644\u0643 \u0623\u0641\u0636\u0644. \u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u0641\u0643\u0631 \u0641\u064a \u062a\u063a\u064a\u064a\u0631 \u0648\u0638\u064a\u0641\u062a\u0643\u060c \u0641\u0645\u0646 \u0627\u0644\u0623\u0641\u0636\u0644 \u062a\u0623\u062c\u064a\u0644 \u0630\u0644\u0643 \u0625\u0644\u0649 \u0645\u0627 \u0628\u0639\u062f \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0642\u0631\u0636.<\/li>\n\n\n\n<li><strong>\u0627\u0637\u0644\u0628 \u0645\u0628\u0644\u063a\u0627\u064b \u0648\u0627\u0642\u0639\u064a\u0627\u064b:<\/strong> \u0644\u0627 \u062a\u0637\u0644\u0628 \u0627\u0644\u062d\u062f \u0627\u0644\u0623\u0642\u0635\u0649 \u0627\u0644\u0630\u064a \u064a\u0645\u0643\u0646\u0643 \u0627\u0642\u062a\u0631\u0627\u0636\u0647. \u0627\u062a\u0631\u0643 \u0647\u0627\u0645\u0634 \u0623\u0645\u0627\u0646 \u0641\u064a \u0645\u064a\u0632\u0627\u0646\u064a\u062a\u0643. \u0647\u0630\u0627 \u064a\u0638\u0647\u0631 \u0644\u0644\u0628\u0646\u0643 \u0623\u0646\u0643 \u0645\u062f\u064a\u0631 \u0645\u0627\u0644\u064a \u062d\u0643\u064a\u0645.<\/li>\n\n\n\n<li><strong>\u0644\u0627 \u062a\u0647\u0645\u0644 \u0627\u0644\u062a\u0623\u0645\u064a\u0646:<\/strong> \u0633\u064a\u0641\u0631\u0636 \u0639\u0644\u064a\u0643 \u0627\u0644\u0628\u0646\u0643 \u062a\u0623\u0645\u064a\u0646\u0627\u064b \u0639\u0644\u0649 \u0627\u0644\u062d\u064a\u0627\u0629 \u0648\u0627\u0644\u0639\u062c\u0632 \u0648\u062a\u0623\u0645\u064a\u0646\u0627\u064b \u0639\u0644\u0649 \u0627\u0644\u0639\u0642\u0627\u0631. \u0647\u0630\u0627 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u064a\u062d\u0645\u064a\u0643 \u0648\u064a\u062d\u0645\u064a \u0627\u0644\u0628\u0646\u0643 \u0641\u064a \u062d\u0627\u0644\u0629 \u0648\u0642\u0648\u0639 \u0645\u0643\u0631\u0648\u0647.<\/li>\n\n\n\n<li><strong>\u0643\u0646 \u0634\u0641\u0627\u0641\u0627\u064b \u0648\u0635\u0627\u062f\u0642\u0627\u064b:<\/strong> \u0644\u0627 \u062a\u062d\u0627\u0648\u0644 \u062a\u0636\u062e\u064a\u0645 \u062f\u062e\u0644\u0643 \u0623\u0648 \u0625\u062e\u0641\u0627\u0621 \u0645\u0639\u0644\u0648\u0645\u0627\u062a. \u064a\u062a\u0645 \u0627\u0643\u062a\u0634\u0627\u0641 \u0647\u0630\u0647 \u0627\u0644\u0623\u0645\u0648\u0631 \u062f\u0627\u0626\u0645\u0627\u064b \u0648\u062a\u0624\u062f\u064a \u0625\u0644\u0649 \u0627\u0644\u0631\u0641\u0636 \u0627\u0644\u0645\u0628\u0627\u0634\u0631.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u062e\u0644\u0627\u0635\u0629 \u0627\u0644\u0642\u0633\u0645:<\/strong> \u0633\u0645\u0639\u062a\u0643 \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u0627\u0633\u062a\u0642\u0631\u0627\u0631\u0643 \u0627\u0644\u0645\u0647\u0646\u064a\u060c \u0648\u0648\u0627\u0642\u0639\u064a\u0629 \u0637\u0644\u0628\u0643 \u0647\u064a \u0645\u0641\u0627\u062a\u064a\u062d\u0643 \u0627\u0644\u062b\u0644\u0627\u062b\u0629 \u0644\u0641\u062a\u062d \u0628\u0627\u0628 \u0645\u0648\u0627\u0641\u0642\u0629 \u0627\u0644\u0628\u0646\u0643.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u062f\u0648\u0631 \u0627\u0644\u0645\u0646\u0635\u0627\u062a \u0627\u0644\u0645\u0647\u0646\u064a\u0629 \u0645\u062b\u0644 jobsdz.com \u0641\u064a \u062a\u062d\u0642\u064a\u0642 \u062d\u0644\u0645\u0643<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0642\u062f \u062a\u062a\u0633\u0627\u0621\u0644\u060c \u0645\u0627 \u0639\u0644\u0627\u0642\u0629 \u0645\u0648\u0642\u0639 \u0644\u0644\u062a\u0648\u0638\u064a\u0641 \u0628\u0642\u0631\u0636\u064a \u0627\u0644\u0633\u0643\u0646\u064a\u061f \u0627\u0644\u0639\u0644\u0627\u0642\u0629 \u0645\u0628\u0627\u0634\u0631\u0629 \u0648\u0623\u0633\u0627\u0633\u064a\u0629. \u0643\u0645\u0627 \u0630\u0643\u0631\u0646\u0627\u060c <strong>\u0627\u0644\u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0627\u0644\u0648\u0638\u064a\u0641\u064a \u0648\u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u062b\u0627\u0628\u062a<\/strong> \u0647\u0645\u0627 \u062d\u062c\u0631 \u0627\u0644\u0632\u0627\u0648\u064a\u0629 \u0627\u0644\u0630\u064a \u064a\u0628\u0646\u064a \u0639\u0644\u064a\u0647 \u0627\u0644\u0628\u0646\u0643 \u0642\u0631\u0627\u0631\u0647.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u0648\u0642\u0639 <strong>jobsdz.com<\/strong> \u0644\u0627 \u064a\u0642\u062a\u0635\u0631 \u0639\u0644\u0649 \u0643\u0648\u0646\u0647 \u0645\u062c\u0631\u062f \u0628\u0648\u0627\u0628\u0629 \u0644\u0625\u0639\u0644\u0627\u0646\u0627\u062a \u0627\u0644\u0648\u0638\u0627\u0626\u0641\u060c \u0628\u0644 \u0647\u0648 \u0634\u0631\u064a\u0643\u0643 \u0641\u064a \u0628\u0646\u0627\u0621 \u0645\u0633\u0627\u0631 \u0645\u0647\u0646\u064a \u0645\u062a\u064a\u0646 \u064a\u0624\u0647\u0644\u0643 \u0644\u062a\u062d\u0642\u064a\u0642 \u0623\u0647\u062f\u0627\u0641\u0643 \u0627\u0644\u0643\u0628\u0631\u0649\u060c \u0648\u0645\u0646\u0647\u0627 \u0627\u0645\u062a\u0644\u0627\u0643 \u0645\u0646\u0632\u0644.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0648\u0638\u0627\u0626\u0641 \u0645\u0633\u062a\u0642\u0631\u0629:<\/strong> \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0635\u0641\u062d \u0622\u0644\u0627\u0641 \u0627\u0644\u0641\u0631\u0635 \u0641\u064a \u0627\u0644\u0642\u0637\u0627\u0639\u064a\u0646 \u0627\u0644\u0639\u0627\u0645 \u0648\u0627\u0644\u062e\u0627\u0635\u060c \u064a\u0645\u0643\u0646\u0643 \u0625\u064a\u062c\u0627\u062f \u0627\u0644\u0648\u0638\u064a\u0641\u0629 \u0627\u0644\u062a\u064a \u062a\u0645\u0646\u062d\u0643 \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0645\u0646\u062a\u0638\u0645 \u0627\u0644\u0630\u064a \u064a\u0637\u0644\u0628\u0647 \u0627\u0644\u0628\u0646\u0643.<\/li>\n\n\n\n<li><strong>\u0627\u0644\u062a\u0637\u0648\u0631 \u0627\u0644\u0645\u0647\u0646\u064a:<\/strong> \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0627\u0637\u0644\u0627\u0639 \u0639\u0644\u0649 \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0633\u0648\u0642 \u0639\u0628\u0631 \u0627\u0644\u0645\u0648\u0642\u0639\u060c \u064a\u0645\u0643\u0646\u0643 \u062a\u0637\u0648\u064a\u0631 \u0645\u0647\u0627\u0631\u0627\u062a\u0643 \u0648\u0627\u0644\u0633\u0639\u064a \u0644\u062a\u0631\u0642\u064a\u0627\u062a \u062a\u0632\u064a\u062f \u0645\u0646 \u0631\u0627\u062a\u0628\u0643\u060c \u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a \u062a\u0632\u064a\u062f \u0645\u0646 \u0642\u062f\u0631\u062a\u0643 \u0639\u0644\u0649 \u0627\u0644\u0627\u0642\u062a\u0631\u0627\u0636.<\/li>\n\n\n\n<li><strong>\u0627\u0644\u0645\u0639\u0631\u0641\u0629 \u0648\u0627\u0644\u062b\u0642\u0627\u0641\u0629 \u0627\u0644\u0645\u0647\u0646\u064a\u0629:<\/strong> \u064a\u0648\u0641\u0631 \u0642\u0633\u0645 <a href=\"https:\/\/jobsdz.com\/ar\/blog\" target=\"_blank\" rel=\"noreferrer noopener\">\u0627\u0644\u0645\u062f\u0648\u0646\u0629 \u0641\u064a jobsdz.com<\/a> \u0645\u0642\u0627\u0644\u0627\u062a \u0648\u0646\u0635\u0627\u0626\u062d \u062d\u0648\u0644 \u0643\u064a\u0641\u064a\u0629 \u0643\u062a\u0627\u0628\u0629 \u0633\u064a\u0631\u0629 \u0630\u0627\u062a\u064a\u0629 \u0627\u062d\u062a\u0631\u0627\u0641\u064a\u0629\u060c \u0627\u062c\u062a\u064a\u0627\u0632 \u0645\u0642\u0627\u0628\u0644\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u060c \u0648\u0627\u0644\u062a\u0641\u0627\u0648\u0636 \u0639\u0644\u0649 \u0627\u0644\u0631\u0627\u062a\u0628\u060c \u0648\u0643\u0644\u0647\u0627 \u062e\u0637\u0648\u0627\u062a \u062a\u0633\u0627\u0647\u0645 \u0641\u064a \u062a\u0639\u0632\u064a\u0632 \u0648\u0636\u0639\u0643 \u0627\u0644\u0645\u0627\u0644\u064a \u0648\u0627\u0644\u0645\u0647\u0646\u064a.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u0639\u0646\u062f\u0645\u0627 \u062a\u0642\u062f\u0645 \u0644\u0644\u0628\u0646\u0643 \u0634\u0647\u0627\u062f\u0629 \u0639\u0645\u0644 \u0645\u0646 \u0634\u0631\u0643\u0629 \u0645\u0631\u0645\u0648\u0642\u0629 \u0648\u062c\u062f\u062a\u0647\u0627 \u0639\u0628\u0631 \u0645\u0646\u0635\u0629 \u0645\u0648\u062b\u0648\u0642\u0629\u060c \u0641\u0623\u0646\u062a \u0644\u0627 \u062a\u0642\u062f\u0645 \u0645\u062c\u0631\u062f \u0648\u0631\u0642\u0629\u060c \u0628\u0644 \u062a\u0642\u062f\u0645 \u062f\u0644\u064a\u0644\u0627\u064b \u0639\u0644\u0649 \u062a\u062e\u0637\u064a\u0637\u0643 \u0644\u0645\u0633\u062a\u0642\u0628\u0644\u0643 \u0627\u0644\u0645\u0647\u0646\u064a \u0648\u0627\u0644\u0645\u0627\u0644\u064a.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0634\u0627\u0647\u062f: \u0634\u0631\u062d \u0645\u0628\u0633\u0637 \u0644\u062e\u0637\u0648\u0627\u062a \u0627\u0644\u0642\u0631\u0636 \u0627\u0644\u0633\u0643\u0646\u064a \u0641\u064a \u0627\u0644\u062c\u0632\u0627\u0626\u0631<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0644\u0623\u0646 \u0627\u0644\u0635\u0648\u0631\u0629 \u0642\u062f \u062a\u063a\u0646\u064a \u0639\u0646 \u0623\u0644\u0641 \u0643\u0644\u0645\u0629\u060c \u0625\u0644\u064a\u0643 \u0647\u0630\u0627 \u0627\u0644\u0641\u064a\u062f\u064a\u0648 \u0627\u0644\u0645\u0641\u064a\u062f \u0645\u0646 \u064a\u0648\u062a\u064a\u0648\u0628 \u0627\u0644\u0630\u064a \u064a\u0644\u062e\u0635 \u0628\u0639\u0636 \u0627\u0644\u062c\u0648\u0627\u0646\u0628 \u0627\u0644\u0647\u0627\u0645\u0629 \u0644\u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0642\u0631\u0636 \u0627\u0644\u0633\u0643\u0646\u064a \u0628\u0623\u0633\u0644\u0648\u0628 \u0645\u0628\u0633\u0637.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"\u0623\u0641\u0636\u0644 \u0637\u0631\u064a\u0642\u0629 \u0644\u0634\u0631\u0627\u0621 \u0633\u0643\u0646 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0623\u064a \u0628\u0646\u0643 \u0645\u0639 \u062a\u062c\u0631\u0628\u062a\u064a \u0645\u0639 \u0628\u0646\u0643 cnep\" width=\"980\" height=\"551\" src=\"https:\/\/www.youtube.com\/embed\/-smrcO_Haww?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0623\u0633\u0626\u0644\u0629 \u0634\u0627\u0626\u0639\u0629 (FAQ)<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0647\u0646\u0627 \u0625\u062c\u0627\u0628\u0627\u062a \u0633\u0631\u064a\u0639\u0629 \u0639\u0644\u0649 \u0628\u0639\u0636 \u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0627\u0644\u0623\u0643\u062b\u0631 \u0634\u064a\u0648\u0639\u0627\u064b.<\/p>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1757250999318\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>1. \u0643\u0645 \u062a\u0633\u062a\u063a\u0631\u0642 \u0645\u062f\u0629 \u062f\u0631\u0627\u0633\u0629 \u0627\u0644\u0645\u0644\u0641 \u0648\u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u0639\u0644\u0649 \u0627\u0644\u0642\u0631\u0636\u061f<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p> \u062a\u062a\u0631\u0627\u0648\u062d \u0627\u0644\u0645\u062f\u0629 \u0628\u0634\u0643\u0644 \u0639\u0627\u0645 \u0628\u064a\u0646 \u0634\u0647\u0631 \u0648\u062b\u0644\u0627\u062b\u0629 \u0623\u0634\u0647\u0631\u060c \u0648\u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0645\u062f\u0649 \u0627\u0643\u062a\u0645\u0627\u0644 \u0645\u0644\u0641\u0643\u060c \u0633\u0631\u0639\u0629 \u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u062e\u0628\u064a\u0631 \u0644\u0644\u0639\u0642\u0627\u0631\u060c \u0648\u0627\u0644\u0636\u063a\u0637 \u0639\u0644\u0649 \u0627\u0644\u0628\u0646\u0643 \u0641\u064a \u062a\u0644\u0643 \u0627\u0644\u0641\u062a\u0631\u0629.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1757251014406\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>2. \u0647\u0644 \u064a\u0645\u0643\u0646\u0646\u064a \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0642\u0631\u0636 \u0633\u0643\u0646\u064a \u0628\u062f\u0648\u0646 \u062f\u0641\u0639\u0629 \u0623\u0648\u0644\u0649 (\u0645\u0633\u0627\u0647\u0645\u0629 \u0634\u062e\u0635\u064a\u0629)\u061f<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p> \u0641\u064a \u0627\u0644\u063a\u0627\u0644\u0628 \u0644\u0627. \u0643\u0644 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629 \u062a\u0642\u0631\u064a\u0628\u0627\u064b \u062a\u0634\u062a\u0631\u0637 \u0645\u0633\u0627\u0647\u0645\u0629 \u0634\u062e\u0635\u064a\u0629 \u0643\u062f\u0644\u064a\u0644 \u0639\u0644\u0649 \u0627\u0644\u062c\u062f\u064a\u0629 \u0648\u0627\u0644\u0642\u062f\u0631\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1757251022521\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>3. \u0645\u0627\u0630\u0627 \u0623\u0641\u0639\u0644 \u0625\u0630\u0627 \u062a\u0645 \u0631\u0641\u0636 \u0637\u0644\u0628\u064a\u061f<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p> \u0623\u0648\u0644\u0627\u064b\u060c \u0627\u0637\u0644\u0628 \u0645\u0646 \u0627\u0644\u0628\u0646\u0643 \u0645\u0639\u0631\u0641\u0629 \u0633\u0628\u0628 \u0627\u0644\u0631\u0641\u0636 \u0628\u0648\u0636\u0648\u062d. \u0642\u062f \u064a\u0643\u0648\u0646 \u0627\u0644\u0633\u0628\u0628 \u0628\u0633\u064a\u0637\u0627\u064b \u0645\u062b\u0644 \u0646\u0642\u0635 \u0648\u062b\u064a\u0642\u0629 \u0645\u0627\u060c \u0623\u0648 \u0642\u062f \u064a\u0643\u0648\u0646 \u0645\u062a\u0639\u0644\u0642\u0627\u064b \u0628\u0642\u062f\u0631\u062a\u0643 \u0639\u0644\u0649 \u0627\u0644\u0633\u062f\u0627\u062f. \u0627\u0639\u0645\u0644 \u0639\u0644\u0649 \u062d\u0644 \u0627\u0644\u0645\u0634\u0643\u0644\u0629 (\u0645\u062b\u0644\u0627\u064b\u060c \u062a\u0633\u062f\u064a\u062f \u062f\u064a\u0648\u0646 \u0623\u062e\u0631\u0649\u060c \u0627\u0644\u0628\u062d\u062b \u0639\u0646 \u0639\u0642\u0627\u0631 \u0628\u0633\u0639\u0631 \u0623\u0642\u0644) \u062b\u0645 \u064a\u0645\u0643\u0646\u0643 \u0627\u0644\u0645\u062d\u0627\u0648\u0644\u0629 \u0645\u0631\u0629 \u0623\u062e\u0631\u0649 \u0628\u0639\u062f \u0641\u062a\u0631\u0629.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1757251032397\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>4. \u0647\u0644 \u064a\u0645\u0643\u0646 \u0644\u0634\u062e\u0635\u064a\u0646 (\u0632\u0648\u062c \u0648\u0632\u0648\u062c\u0629 \u0645\u062b\u0644\u0627\u064b) \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0641\u064a \u0642\u0631\u0636 \u0648\u0627\u062d\u062f\u061f<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p> \u0646\u0639\u0645\u060c \u0647\u0630\u0627 \u0645\u0645\u0643\u0646 \u062c\u062f\u0627\u064b \u0648\u064a\u0633\u0645\u0649 &#8220;\u0627\u0644\u0642\u0631\u0636 \u0627\u0644\u0645\u0634\u062a\u0631\u0643&#8221;. \u064a\u062a\u0645 \u062f\u0645\u062c \u062f\u062e\u0644 \u0627\u0644\u0634\u062e\u0635\u064a\u0646 \u0645\u0639\u0627\u064b\u060c \u0645\u0645\u0627 \u064a\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u0633\u062f\u0627\u062f \u0648\u064a\u0633\u0645\u062d \u0628\u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0645\u0628\u0644\u063a \u0642\u0631\u0636 \u0623\u0643\u0628\u0631.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1757251040288\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>5. \u0645\u0627 \u0647\u064a \u0627\u0644\u0645\u0635\u0627\u0631\u064a\u0641 \u0627\u0644\u0625\u0636\u0627\u0641\u064a\u0629 \u0627\u0644\u062a\u064a \u064a\u062c\u0628 \u0623\u0646 \u0623\u0636\u0639\u0647\u0627 \u0641\u064a \u0627\u0644\u062d\u0633\u0628\u0627\u0646\u061f<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p> \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0627\u0644\u062f\u0641\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649\u060c \u0647\u0646\u0627\u0643 \u0645\u0635\u0627\u0631\u064a\u0641 \u0627\u0644\u0645\u0648\u062b\u0642 (\u062a\u062a\u0639\u0644\u0642 \u0628\u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0639\u0642\u062f \u0648\u0627\u0644\u0631\u0647\u0646)\u060c \u0645\u0635\u0627\u0631\u064a\u0641 \u0645\u0644\u0641 \u0627\u0644\u0642\u0631\u0636 \u0644\u062f\u0649 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