{"id":36697,"date":"2026-02-03T14:01:11","date_gmt":"2026-02-03T13:01:11","guid":{"rendered":"https:\/\/jobsdz.com\/2026\/02\/%d9%83%d9%8a%d9%81%d9%8a%d8%a9-%d8%aa%d8%ad%d9%84%d9%8a%d9%84-%d8%a7%d9%84%d9%85%d8%ae%d8%a7%d8%b7%d8%b1-%d8%a7%d9%84%d8%aa%d8%b4%d8%ba%d9%8a%d9%84%d9%8a%d8%a9-%d8%ae%d8%b7%d9%88%d8%a7%d8%aa-%d8%b9\/"},"modified":"2026-02-03T14:01:11","modified_gmt":"2026-02-03T13:01:11","slug":"%d9%83%d9%8a%d9%81%d9%8a%d8%a9-%d8%aa%d8%ad%d9%84%d9%8a%d9%84-%d8%a7%d9%84%d9%85%d8%ae%d8%a7%d8%b7%d8%b1-%d8%a7%d9%84%d8%aa%d8%b4%d8%ba%d9%8a%d9%84%d9%8a%d8%a9-%d8%ae%d8%b7%d9%88%d8%a7%d8%aa-%d8%b9","status":"publish","type":"post","link":"https:\/\/jobsdz.com\/ar\/2026\/02\/%d9%83%d9%8a%d9%81%d9%8a%d8%a9-%d8%aa%d8%ad%d9%84%d9%8a%d9%84-%d8%a7%d9%84%d9%85%d8%ae%d8%a7%d8%b7%d8%b1-%d8%a7%d9%84%d8%aa%d8%b4%d8%ba%d9%8a%d9%84%d9%8a%d8%a9-%d8%ae%d8%b7%d9%88%d8%a7%d8%aa-%d8%b9\/","title":{"rendered":"\u0643\u064a\u0641\u064a\u0629 \u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629: \u062e\u0637\u0648\u0627\u062a \u0639\u0645\u0644\u064a\u0629 \u0644\u0625\u062f\u0627\u0631\u062a\u0647\u0627"},"content":{"rendered":"<p>\u0641\u064a \u0639\u0627\u0644\u0645 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0645\u0639\u0648\u0644\u0645 \u0627\u0644\u0630\u064a \u064a\u062a\u0633\u0645 \u0628\u0627\u0644\u062a\u0642\u0644\u0628\u0627\u062a \u0627\u0644\u0633\u0631\u064a\u0639\u0629 \u0648\u0627\u0644\u062a\u0631\u0627\u0628\u0637 \u0627\u0644\u0634\u062f\u064a\u062f\u060c \u0644\u0645 \u062a\u0639\u062f \u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0645\u062c\u0631\u062f \u0645\u0645\u0627\u0631\u0633\u0629 \u0625\u062f\u0627\u0631\u064a\u0629 \u062c\u064a\u062f\u0629\u060c \u0628\u0644 \u0623\u0635\u0628\u062d\u062a \u0636\u0631\u0648\u0631\u0629 \u062d\u062a\u0645\u064a\u0629 \u0644\u0644\u0628\u0642\u0627\u0621 \u0648\u0627\u0644\u0627\u0632\u062f\u0647\u0627\u0631. \u0625\u0646 \u0623\u064a \u062e\u0644\u0644 \u0641\u064a \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u064a\u0648\u0645\u064a\u0629\u060c \u0633\u0648\u0627\u0621 \u0643\u0627\u0646 \u0646\u0627\u062a\u062c\u064b\u0627 \u0639\u0646 \u062e\u0637\u0623 \u0628\u0634\u0631\u064a \u0628\u0633\u064a\u0637\u060c \u0623\u0648 \u0641\u0634\u0644 \u0646\u0638\u0627\u0645 \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a \u0645\u0639\u0642\u062f\u060c \u0623\u0648 \u0627\u0646\u0642\u0637\u0627\u0639 \u0641\u064a \u0633\u0644\u0633\u0644\u0629 \u0627\u0644\u062a\u0648\u0631\u064a\u062f \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629\u060c \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u062a\u0635\u0627\u0639\u062f \u0628\u0633\u0631\u0639\u0629 \u0644\u064a\u0635\u0628\u062d \u0623\u0632\u0645\u0629 \u062a\u0647\u062f\u062f \u0633\u0645\u0639\u0629 \u0627\u0644\u0645\u0624\u0633\u0633\u0629 \u0648\u0627\u0633\u062a\u0642\u0631\u0627\u0631\u0647\u0627 \u0627\u0644\u0645\u0627\u0644\u064a. \u0641\u0647\u0645 \u0643\u064a\u0641\u064a\u0629 \u062a\u062d\u0644\u064a\u0644 \u0647\u0630\u0647 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0625\u062f\u0627\u0631\u062a\u0647\u0627 \u0628\u0641\u0639\u0627\u0644\u064a\u0629 \u0644\u0627 \u064a\u0639\u0632\u0632 \u0641\u0642\u0637 \u0645\u0631\u0648\u0646\u0629 \u0627\u0644\u0634\u0631\u0643\u0629\u060c \u0628\u0644 \u064a\u0641\u062a\u062d \u0627\u0644\u0623\u0628\u0648\u0627\u0628 \u0623\u0645\u0627\u0645 \u0641\u0631\u0635 \u062c\u062f\u064a\u062f\u0629 \u0644\u0644\u0646\u0645\u0648 \u0648\u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631\u060c \u0648\u064a\u0635\u0642\u0644 \u0645\u0647\u0627\u0631\u0627\u062a\u0643 \u0643\u0642\u0627\u0626\u062f \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a \u0642\u0627\u062f\u0631 \u0639\u0644\u0649 \u0627\u0644\u062a\u0646\u0642\u0644 \u0641\u064a \u0628\u064a\u0626\u0629 \u0639\u0645\u0644 \u0644\u0627 \u064a\u0645\u0643\u0646 \u0627\u0644\u062a\u0646\u0628\u0624 \u0628\u0647\u0627. \u0647\u0630\u0627 \u0627\u0644\u062f\u0644\u064a\u0644 \u0627\u0644\u0634\u0627\u0645\u0644 \u0645\u0635\u0645\u0645 \u0644\u064a\u0643\u0648\u0646 \u0645\u0631\u062c\u0639\u0643 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u060c \u062d\u064a\u062b \u064a\u0632\u0648\u062f\u0643 \u0628\u0627\u0644\u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u0639\u0645\u064a\u0642\u0629 \u0648\u0627\u0644\u062e\u0637\u0648\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0644\u062a\u062d\u0648\u064a\u0644 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0645\u0646 \u0645\u062c\u0631\u062f \u0625\u062c\u0631\u0627\u0621 \u0648\u0642\u0627\u0626\u064a \u0625\u0644\u0649 \u0645\u064a\u0632\u0629 \u062a\u0646\u0627\u0641\u0633\u064a\u0629 \u0642\u0648\u064a\u0629 \u062a\u062f\u0641\u0639 \u0645\u0633\u064a\u0631\u062a\u0643 \u0627\u0644\u0645\u0647\u0646\u064a\u0629 \u0625\u0644\u0649 \u0627\u0644\u0623\u0645\u0627\u0645.<\/p>\n\n<h2>\u0645\u0627 \u0647\u064a \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629\u061f \u062a\u0639\u0631\u064a\u0641 \u0634\u0627\u0645\u0644 \u0648\u0645\u0641\u0635\u0644<\/h2>\n<p>\u0639\u0646\u062f\u0645\u0627 \u0646\u062a\u062d\u062f\u062b \u0639\u0646 &#8220;\u0627\u0644\u0645\u062e\u0627\u0637\u0631&#8221;\u060c \u063a\u0627\u0644\u0628\u064b\u0627 \u0645\u0627 \u062a\u062a\u0628\u0627\u062f\u0631 \u0625\u0644\u0649 \u0627\u0644\u0630\u0647\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0645\u062b\u0644 \u062a\u0642\u0644\u0628\u0627\u062a \u0627\u0644\u0633\u0648\u0642 \u0623\u0648 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646. \u0644\u0643\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 (Operational Risk) \u0647\u064a \u0648\u062d\u0634 \u0645\u062e\u062a\u0644\u0641 \u062a\u0645\u0627\u0645\u064b\u0627\u061b \u0625\u0646\u0647\u0627 &#8220;\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062e\u0633\u0627\u0631\u0629 \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u0639\u062f\u0645 \u0643\u0641\u0627\u064a\u0629 \u0623\u0648 \u0641\u0634\u0644 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629\u060c \u0623\u0648 \u0627\u0644\u0623\u0641\u0631\u0627\u062f\u060c \u0623\u0648 \u0627\u0644\u0623\u0646\u0638\u0645\u0629\u060c \u0623\u0648 \u0639\u0646 \u0623\u062d\u062f\u0627\u062b \u062e\u0627\u0631\u062c\u064a\u0629&#8221;. \u0647\u0630\u0627 \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u060c \u0627\u0644\u0630\u064a \u062a\u0645 \u062a\u0639\u0645\u064a\u0645\u0647 \u0645\u0646 \u0642\u0628\u0644 \u0644\u062c\u0646\u0629 \u0628\u0627\u0632\u0644 \u0644\u0644\u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629\u060c \u0647\u0648 \u0627\u0644\u0645\u0639\u064a\u0627\u0631 \u0627\u0644\u0630\u0647\u0628\u064a \u0644\u0641\u0647\u0645 \u0647\u0630\u0627 \u0627\u0644\u0645\u0641\u0647\u0648\u0645. \u0644\u0646\u062d\u0644\u0644 \u0647\u0630\u0627 \u0627\u0644\u062a\u0639\u0631\u064a\u0641 \u0628\u0639\u0645\u0642 \u0623\u0643\u0628\u0631: \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0644\u064a\u0633\u062a \u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0627\u0644\u062e\u0627\u0637\u0626\u0629 (\u0645\u062b\u0644 \u062f\u062e\u0648\u0644 \u0633\u0648\u0642 \u062c\u062f\u064a\u062f \u0648\u0641\u0634\u0644 \u0627\u0644\u0645\u0646\u062a\u062c)\u060c \u0628\u0644 \u0647\u064a \u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0640 &#8220;\u0643\u064a\u0641\u064a\u0629&#8221; \u062a\u0646\u0641\u064a\u0630 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u064a\u0648\u0645\u064a\u0629. \u0625\u0646\u0647\u0627 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0643\u0627\u0645\u0646\u0629 \u0641\u064a \u0643\u0644 \u0625\u062c\u0631\u0627\u0621 \u062a\u0642\u0648\u0645 \u0628\u0647 \u0627\u0644\u0645\u0624\u0633\u0633\u0629\u060c \u0628\u062f\u0621\u064b\u0627 \u0645\u0646 \u0625\u062f\u062e\u0627\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u0627\u0646\u062a\u0647\u0627\u0621\u064b \u0628\u062a\u0635\u0646\u064a\u0639 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u0645\u0639\u0642\u062f\u0629.<\/p>\n<p>\u0644\u062a\u0628\u0633\u064a\u0637 \u0627\u0644\u0623\u0645\u0631\u060c \u064a\u0645\u0643\u0646 \u0627\u0639\u062a\u0628\u0627\u0631 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0628\u0645\u062b\u0627\u0628\u0629 \u0627\u0644\u0623\u0639\u0637\u0627\u0644 \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u0629 \u0641\u064a &#8220;\u0627\u0644\u0645\u062d\u0631\u0643&#8221; \u0627\u0644\u0630\u064a \u064a\u062f\u064a\u0631 \u0627\u0644\u0634\u0631\u0643\u0629. \u0642\u062f \u064a\u0643\u0648\u0646 \u0644\u062f\u064a\u0643 \u0623\u0641\u0636\u0644 \u062a\u0635\u0645\u064a\u0645 \u0633\u064a\u0627\u0631\u0629 (\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629)\u060c \u0648\u0623\u0641\u0636\u0644 \u0648\u062c\u0647\u0629 (\u0623\u0647\u062f\u0627\u0641)\u060c \u0648\u0644\u0643\u0646 \u0625\u0630\u0627 \u062a\u0639\u0637\u0644 \u0627\u0644\u0645\u062d\u0631\u0643 (\u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a)\u060c \u0641\u0644\u0646 \u062a\u0635\u0644 \u0625\u0644\u0649 \u0623\u064a \u0645\u0643\u0627\u0646. \u0647\u0630\u0647 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0627\u0633\u0639\u0629 \u0627\u0644\u0646\u0637\u0627\u0642 \u0648\u0645\u062a\u0646\u0648\u0639\u0629 \u0628\u0634\u0643\u0644 \u0644\u0627 \u064a\u0635\u062f\u0642\u060c \u0648\u062a\u062a\u0631\u0627\u0648\u062d \u0645\u0646 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0627\u0644\u062f\u0627\u062e\u0644\u064a \u0627\u0644\u0630\u064a \u064a\u0631\u062a\u0643\u0628\u0647 \u0645\u0648\u0638\u0641\u060c \u0625\u0644\u0649 \u0627\u0646\u0642\u0637\u0627\u0639 \u0627\u0644\u062a\u064a\u0627\u0631 \u0627\u0644\u0643\u0647\u0631\u0628\u0627\u0626\u064a \u0627\u0644\u0630\u064a \u064a\u0639\u0637\u0644 \u0645\u0631\u0643\u0632 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a\u060c \u0648\u0635\u0648\u0644\u064b\u0627 \u0625\u0644\u0649 \u062e\u0637\u0623 \u0641\u064a \u0627\u0644\u062a\u0631\u0645\u064a\u0632 \u0627\u0644\u0628\u0631\u0645\u062c\u064a \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u062a\u0648\u0642\u0641 \u0645\u0648\u0642\u0639 \u0627\u0644\u0648\u064a\u0628 \u0627\u0644\u062e\u0627\u0635 \u0628\u0627\u0644\u0634\u0631\u0643\u0629. \u0645\u0646 \u0627\u0644\u0636\u0631\u0648\u0631\u064a \u0641\u0647\u0645 \u0623\u0646\u0647\u0627 \u062a\u0634\u0645\u0644 \u0643\u0644\u0627\u064b \u0645\u0646 \u0627\u0644\u062e\u0633\u0627\u0626\u0631 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u0628\u0627\u0634\u0631\u0629 (\u0645\u062b\u0644 \u062a\u0643\u0644\u0641\u0629 \u0625\u0635\u0644\u0627\u062d \u0646\u0638\u0627\u0645 \u0645\u0639\u0637\u0644) \u0648\u0627\u0644\u062e\u0633\u0627\u0626\u0631 \u063a\u064a\u0631 \u0627\u0644\u0645\u0628\u0627\u0634\u0631\u0629 (\u0645\u062b\u0644 \u0627\u0644\u0636\u0631\u0631 \u0627\u0644\u0630\u064a \u064a\u0644\u062d\u0642 \u0628\u0627\u0644\u0633\u0645\u0639\u0629 \u0646\u062a\u064a\u062c\u0629 \u0644\u062e\u062f\u0645\u0629 \u0639\u0645\u0644\u0627\u0621 \u0633\u064a\u0626\u0629 \u0628\u0633\u0628\u0628 \u0647\u0630\u0627 \u0627\u0644\u0639\u0637\u0644).<\/p>\n<blockquote>\n<p><strong>\u0646\u0635\u064a\u062d\u0629 \u062e\u0628\u064a\u0631:<\/strong> \u0644\u0627 \u062a\u062e\u0644\u0637 \u0628\u064a\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0648\u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629. \u0641\u0634\u0644 \u0625\u0637\u0644\u0627\u0642 \u0645\u0646\u062a\u062c \u062c\u062f\u064a\u062f \u0647\u0648 \u062e\u0637\u0631 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a. \u0623\u0645\u0627 \u0641\u0634\u0644 \u062e\u0637 \u0627\u0644\u0625\u0646\u062a\u0627\u062c \u0627\u0644\u0630\u064a \u064a\u0635\u0646\u0639 \u0647\u0630\u0627 \u0627\u0644\u0645\u0646\u062a\u062c \u0628\u0633\u0628\u0628 \u0633\u0648\u0621 \u0627\u0644\u0635\u064a\u0627\u0646\u0629\u060c \u0641\u0647\u0630\u0627 \u0647\u0648 \u0627\u0644\u062e\u0637\u0631 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a \u0628\u0627\u0645\u062a\u064a\u0627\u0632. \u0627\u0644\u062a\u0645\u064a\u064a\u0632 \u0628\u064a\u0646\u0647\u0645\u0627 \u0647\u0648 \u0627\u0644\u062e\u0637\u0648\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 \u0646\u062d\u0648 \u0628\u0646\u0627\u0621 \u0625\u0637\u0627\u0631 \u0639\u0645\u0644 \u0641\u0639\u0627\u0644 \u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631.<\/p>\n<\/blockquote>\n<h2>\u0644\u0645\u0627\u0630\u0627 \u064a\u0639\u062a\u0628\u0631 \u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u062d\u062c\u0631 \u0627\u0644\u0632\u0627\u0648\u064a\u0629 \u0644\u0644\u0646\u062c\u0627\u062d \u0627\u0644\u0645\u0624\u0633\u0633\u064a\u061f<\/h2>\n<p>\u0641\u064a \u0627\u0644\u0645\u0634\u0647\u062f \u0627\u0644\u0631\u0642\u0645\u064a \u0627\u0644\u062d\u0627\u0644\u064a\u060c \u062d\u064a\u062b \u064a\u0645\u0643\u0646 \u0644\u062e\u0637\u0623 \u0648\u0627\u062d\u062f \u0623\u0646 \u064a\u0646\u062a\u0634\u0631 \u0639\u0627\u0644\u0645\u064a\u064b\u0627 \u0641\u064a \u062f\u0642\u0627\u0626\u0642\u060c \u0623\u0635\u0628\u062d \u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0623\u0643\u062b\u0631 \u0623\u0647\u0645\u064a\u0629 \u0645\u0646 \u0623\u064a \u0648\u0642\u062a \u0645\u0636\u0649. \u0625\u0646 \u062a\u062c\u0627\u0647\u0644 \u0647\u0630\u0647 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u064a\u0634\u0628\u0647 \u0627\u0644\u0625\u0628\u062d\u0627\u0631 \u0641\u064a \u0645\u062d\u064a\u0637 \u0639\u0627\u0635\u0641 \u062f\u0648\u0646 \u0628\u0648\u0635\u0644\u0629 \u0623\u0648 \u062e\u0631\u064a\u0637\u0629. \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062a\u0628\u0646\u0649 \u0646\u0647\u062c\u064b\u0627 \u0627\u0633\u062a\u0628\u0627\u0642\u064a\u064b\u0627 \u0644\u0625\u062f\u0627\u0631\u0629 \u0647\u0630\u0647 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0644\u0627 \u062a\u062a\u062c\u0646\u0628 \u0627\u0644\u0643\u0648\u0627\u0631\u062b \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u0629 \u0641\u062d\u0633\u0628\u060c \u0628\u0644 \u062a\u0643\u062a\u0633\u0628 \u0623\u064a\u0636\u064b\u0627 \u0645\u0632\u0627\u064a\u0627 \u062a\u0646\u0627\u0641\u0633\u064a\u0629 \u0643\u0628\u064a\u0631\u0629. \u0625\u0644\u064a\u0643 \u0627\u0644\u0623\u0633\u0628\u0627\u0628 \u0627\u0644\u062c\u0648\u0647\u0631\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u062c\u0639\u0644 \u0647\u0630\u0627 \u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0644\u0627 \u063a\u0646\u0649 \u0639\u0646\u0647:<\/p>\n<ul>\n<li><strong>\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0633\u0645\u0639\u0629 \u0648\u0627\u0644\u0639\u0644\u0627\u0645\u0629 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629:<\/strong> \u0627\u0644\u0633\u0645\u0639\u0629 \u0647\u064a \u0623\u063a\u0644\u0649 \u0623\u0635\u0648\u0644 \u0627\u0644\u0634\u0631\u0643\u0629. \u0623\u064a \u0641\u0634\u0644 \u062a\u0634\u063a\u064a\u0644\u064a\u060c \u0645\u062b\u0644 \u062a\u0633\u0631\u0628 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0623\u0648 \u062a\u0642\u062f\u064a\u0645 \u0645\u0646\u062a\u062c \u0645\u0639\u064a\u0628\u060c \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u062f\u0645\u0631 \u062b\u0642\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u062a\u064a \u0627\u0633\u062a\u063a\u0631\u0642 \u0628\u0646\u0627\u0624\u0647\u0627 \u0633\u0646\u0648\u0627\u062a. \u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0645\u0633\u0628\u0642 \u0644\u0645\u062b\u0644 \u0647\u0630\u0647 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u064a\u0633\u0645\u062d \u0628\u0648\u0636\u0639 \u0636\u0648\u0627\u0628\u0637 \u0644\u0645\u0646\u0639\u0647\u0627\u060c \u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0639\u0644\u0627\u0645\u0629 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629.<\/li>\n<li><strong>\u0636\u0645\u0627\u0646 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a \u0648\u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a:<\/strong> \u062a\u0639\u0645\u0644 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0641\u064a \u0628\u064a\u0626\u0629 \u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0645\u0639\u0642\u062f\u0629 \u0648\u0645\u062a\u063a\u064a\u0631\u0629 \u0628\u0627\u0633\u062a\u0645\u0631\u0627\u0631. \u0627\u0644\u0641\u0634\u0644 \u0641\u064a \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u0644\u0648\u0627\u0626\u062d\u060c \u0645\u062b\u0644 \u0642\u0648\u0627\u0646\u064a\u0646 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a (\u0645\u062b\u0644 GDPR) \u0623\u0648 \u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0633\u0644\u0627\u0645\u0629 \u0648\u0627\u0644\u0635\u062d\u0629 \u0627\u0644\u0645\u0647\u0646\u064a\u0629\u060c \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u063a\u0631\u0627\u0645\u0627\u062a \u0628\u0627\u0647\u0638\u0629 \u0648\u062f\u0639\u0627\u0648\u0649 \u0642\u0636\u0627\u0626\u064a\u0629 \u0645\u0643\u0644\u0641\u0629. \u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u064a\u0636\u0645\u0646 \u062a\u062d\u062f\u064a\u062f \u0647\u0630\u0647 \u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0648\u062f\u0645\u062c\u0647\u0627 \u0641\u064a \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u064a\u0648\u0645\u064a\u0629.<\/li>\n<li><strong>\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0643\u0641\u0627\u0621\u0629 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0648\u062e\u0641\u0636 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641:<\/strong> \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u062d\u062f\u064a\u062f \u0646\u0642\u0627\u0637 \u0627\u0644\u0636\u0639\u0641 \u0641\u064a \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a\u060c \u064a\u0645\u0643\u0646 \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u062a\u0628\u0633\u064a\u0637 \u0625\u062c\u0631\u0627\u0621\u0627\u062a\u0647\u0627\u060c \u0648\u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u0647\u062f\u0631\u060c \u0648\u062a\u062d\u0633\u064a\u0646 \u062a\u062e\u0635\u064a\u0635 \u0627\u0644\u0645\u0648\u0627\u0631\u062f. \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u062a\u062d\u0644\u064a\u0644 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0623\u0639\u0637\u0627\u0644 \u0641\u064a \u0633\u0644\u0633\u0644\u0629 \u0627\u0644\u062a\u0648\u0631\u064a\u062f \u0642\u062f \u064a\u062f\u0641\u0639 \u0627\u0644\u0634\u0631\u0643\u0629 \u0625\u0644\u0649 \u062a\u0646\u0648\u064a\u0639 \u0645\u0648\u0631\u062f\u064a\u0647\u0627\u060c \u0645\u0645\u0627 \u064a\u0642\u0644\u0644 \u0645\u0646 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u062a\u0648\u0642\u0641 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644.<\/li>\n<li><strong>\u062a\u0639\u0632\u064a\u0632 \u062b\u0642\u0629 \u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u0645\u0635\u0644\u062d\u0629 \u0648\u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646:<\/strong> \u064a\u0641\u0636\u0644 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u0648\u0646 \u0648\u0623\u0639\u0636\u0627\u0621 \u0645\u062c\u0644\u0633 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u064a \u0644\u062f\u064a\u0647\u0627 \u0641\u0647\u0645 \u0648\u0627\u0636\u062d \u0644\u0645\u062e\u0627\u0637\u0631\u0647\u0627 \u0648\u0625\u0637\u0627\u0631 \u0639\u0645\u0644 \u0642\u0648\u064a \u0644\u0625\u062f\u0627\u0631\u062a\u0647\u0627. \u0625\u0646 \u0648\u062c\u0648\u062f \u0639\u0645\u0644\u064a\u0629 \u0645\u0646\u0638\u0645\u0629 \u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u064a\u0638\u0647\u0631 \u0646\u0636\u062c\u064b\u0627 \u0625\u062f\u0627\u0631\u064a\u064b\u0627 \u0648\u064a\u0632\u064a\u062f \u0645\u0646 \u062c\u0627\u0630\u0628\u064a\u0629 \u0627\u0644\u0634\u0631\u0643\u0629 \u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631.<\/li>\n<li><strong>\u0628\u0646\u0627\u0621 \u062b\u0642\u0627\u0641\u0629 \u0627\u0644\u0645\u0631\u0648\u0646\u0629 \u0648\u0627\u0644\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0645\u0633\u062a\u0645\u0631:<\/strong> \u0639\u0646\u062f\u0645\u0627 \u062a\u0635\u0628\u062d \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u062c\u0632\u0621\u064b\u0627 \u0644\u0627 \u064a\u062a\u062c\u0632\u0623 \u0645\u0646 \u062b\u0642\u0627\u0641\u0629 \u0627\u0644\u0634\u0631\u0643\u0629\u060c \u064a\u0635\u0628\u062d \u0627\u0644\u0645\u0648\u0638\u0641\u0648\u0646 \u0639\u0644\u0649 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0633\u062a\u0648\u064a\u0627\u062a \u0623\u0643\u062b\u0631 \u0648\u0639\u064a\u064b\u0627 \u0628\u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u0629 \u0641\u064a \u0639\u0645\u0644\u0647\u0645. \u0647\u0630\u0627 \u064a\u062e\u0644\u0642 \u0628\u064a\u0626\u0629 \u0645\u0646 \u0627\u0644\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0645\u0633\u062a\u0645\u0631 \u062d\u064a\u062b \u064a\u062a\u0645 \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0645\u0634\u0643\u0644\u0627\u062a \u0648\u0645\u0639\u0627\u0644\u062c\u062a\u0647\u0627 \u0642\u0628\u0644 \u0623\u0646 \u062a\u062a\u0641\u0627\u0642\u0645. \u0648\u0647\u0630\u0627 \u064a\u062a\u0637\u0644\u0628 \u0623\u064a\u0636\u064b\u0627 \u0641\u0647\u0645\u064b\u0627 \u0639\u0645\u064a\u0642\u064b\u0627 \u0644\u0643\u064a\u0641\u064a\u0629 <a href=\"https:\/\/jobsdz.com\/?p=26634\">\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0635\u0631\u0627\u0639\u0627\u062a \u062f\u0627\u062e\u0644 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a: \u062e\u0637\u0648\u0627\u062a \u0644\u0644\u062d\u062f \u0645\u0646 \u0627\u0644\u0646\u0632\u0627\u0639<\/a>\u060c \u062d\u064a\u062b \u0623\u0646 \u0627\u0644\u0646\u0632\u0627\u0639\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u0645\u062d\u0644\u0648\u0644\u0629 \u0647\u064a \u0645\u0635\u062f\u0631 \u0631\u0626\u064a\u0633\u064a \u0644\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u0623\u0641\u0631\u0627\u062f.<\/li>\n<\/ul>\n<blockquote>\n<p><strong>\u062d\u0642\u064a\u0642\u0629 \u0635\u0627\u062f\u0645\u0629:<\/strong> \u0648\u0641\u0642\u064b\u0627 \u0644\u062f\u0631\u0627\u0633\u0627\u062a \u0623\u062c\u0631\u062a\u0647\u0627 \u0645\u0624\u0633\u0633\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0643\u0628\u0631\u0649\u060c \u0641\u0625\u0646 \u0623\u0643\u062b\u0631 \u0645\u0646 80% \u0645\u0646 \u0627\u0644\u062e\u0633\u0627\u0626\u0631 \u0627\u0644\u0643\u0628\u064a\u0631\u0629 \u063a\u064a\u0631 \u0627\u0644\u0645\u062a\u0648\u0642\u0639\u0629 \u0641\u064a \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0644\u0627 \u062a\u0623\u062a\u064a \u0645\u0646 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0633\u0648\u0642 \u0623\u0648 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u060c \u0628\u0644 \u0645\u0646 \u0627\u0644\u0641\u0634\u0644 \u0641\u064a \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629. \u0647\u0630\u0627 \u0627\u0644\u0631\u0642\u0645 \u064a\u0633\u0644\u0637 \u0627\u0644\u0636\u0648\u0621 \u0639\u0644\u0649 \u0627\u0644\u0623\u0647\u0645\u064a\u0629 \u0627\u0644\u062d\u0627\u0633\u0645\u0629 \u0644\u0647\u0630\u0627 \u0627\u0644\u0645\u062c\u0627\u0644 \u0627\u0644\u0630\u064a \u063a\u0627\u0644\u0628\u064b\u0627 \u0645\u0627 \u064a\u062a\u0645 \u062a\u062c\u0627\u0647\u0644\u0647.<\/p>\n<\/blockquote>\n<h2>\u0627\u0644\u062a\u0635\u0646\u064a\u0641\u0627\u062a \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0644\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629: \u0646\u0638\u0631\u0629 \u0639\u0645\u064a\u0642\u0629<\/h2>\n<p>\u0644\u0641\u0647\u0645 \u0648\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0628\u0641\u0639\u0627\u0644\u064a\u0629\u060c \u0645\u0646 \u0627\u0644\u0636\u0631\u0648\u0631\u064a \u062a\u0635\u0646\u064a\u0641\u0647\u0627. \u064a\u0633\u0627\u0639\u062f \u0647\u0630\u0627 \u0627\u0644\u062a\u0635\u0646\u064a\u0641 \u0639\u0644\u0649 \u062a\u062d\u062f\u064a\u062f \u0645\u0635\u0627\u062f\u0631 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0628\u0634\u0643\u0644 \u0645\u0646\u0647\u062c\u064a \u0648\u062a\u0639\u064a\u064a\u0646 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0627\u062a \u0648\u062a\u0637\u0648\u064a\u0631 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u062a\u062e\u0641\u064a\u0641 \u0645\u062e\u0635\u0635\u0629. \u0627\u0644\u0645\u0639\u064a\u0627\u0631 \u0627\u0644\u0639\u0627\u0644\u0645\u064a ISO 31000 \u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u064a\u0634\u062c\u0639 \u0639\u0644\u0649 \u0647\u0630\u0627 \u0627\u0644\u0646\u0647\u062c \u0627\u0644\u0645\u0646\u0638\u0645. \u064a\u0645\u0643\u0646 \u062a\u0642\u0633\u064a\u0645 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0625\u0644\u0649 \u0623\u0631\u0628\u0639 \u0641\u0626\u0627\u062a \u0631\u0626\u064a\u0633\u064a\u0629 \u0645\u062a\u0631\u0627\u0628\u0637\u0629:<\/p>\n<h3>1. \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0623\u0641\u0631\u0627\u062f (People Risks)<\/h3>\n<p>\u0647\u0630\u0647 \u0647\u064a \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0646\u0627\u0634\u0626\u0629 \u0639\u0646 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0628\u0634\u0631\u064a\u0629\u060c \u0633\u0648\u0627\u0621 \u0643\u0627\u0646\u062a \u0645\u062a\u0639\u0645\u062f\u0629 \u0623\u0648 \u063a\u064a\u0631 \u0645\u0642\u0635\u0648\u062f\u0629. \u0625\u0646\u0647\u0627 \u0627\u0644\u0641\u0626\u0629 \u0627\u0644\u0623\u0643\u062b\u0631 \u062a\u0639\u0642\u064a\u062f\u064b\u0627 \u0644\u0623\u0646\u0647\u0627 \u062a\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0627\u0644\u0633\u0644\u0648\u0643 \u0627\u0644\u0628\u0634\u0631\u064a \u063a\u064a\u0631 \u0627\u0644\u0645\u062a\u0648\u0642\u0639. \u062a\u0634\u0645\u0644 \u0627\u0644\u0623\u0645\u062b\u0644\u0629:<\/p>\n<ul>\n<li><strong>\u0627\u0644\u062e\u0637\u0623 \u0627\u0644\u0628\u0634\u0631\u064a:<\/strong> \u0623\u062e\u0637\u0627\u0621 \u0625\u062f\u062e\u0627\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a\u060c \u0633\u0648\u0621 \u062a\u0642\u062f\u064a\u0631 \u0627\u0644\u0645\u0648\u0642\u0641\u060c \u0639\u062f\u0645 \u0627\u062a\u0628\u0627\u0639 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0635\u062d\u064a\u062d\u0629. \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u0645\u0648\u0638\u0641 \u0641\u064a \u0642\u0633\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u064a\u0642\u0648\u0645 \u0628\u062a\u062d\u0648\u064a\u0644 \u0645\u0628\u0644\u063a \u062e\u0627\u0637\u0626 \u0625\u0644\u0649 \u0645\u0648\u0631\u062f.<\/li>\n<li><strong>\u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0627\u0644\u062f\u0627\u062e\u0644\u064a:<\/strong> \u0627\u0644\u0633\u0631\u0642\u0629\u060c \u0627\u0644\u0627\u062e\u062a\u0644\u0627\u0633\u060c \u0627\u0644\u062a\u0644\u0627\u0639\u0628 \u0628\u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0644\u062a\u062d\u0642\u064a\u0642 \u0645\u0643\u0627\u0633\u0628 \u0634\u062e\u0635\u064a\u0629. \u0647\u0630\u0627 \u0627\u0644\u0646\u0648\u0639 \u0645\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0645\u062f\u0645\u0631\u064b\u0627 \u0628\u0634\u0643\u0644 \u062e\u0627\u0635 \u0644\u0623\u0646\u0647 \u063a\u0627\u0644\u0628\u064b\u0627 \u0645\u0627 \u064a\u062a\u0636\u0645\u0646 \u062e\u0631\u0642\u064b\u0627 \u0644\u0644\u062b\u0642\u0629 \u0648\u0627\u0633\u062a\u063a\u0644\u0627\u0644\u064b\u0627 \u0644\u0644\u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629.<\/li>\n<li><strong>\u0646\u0642\u0635 \u0627\u0644\u0645\u0647\u0627\u0631\u0627\u062a \u0648\u0627\u0644\u062a\u062f\u0631\u064a\u0628:<\/strong> \u062a\u0648\u0638\u064a\u0641 \u0623\u0634\u062e\u0627\u0635 \u063a\u064a\u0631 \u0645\u0624\u0647\u0644\u064a\u0646 \u0644\u0645\u0646\u0627\u0635\u0628 \u062d\u0633\u0627\u0633\u0629 \u0623\u0648 \u0639\u062f\u0645 \u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u062a\u062f\u0631\u064a\u0628 \u0627\u0644\u0643\u0627\u0641\u064a \u0644\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u062c\u062f\u064a\u062f\u0629\u060c \u0645\u0645\u0627 \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u0623\u062e\u0637\u0627\u0621 \u0648\u0627\u0646\u062e\u0641\u0627\u0636 \u0627\u0644\u0625\u0646\u062a\u0627\u062c\u064a\u0629.<\/li>\n<li><strong>\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0635\u062d\u0629 \u0648\u0627\u0644\u0633\u0644\u0627\u0645\u0629 \u0627\u0644\u0645\u0647\u0646\u064a\u0629:<\/strong> \u0639\u062f\u0645 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0633\u0644\u0627\u0645\u0629 \u0645\u0645\u0627 \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u062d\u0648\u0627\u062f\u062b \u0639\u0645\u0644 \u0648\u0625\u0635\u0627\u0628\u0627\u062a\u060c \u0648\u0647\u0630\u0627 \u0628\u062f\u0648\u0631\u0647 \u064a\u0624\u062b\u0631 \u0639\u0644\u0649 \u0645\u0639\u0646\u0648\u064a\u0627\u062a \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0648\u064a\u0643\u0628\u062f \u0627\u0644\u0634\u0631\u0643\u0629 \u062a\u0643\u0627\u0644\u064a\u0641 \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0648\u0637\u0628\u064a\u0629.<\/li>\n<li><strong>\u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u0623\u0641\u0631\u0627\u062f \u0631\u0626\u064a\u0633\u064a\u064a\u0646:<\/strong> \u0639\u0646\u062f\u0645\u0627 \u062a\u0643\u0648\u0646 \u0627\u0644\u0645\u0639\u0631\u0641\u0629 \u0648\u0627\u0644\u0645\u0647\u0627\u0631\u0627\u062a \u0627\u0644\u062d\u064a\u0648\u064a\u0629 \u0645\u0631\u0643\u0632\u0629 \u0641\u064a \u0639\u062f\u062f \u0642\u0644\u064a\u0644 \u0645\u0646 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646\u060c \u0641\u0625\u0646 \u0645\u063a\u0627\u062f\u0631\u062a\u0647\u0645 \u0627\u0644\u0645\u0641\u0627\u062c\u0626\u0629 \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0634\u0644 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a.<\/li>\n<\/ul>\n<h3>2. \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a (Process Risks)<\/h3>\n<p>\u062a\u062a\u0639\u0644\u0642 \u0647\u0630\u0647 \u0627\u0644\u0641\u0626\u0629 \u0628\u0639\u064a\u0648\u0628 \u0641\u064a \u062a\u0635\u0645\u064a\u0645 \u0648\u062a\u0646\u0641\u064a\u0630 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0648\u0627\u0644\u0636\u0648\u0627\u0628\u0637 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629 \u0644\u0644\u0634\u0631\u0643\u0629. \u062d\u062a\u0649 \u0645\u0639 \u0648\u062c\u0648\u062f \u0623\u0641\u0636\u0644 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646\u060c \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0624\u062f\u064a \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0633\u064a\u0626\u0629 \u0627\u0644\u062a\u0635\u0645\u064a\u0645 \u0625\u0644\u0649 \u0646\u062a\u0627\u0626\u062c \u0643\u0627\u0631\u062b\u064a\u0629.<\/p>\n<ul>\n<li><strong>\u0641\u0634\u0644 \u0627\u0644\u0636\u0648\u0627\u0628\u0637 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629:<\/strong> \u0639\u062f\u0645 \u0648\u062c\u0648\u062f \u0639\u0645\u0644\u064a\u0627\u062a \u0645\u0648\u0627\u0641\u0642\u0629 \u0645\u0632\u062f\u0648\u062c\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0643\u0628\u064a\u0631\u0629\u060c \u0645\u0645\u0627 \u064a\u0633\u0647\u0644 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644.<\/li>\n<li><strong>\u062a\u0635\u0645\u064a\u0645 \u0633\u064a\u0621 \u0644\u0644\u0639\u0645\u0644\u064a\u0629:<\/strong> \u062e\u0637\u0648\u0627\u062a \u063a\u064a\u0631 \u0641\u0639\u0627\u0644\u0629 \u0623\u0648 \u063a\u064a\u0631 \u0645\u0646\u0637\u0642\u064a\u0629 \u0641\u064a \u0633\u064a\u0631 \u0627\u0644\u0639\u0645\u0644 \u062a\u0624\u062f\u064a \u0625\u0644\u0649 \u062a\u0623\u062e\u064a\u0631\u060c \u0648\u0647\u062f\u0631 \u0644\u0644\u0645\u0648\u0627\u0631\u062f\u060c \u0648\u0632\u064a\u0627\u062f\u0629 \u0627\u062d\u062a\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0623\u062e\u0637\u0627\u0621. \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u0639\u0645\u0644\u064a\u0629 \u0625\u0639\u062f\u0627\u062f \u0639\u0645\u064a\u0644 \u062c\u062f\u064a\u062f \u062a\u062a\u0637\u0644\u0628 15 \u0645\u0648\u0627\u0641\u0642\u0629 \u0645\u0646\u0641\u0635\u0644\u0629.<\/li>\n<li><strong>\u0627\u0644\u062a\u0648\u062b\u064a\u0642 \u063a\u064a\u0631 \u0627\u0644\u0643\u0627\u0641\u064a:<\/strong> \u0639\u062f\u0645 \u0648\u062c\u0648\u062f \u0623\u062f\u0644\u0629 \u0625\u0631\u0634\u0627\u062f\u064a\u0629 \u0648\u0627\u0636\u062d\u0629 \u0648\u0645\u062d\u062f\u062b\u0629 \u0644\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a\u060c \u0645\u0645\u0627 \u064a\u062c\u0639\u0644 \u0645\u0646 \u0627\u0644\u0635\u0639\u0628 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0627\u0644\u062c\u062f\u062f \u0627\u0644\u062a\u0639\u0644\u0645 \u0648\u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0627\u0644\u062d\u0627\u0644\u064a\u064a\u0646 \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0627\u0644\u0627\u062a\u0633\u0627\u0642.<\/li>\n<li><strong>\u0641\u0634\u0644 \u0641\u064a \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639:<\/strong> \u0633\u0648\u0621 \u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0648\u0627\u0644\u062a\u0646\u0641\u064a\u0630 \u0644\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u062a\u062c\u0627\u0648\u0632 \u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0629\u060c \u0648\u062a\u0641\u0648\u064a\u062a \u0627\u0644\u0645\u0648\u0627\u0639\u064a\u062f \u0627\u0644\u0646\u0647\u0627\u0626\u064a\u0629\u060c \u0648\u0641\u0634\u0644 \u0641\u064a \u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0623\u0647\u062f\u0627\u0641 \u0627\u0644\u0645\u0631\u062c\u0648\u0629.<\/li>\n<\/ul>\n<h3>3. \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 (Systems Risks)<\/h3>\n<p>\u0641\u064a \u0627\u0644\u0639\u0635\u0631 \u0627\u0644\u0631\u0642\u0645\u064a\u060c \u062a\u0639\u062a\u0645\u062f \u0643\u0644 \u0634\u0631\u0643\u0629 \u062a\u0642\u0631\u064a\u0628\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627. \u0647\u0630\u0647 \u0627\u0644\u0641\u0626\u0629 \u062a\u063a\u0637\u064a \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u062a\u064a\u0629 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0644\u0623\u062c\u0647\u0632\u0629 \u0648\u0627\u0644\u0628\u0631\u0627\u0645\u062c \u0648\u0627\u0644\u0634\u0628\u0643\u0627\u062a \u0648\u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a.<\/p>\n<ul>\n<li><strong>\u0641\u0634\u0644 \u0627\u0644\u0623\u062c\u0647\u0632\u0629 \u0623\u0648 \u0627\u0644\u0628\u0631\u0627\u0645\u062c:<\/strong> \u062a\u0639\u0637\u0644 \u0627\u0644\u062e\u0648\u0627\u062f\u0645\u060c \u0623\u062e\u0637\u0627\u0621 \u0641\u064a \u0627\u0644\u0628\u0631\u0627\u0645\u062c\u060c \u0639\u062f\u0645 \u062a\u0648\u0627\u0641\u0642 \u0627\u0644\u0623\u0646\u0638\u0645\u0629.<\/li>\n<li><strong>\u0627\u0644\u0627\u062e\u062a\u0631\u0627\u0642\u0627\u062a \u0627\u0644\u0623\u0645\u0646\u064a\u0629 \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a\u0629:<\/strong> \u0627\u0644\u0647\u062c\u0645\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0627\u0644\u0641\u064a\u0631\u0648\u0633\u0627\u062a\u060c \u0628\u0631\u0627\u0645\u062c \u0627\u0644\u0641\u062f\u064a\u0629\u060c \u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0624\u062f\u064a \u0625\u0644\u0649 \u0633\u0631\u0642\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u062d\u0633\u0627\u0633\u0629 \u0623\u0648 \u062a\u0639\u0637\u064a\u0644 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0628\u0627\u0644\u0643\u0627\u0645\u0644. \u0644\u0647\u0630\u0627 \u0627\u0644\u0633\u0628\u0628\u060c \u064a\u0639\u062f \u0641\u0647\u0645 <a href=\"https:\/\/jobsdz.com\/?p=27688\">\u0623\u0647\u0645\u064a\u0629 \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a \u0641\u064a \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0648\u062f\u0648\u0631\u0647 \u0641\u064a \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a<\/a> \u062c\u0632\u0621\u064b\u0627 \u0644\u0627 \u064a\u062a\u062c\u0632\u0623 \u0645\u0646 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629.<\/li>\n<li><strong>\u0641\u0634\u0644 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a:<\/strong> \u0641\u0642\u062f\u0627\u0646 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0628\u0633\u0628\u0628 \u0639\u062f\u0645 \u0648\u062c\u0648\u062f \u0646\u0633\u062e \u0627\u062d\u062a\u064a\u0627\u0637\u064a\u0629 \u0643\u0627\u0641\u064a\u0629 \u0623\u0648 \u062a\u0644\u0641\u0647\u0627.<\/li>\n<li><strong>\u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u062a\u0642\u0627\u062f\u0645\u0629:<\/strong> \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u0623\u0646\u0638\u0645\u0629 \u0642\u062f\u064a\u0645\u0629 \u0644\u0645 \u062a\u0639\u062f \u0645\u062f\u0639\u0648\u0645\u0629 \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0645\u0637\u0648\u0631\u064a\u0646\u060c \u0645\u0645\u0627 \u064a\u062c\u0639\u0644\u0647\u0627 \u0639\u0631\u0636\u0629 \u0644\u0644\u062a\u0647\u062f\u064a\u062f\u0627\u062a \u0627\u0644\u0623\u0645\u0646\u064a\u0629 \u0648\u0623\u0643\u062b\u0631 \u0635\u0639\u0648\u0628\u0629 \u0641\u064a \u0627\u0644\u0635\u064a\u0627\u0646\u0629.<\/li>\n<\/ul>\n<h3>4. \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062e\u0627\u0631\u062c\u064a\u0629 (External Events)<\/h3>\n<p>\u0647\u0630\u0647 \u0647\u064a \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u064a \u062a\u0646\u0634\u0623 \u0645\u0646 \u062e\u0627\u0631\u062c \u0627\u0644\u0645\u0624\u0633\u0633\u0629 \u0648\u062a\u0642\u0639 \u0625\u0644\u0649 \u062d\u062f \u0643\u0628\u064a\u0631 \u062e\u0627\u0631\u062c \u0633\u064a\u0637\u0631\u062a\u0647\u0627 \u0627\u0644\u0645\u0628\u0627\u0634\u0631\u0629. \u0648\u0645\u0639 \u0630\u0644\u0643\u060c \u064a\u0645\u0643\u0646 \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u0639\u062f\u0627\u062f \u0644\u0647\u0627 \u0648\u0627\u0644\u062a\u062e\u0641\u064a\u0641 \u0645\u0646 \u062a\u0623\u062b\u064a\u0631\u0647\u0627.<\/p>\n<ul>\n<li><strong>\u0627\u0644\u0643\u0648\u0627\u0631\u062b \u0627\u0644\u0637\u0628\u064a\u0639\u064a\u0629:<\/strong> \u0627\u0644\u0632\u0644\u0627\u0632\u0644\u060c \u0627\u0644\u0641\u064a\u0636\u0627\u0646\u0627\u062a\u060c \u0627\u0644\u0623\u0639\u0627\u0635\u064a\u0631 \u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u062f\u0645\u0631 \u0627\u0644\u0645\u0631\u0627\u0641\u0642 \u0623\u0648 \u062a\u0639\u0637\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0644\u0648\u062c\u0633\u062a\u064a\u0629.<\/li>\n<li><strong>\u0627\u0646\u0642\u0637\u0627\u0639 \u0633\u0644\u0633\u0644\u0629 \u0627\u0644\u062a\u0648\u0631\u064a\u062f:<\/strong> \u0625\u0641\u0644\u0627\u0633 \u0645\u0648\u0631\u062f \u0631\u0626\u064a\u0633\u064a\u060c \u0627\u0636\u0637\u0631\u0627\u0628\u0627\u062a \u0633\u064a\u0627\u0633\u064a\u0629 \u0641\u064a \u0628\u0644\u062f \u0627\u0644\u0645\u0648\u0631\u062f\u060c \u0623\u0648 \u0623\u0648\u0628\u0626\u0629 \u0639\u0627\u0644\u0645\u064a\u0629 \u062a\u0639\u0637\u0644 \u062d\u0631\u0643\u0629 \u0627\u0644\u0628\u0636\u0627\u0626\u0639.<\/li>\n<li><strong>\u0627\u0644\u062a\u063a\u064a\u064a\u0631\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0648\u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629:<\/strong> \u0641\u0631\u0636 \u0642\u0648\u0627\u0646\u064a\u0646 \u062c\u062f\u064a\u062f\u0629 \u062a\u0624\u062b\u0631 \u0639\u0644\u0649 \u0643\u064a\u0641\u064a\u0629 \u0639\u0645\u0644 \u0627\u0644\u0634\u0631\u0643\u0629 \u0648\u062a\u062a\u0637\u0644\u0628 \u062a\u063a\u064a\u064a\u0631\u0627\u062a \u0645\u0643\u0644\u0641\u0629 \u0641\u064a \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a.<\/li>\n<li><strong>\u0641\u0634\u0644 \u0645\u0642\u062f\u0645\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062e\u0627\u0631\u062c\u064a\u064a\u0646:<\/strong> \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u0637\u0631\u0641 \u062b\u0627\u0644\u062b \u0644\u062e\u062f\u0645\u0627\u062a \u062d\u064a\u0648\u064a\u0629 (\u0645\u062b\u0644 \u0627\u0644\u062d\u0648\u0633\u0628\u0629 \u0627\u0644\u0633\u062d\u0627\u0628\u064a\u0629 \u0623\u0648 \u0645\u0639\u0627\u0644\u062c\u0629 \u0643\u0634\u0648\u0641 \u0627\u0644\u0645\u0631\u062a\u0628\u0627\u062a) \u0648\u0641\u0634\u0644 \u0647\u0630\u0627 \u0627\u0644\u0637\u0631\u0641 \u0641\u064a \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u062e\u062f\u0645\u0629.<\/li>\n<li><strong>\u0627\u0644\u0627\u0636\u0637\u0631\u0627\u0628\u0627\u062a \u0627\u0644\u0633\u064a\u0627\u0633\u064a\u0629 \u0648\u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629:<\/strong> \u0639\u062f\u0645 \u0627\u0644\u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0627\u0644\u0633\u064a\u0627\u0633\u064a\u060c \u0627\u0644\u0625\u0636\u0631\u0627\u0628\u0627\u062a\u060c \u0623\u0648 \u0627\u0644\u062d\u0631\u0648\u0628 \u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0624\u062b\u0631 \u0639\u0644\u0649 \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0648\u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a.<\/li>\n<\/ul>\n<blockquote>\n<p><strong>\u0646\u0635\u064a\u062d\u0629 \u062e\u0628\u064a\u0631:<\/strong> \u0623\u0641\u0636\u0644 \u0637\u0631\u064a\u0642\u0629 \u0644\u062a\u062d\u062f\u064a\u062f \u0647\u0630\u0647 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0647\u064a \u0625\u062c\u0631\u0627\u0621 \u0648\u0631\u0634 \u0639\u0645\u0644 \u0645\u062a\u0639\u062f\u062f\u0629 \u0627\u0644\u0648\u0638\u0627\u0626\u0641. \u0627\u062c\u0645\u0639 \u0623\u0634\u062e\u0627\u0635\u064b\u0627 \u0645\u0646 \u0623\u0642\u0633\u0627\u0645 \u0645\u062e\u062a\u0644\u0641\u0629 &#8211; \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u060c \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u0627\u0644\u0645\u0648\u0627\u0631\u062f \u0627\u0644\u0628\u0634\u0631\u064a\u0629\u060c \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a &#8211; \u0641\u064a \u063a\u0631\u0641\u0629 \u0648\u0627\u062d\u062f\u0629. \u0648\u062c\u0647\u0627\u062a \u0646\u0638\u0631\u0647\u0645 \u0627\u0644\u0645\u062a\u0628\u0627\u064a\u0646\u0629 \u0633\u062a\u0643\u0634\u0641 \u0639\u0646 \u0645\u062e\u0627\u0637\u0631 \u0644\u0645 \u062a\u0643\u0646 \u0644\u062a\u0638\u0647\u0631 \u0641\u064a \u062a\u062d\u0644\u064a\u0644 \u0645\u0646\u0639\u0632\u0644.<\/p>\n<\/blockquote>\n<h2>\u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0645\u0646\u0647\u062c\u064a\u0629 \u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0641\u064a 5 \u062e\u0637\u0648\u0627\u062a<\/h2>\n<p>\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0644\u064a\u0633\u062a \u062d\u062f\u062b\u064b\u0627 \u0644\u0645\u0631\u0629 \u0648\u0627\u062d\u062f\u0629\u060c \u0628\u0644 \u0647\u064a \u062f\u0648\u0631\u0629 \u0645\u0633\u062a\u0645\u0631\u0629 \u0645\u0646 \u0627\u0644\u062a\u0642\u064a\u064a\u0645 \u0648\u0627\u0644\u062a\u062d\u0633\u064a\u0646. \u064a\u062a\u0628\u0639 \u0623\u0641\u0636\u0644 \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u064a\u0646 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0645\u062c\u0627\u0644\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0625\u0637\u0627\u0631 \u0639\u0645\u0644 COSO (\u0644\u062c\u0646\u0629 \u0627\u0644\u0645\u0646\u0638\u0645\u0627\u062a \u0627\u0644\u0631\u0627\u0639\u064a\u0629 \u0644\u0644\u062c\u0646\u0629 \u062a\u0631\u064a\u062f\u0648\u0627\u064a)\u060c \u0639\u0645\u0644\u064a\u0629 \u0645\u0646 \u062e\u0645\u0633 \u062e\u0637\u0648\u0627\u062a \u0644\u0636\u0645\u0627\u0646 \u0646\u0647\u062c \u0634\u0627\u0645\u0644 \u0648\u0645\u0646\u0638\u0645. \u0625\u0646 \u062a\u0628\u0646\u064a \u0647\u0630\u0647 \u0627\u0644\u062f\u0648\u0631\u0629 \u064a\u0636\u0645\u0646 \u0623\u0646 \u062a\u0638\u0644 \u0627\u0644\u0645\u0624\u0633\u0633\u0629 \u0645\u0631\u0646\u0629 \u0648\u0642\u0627\u062f\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u062a\u0643\u064a\u0641 \u0645\u0639 \u0627\u0644\u062a\u0647\u062f\u064a\u062f\u0627\u062a \u0648\u0627\u0644\u0641\u0631\u0635 \u0627\u0644\u0645\u062a\u063a\u064a\u0631\u0629.<\/p>\n<ol>\n<li>\n<h3>\u0627\u0644\u062e\u0637\u0648\u0629 \u0627\u0644\u0623\u0648\u0644\u0649: \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0645\u062e\u0627\u0637\u0631 (Risk Identification)<\/h3>\n<p>\u0647\u0630\u0647 \u0647\u064a \u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u0623\u0633\u0627\u0633. \u0627\u0644\u0647\u062f\u0641 \u0647\u0648 \u0625\u0646\u0634\u0627\u0621 \u0642\u0627\u0626\u0645\u0629 \u0634\u0627\u0645\u0644\u0629 \u0628\u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u0629 \u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0624\u062b\u0631 \u0639\u0644\u0649 \u0623\u0647\u062f\u0627\u0641 \u0627\u0644\u0645\u0624\u0633\u0633\u0629. \u0644\u0627 \u064a\u0645\u0643\u0646 \u0625\u062f\u0627\u0631\u0629 \u062e\u0637\u0631 \u0644\u0627 \u062a\u0639\u0631\u0641 \u0628\u0648\u062c\u0648\u062f\u0647. \u064a\u062c\u0628 \u0623\u0646 \u062a\u0643\u0648\u0646 \u0647\u0630\u0647 \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0627\u0633\u062a\u0628\u0627\u0642\u064a\u0629 \u0648\u0634\u0627\u0645\u0644\u0629\u060c \u0648\u062a\u0633\u062a\u062e\u062f\u0645 \u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u062a\u0646\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u062a\u0642\u0646\u064a\u0627\u062a:<\/p>\n<ul>\n<li><strong>\u0627\u0644\u0639\u0635\u0641 \u0627\u0644\u0630\u0647\u0646\u064a \u0648\u0648\u0631\u0634 \u0627\u0644\u0639\u0645\u0644:<\/strong> \u062c\u0645\u0639 \u0641\u0631\u0642 \u0645\u0646 \u0645\u062e\u062a\u0644\u0641 \u0627\u0644\u0625\u062f\u0627\u0631\u0627\u062a \u0644\u0645\u0646\u0627\u0642\u0634\u0629 \u0627\u0644\u062a\u0647\u062f\u064a\u062f\u0627\u062a \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u0629 \u0641\u064a \u0645\u062c\u0627\u0644\u0627\u062a \u0639\u0645\u0644\u0647\u0645.<\/li>\n<li><strong>\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u062a\u0627\u0631\u064a\u062e\u064a\u0629:<\/strong> \u0645\u0631\u0627\u062c\u0639\u0629 \u0633\u062c\u0644\u0627\u062a \u0627\u0644\u062d\u0648\u0627\u062f\u062b \u0627\u0644\u0633\u0627\u0628\u0642\u0629\u060c \u0648\u0627\u0644\u062e\u0633\u0627\u0626\u0631\u060c \u0648\u0627\u0644\u0623\u062e\u0637\u0627\u0621 \u0644\u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0623\u0646\u0645\u0627\u0637 \u0648\u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u062a\u0643\u0631\u0631\u0629.<\/li>\n<li><strong>\u0627\u0644\u0645\u0642\u0627\u0628\u0644\u0627\u062a \u0645\u0639 \u0627\u0644\u062e\u0628\u0631\u0627\u0621:<\/strong> \u0627\u0644\u062a\u062d\u062f\u062b \u0645\u0639 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0630\u0648\u064a \u0627\u0644\u062e\u0628\u0631\u0629 \u0648\u0627\u0644\u0645\u062f\u064a\u0631\u064a\u0646 \u0644\u0641\u0647\u0645 \u0646\u0642\u0627\u0637 \u0627\u0644\u0636\u0639\u0641 \u0627\u0644\u062a\u064a \u0642\u062f \u0644\u0627 \u062a\u0643\u0648\u0646 \u0645\u0648\u062b\u0642\u0629 \u0631\u0633\u0645\u064a\u064b\u0627.<\/li>\n<li><strong>\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0633\u064a\u0646\u0627\u0631\u064a\u0648\u0647\u0627\u062a:<\/strong> \u0627\u0644\u062a\u0641\u0643\u064a\u0631 \u0641\u064a \u0633\u064a\u0646\u0627\u0631\u064a\u0648\u0647\u0627\u062a &#8220;\u0645\u0627\u0630\u0627 \u0644\u0648&#8221; \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u0629\u060c \u062d\u062a\u0649 \u0644\u0648 \u0643\u0627\u0646\u062a \u063a\u064a\u0631 \u0645\u062d\u062a\u0645\u0644\u0629\u060c \u0644\u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u062a\u0623\u062b\u064a\u0631\u0627\u062a \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u0629.<\/li>\n<li><strong>\u0642\u0648\u0627\u0626\u0645 \u0627\u0644\u0645\u0631\u0627\u062c\u0639\u0629 \u0648\u0627\u0644\u062a\u062f\u0642\u064a\u0642 \u0627\u0644\u062f\u0627\u062e\u0644\u064a:<\/strong> \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0642\u0648\u0627\u0626\u0645 \u0645\u0631\u0627\u062c\u0639\u0629 \u0645\u0639\u064a\u0627\u0631\u064a\u0629 \u0648\u0645\u0631\u0627\u062c\u0639\u0629 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062d\u0627\u0644\u064a\u0629 \u0644\u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0627\u0646\u062d\u0631\u0627\u0641\u0627\u062a \u0639\u0646 \u0623\u0641\u0636\u0644 \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a.<\/li>\n<\/ul>\n<p>\u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0645\u0631\u062d\u0644\u0629\u060c \u064a\u062c\u0628 \u062a\u0633\u062c\u064a\u0644 \u0643\u0644 \u062e\u0637\u0631 \u0645\u062d\u062f\u062f \u0641\u064a &#8220;\u0633\u062c\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631&#8221; (Risk Register)\u060c \u0648\u0647\u0648 \u0645\u0633\u062a\u0646\u062f \u062d\u064a \u064a\u062a\u0636\u0645\u0646 \u0648\u0635\u0641\u064b\u0627 \u0644\u0644\u062e\u0637\u0631\u060c \u0648\u0623\u0633\u0628\u0627\u0628\u0647 \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u0629\u060c \u0648\u062a\u0623\u062b\u064a\u0631\u0627\u062a\u0647 \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u0629.<\/p>\n<\/li>\n<li>\n<h3>\u0627\u0644\u062e\u0637\u0648\u0629 \u0627\u0644\u062b\u0627\u0646\u064a\u0629: \u062a\u0642\u064a\u064a\u0645 \u0648\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 (Risk Assessment and Analysis)<\/h3>\n<p>\u0628\u0639\u062f \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0645\u062e\u0627\u0637\u0631\u060c \u0627\u0644\u062e\u0637\u0648\u0629 \u0627\u0644\u062a\u0627\u0644\u064a\u0629 \u0647\u064a \u0641\u0647\u0645\u0647\u0627 \u0628\u0634\u0643\u0644 \u0623\u0641\u0636\u0644. \u0644\u064a\u0633\u062a \u0643\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0645\u062a\u0633\u0627\u0648\u064a\u0629\u061b \u0628\u0639\u0636\u0647\u0627 \u064a\u0634\u0643\u0644 \u062a\u0647\u062f\u064a\u062f\u064b\u0627 \u0623\u0643\u0628\u0631 \u0645\u0646 \u063a\u064a\u0631\u0647. \u0627\u0644\u0647\u062f\u0641 \u0647\u0646\u0627 \u0647\u0648 \u062a\u062d\u062f\u064a\u062f \u0623\u0648\u0644\u0648\u064a\u0627\u062a \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0644\u0644\u062a\u0631\u0643\u064a\u0632 \u0639\u0644\u0649 \u0623\u0647\u0645\u0647\u0627. \u064a\u062a\u0645 \u0630\u0644\u0643 \u0639\u0627\u062f\u0629\u064b \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u062d\u0644\u064a\u0644 \u0628\u0639\u062f\u064a\u0646 \u0631\u0626\u064a\u0633\u064a\u064a\u0646 \u0644\u0643\u0644 \u062e\u0637\u0631:<\/p>\n<ul>\n<li><strong>\u0627\u0644\u0627\u062d\u062a\u0645\u0627\u0644\u064a\u0629 (Likelihood\/Probability):<\/strong> \u0645\u0627 \u0645\u062f\u0649 \u0627\u062d\u062a\u0645\u0627\u0644\u064a\u0629 \u0648\u0642\u0648\u0639 \u0647\u0630\u0627 \u0627\u0644\u062e\u0637\u0631\u061f \u064a\u062a\u0645 \u062a\u0635\u0646\u064a\u0641\u0647\u0627 \u0639\u0627\u062f\u0629\u064b \u0639\u0644\u0649 \u0645\u0642\u064a\u0627\u0633 (\u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u0645\u0646\u062e\u0641\u0636 \u062c\u062f\u064b\u0627\u060c \u0645\u0646\u062e\u0641\u0636\u060c \u0645\u062a\u0648\u0633\u0637\u060c \u0645\u0631\u062a\u0641\u0639\u060c \u0645\u0631\u062a\u0641\u0639 \u062c\u062f\u064b\u0627).<\/li>\n<li><strong>\u0627\u0644\u062a\u0623\u062b\u064a\u0631 (Impact\/Severity):<\/strong> \u0625\u0630\u0627 \u0648\u0642\u0639 \u0627\u0644\u062e\u0637\u0631\u060c \u0645\u0627 \u0645\u062f\u0649 \u0634\u062f\u0629 \u0627\u0644\u0639\u0648\u0627\u0642\u0628\u061f \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0627\u0644\u062a\u0623\u062b\u064a\u0631 \u0645\u0627\u0644\u064a\u064b\u0627\u060c \u0623\u0648 \u0639\u0644\u0649 \u0627\u0644\u0633\u0645\u0639\u0629\u060c \u0623\u0648 \u062a\u0646\u0638\u064a\u0645\u064a\u064b\u0627\u060c \u0623\u0648 \u0639\u0644\u0649 \u0633\u0644\u0627\u0645\u0629 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646. \u064a\u062a\u0645 \u062a\u0635\u0646\u064a\u0641\u0647 \u0623\u064a\u0636\u064b\u0627 \u0639\u0644\u0649 \u0645\u0642\u064a\u0627\u0633 \u0645\u0645\u0627\u062b\u0644.<\/li>\n<\/ul>\n<p>\u064a\u062a\u0645 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0647\u0630\u064a\u0646 \u0627\u0644\u0628\u0639\u062f\u064a\u0646 \u0644\u0625\u0646\u0634\u0627\u0621 &#8220;\u062e\u0631\u064a\u0637\u0629 \u062d\u0631\u0627\u0631\u064a\u0629 \u0644\u0644\u0645\u062e\u0627\u0637\u0631&#8221; (Risk Heat Map)\u060c \u0648\u0647\u064a \u0623\u062f\u0627\u0629 \u0645\u0631\u0626\u064a\u0629 \u062a\u0633\u0627\u0639\u062f \u0641\u064a \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u064a \u062a\u062a\u0637\u0644\u0628 \u0627\u0647\u062a\u0645\u0627\u0645\u064b\u0627 \u0641\u0648\u0631\u064a\u064b\u0627 (\u0630\u0627\u062a \u0627\u062d\u062a\u0645\u0627\u0644\u064a\u0629 \u0639\u0627\u0644\u064a\u0629 \u0648\u062a\u0623\u062b\u064a\u0631 \u0643\u0628\u064a\u0631). \u0647\u0646\u0627\u0643 \u0646\u0648\u0639\u0627\u0646 \u0631\u0626\u064a\u0633\u064a\u0627\u0646 \u0645\u0646 \u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631:<\/p>\n<h4>\u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u064a\u0646 \u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0646\u0648\u0639\u064a \u0648\u0627\u0644\u0643\u0645\u064a \u0644\u0644\u0645\u062e\u0627\u0637\u0631<\/h4>\n<table>\n<thead>\n<tr>\n<th>\u0627\u0644\u0645\u0639\u064a\u0627\u0631<\/th>\n<th>\u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0646\u0648\u0639\u064a (Qualitative Analysis)<\/th>\n<th>\u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0643\u0645\u064a (Quantitative Analysis)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>\u0627\u0644\u0647\u062f\u0641 \u0627\u0644\u0623\u0633\u0627\u0633\u064a<\/strong><\/td>\n<td>\u062a\u062d\u062f\u064a\u062f \u0623\u0648\u0644\u0648\u064a\u0627\u062a \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u062a\u0635\u0648\u0631\u0627\u062a \u0627\u0644\u062e\u0628\u0631\u0627\u0621.<\/td>\n<td>\u062a\u062d\u062f\u064a\u062f \u0642\u064a\u0645\u0629 \u0646\u0642\u062f\u064a\u0629 \u0644\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u062a\u0623\u062b\u064a\u0631\u0647\u0627 \u0627\u0644\u0645\u0627\u0644\u064a.<\/td>\n<\/tr>\n<tr>\n<td><strong>\u0627\u0644\u0645\u0646\u0647\u062c\u064a\u0629<\/strong><\/td>\n<td>\u064a\u0633\u062a\u062e\u062f\u0645 \u0645\u0642\u0627\u064a\u064a\u0633 \u0648\u0635\u0641\u064a\u0629 \u0645\u062b\u0644 &#8220;\u0645\u0631\u062a\u0641\u0639\u060c \u0645\u062a\u0648\u0633\u0637\u060c \u0645\u0646\u062e\u0641\u0636&#8221;.<\/td>\n<td>\u064a\u0633\u062a\u062e\u062f\u0645 \u0628\u064a\u0627\u0646\u0627\u062a \u0631\u0642\u0645\u064a\u0629 \u0648\u0646\u0645\u0627\u0630\u062c \u0625\u062d\u0635\u0627\u0626\u064a\u0629 (\u0645\u062b\u0644 \u062a\u062d\u0644\u064a\u0644 \u0645\u0648\u0646\u062a \u0643\u0627\u0631\u0644\u0648).<\/td>\n<\/tr>\n<tr>\n<td><strong>\u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629<\/strong><\/td>\n<td>\u0622\u0631\u0627\u0621 \u0627\u0644\u062e\u0628\u0631\u0627\u0621\u060c \u0627\u0644\u062e\u0628\u0631\u0629 \u0627\u0644\u0633\u0627\u0628\u0642\u0629\u060c \u0648\u0631\u0634 \u0627\u0644\u0639\u0645\u0644.<\/td>\n<td>\u0628\u064a\u0627\u0646\u0627\u062a \u062a\u0627\u0631\u064a\u062e\u064a\u0629 \u062f\u0642\u064a\u0642\u0629\u060c \u062a\u0642\u0627\u0631\u064a\u0631 \u0645\u0627\u0644\u064a\u0629\u060c \u0623\u0628\u062d\u0627\u062b \u0627\u0644\u0633\u0648\u0642.<\/td>\n<\/tr>\n<tr>\n<td><strong>\u0627\u0644\u0645\u0632\u0627\u064a\u0627<\/strong><\/td>\n<td>\u0633\u0631\u064a\u0639\u060c \u0641\u0639\u0627\u0644 \u0645\u0646 \u062d\u064a\u062b \u0627\u0644\u062a\u0643\u0644\u0641\u0629\u060c \u0648\u0633\u0647\u0644 \u0627\u0644\u062a\u0637\u0628\u064a\u0642 \u0648\u0627\u0644\u0641\u0647\u0645.<\/td>\n<td>\u0645\u0648\u0636\u0648\u0639\u064a\u060c \u064a\u0648\u0641\u0631 \u0623\u0633\u0627\u0633\u064b\u0627 \u0642\u0648\u064a\u064b\u0627 \u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0648\u0627\u0644\u0639\u0627\u0626\u062f\u060c \u0648\u064a\u0633\u0647\u0644 \u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/td>\n<\/tr>\n<tr>\n<td><strong>\u0627\u0644\u0639\u064a\u0648\u0628<\/strong><\/td>\n<td>\u0630\u0627\u062a\u064a\u060c \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u062a\u0623\u062b\u0631 \u0628\u0627\u0644\u062a\u062d\u064a\u0632\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629\u060c \u0648\u0644\u0627 \u064a\u0642\u062f\u0645 \u0642\u064a\u0645\u0629 \u0645\u0627\u0644\u064a\u0629.<\/td>\n<td>\u0645\u0639\u0642\u062f\u060c \u064a\u062a\u0637\u0644\u0628 \u0628\u064a\u0627\u0646\u0627\u062a \u0643\u062b\u064a\u0631\u0629 \u0642\u062f \u0644\u0627 \u062a\u0643\u0648\u0646 \u0645\u062a\u0627\u062d\u0629\u060c \u0648\u064a\u0633\u062a\u063a\u0631\u0642 \u0648\u0642\u062a\u064b\u0627 \u0637\u0648\u064a\u0644\u0627\u064b.<\/td>\n<\/tr>\n<tr>\n<td><strong>\u0645\u062a\u0649 \u064a\u0633\u062a\u062e\u062f\u0645\u061f<\/strong><\/td>\n<td>\u0641\u064a \u0627\u0644\u0645\u0631\u0627\u062d\u0644 \u0627\u0644\u0623\u0648\u0644\u064a\u0629 \u0644\u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0645\u062e\u0627\u0637\u0631\u060c \u0648\u0644\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u064a \u064a\u0635\u0639\u0628 \u0642\u064a\u0627\u0633\u0647\u0627 \u0645\u0627\u0644\u064a\u064b\u0627 (\u0645\u062b\u0644 \u0627\u0644\u0633\u0645\u0639\u0629).<\/td>\n<td>\u0644\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0643\u0628\u064a\u0631\u0629 \u0627\u0644\u062a\u064a \u0644\u0647\u0627 \u062a\u0623\u062b\u064a\u0631 \u0645\u0627\u0644\u064a \u0645\u0628\u0627\u0634\u0631\u060c \u0648\u0639\u0646\u062f \u0627\u062a\u062e\u0627\u0630 \u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0643\u0628\u064a\u0631\u0629 \u0641\u064a \u0627\u0644\u0636\u0648\u0627\u0628\u0637.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/li>\n<li>\n<h3>\u0627\u0644\u062e\u0637\u0648\u0629 \u0627\u0644\u062b\u0627\u0644\u062b\u0629: \u0627\u0644\u0627\u0633\u062a\u062c\u0627\u0628\u0629 \u0644\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u062a\u062e\u0641\u064a\u0641\u0647\u0627 (Risk Response and Mitigation)<\/h3>\n<p>\u0628\u0645\u062c\u0631\u062f \u062a\u062d\u062f\u064a\u062f \u0623\u0648\u0644\u0648\u064a\u0627\u062a \u0627\u0644\u0645\u062e\u0627\u0637\u0631\u060c \u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0645\u0624\u0633\u0633\u0629 \u0623\u0646 \u062a\u0642\u0631\u0631 \u0643\u064a\u0641\u064a\u0629 \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639\u0647\u0627. \u0647\u0646\u0627\u0643 \u0623\u0631\u0628\u0639 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u0631\u0626\u064a\u0633\u064a\u0629 \u0644\u0644\u0627\u0633\u062a\u062c\u0627\u0628\u0629 \u0644\u0644\u0645\u062e\u0627\u0637\u0631\u060c \u062a\u064f\u0639\u0631\u0641 \u0623\u062d\u064a\u0627\u0646\u064b\u0627 \u0628\u0627\u0633\u0645 &#8220;4Ts&#8221;:<\/p>\n<ul>\n<li><strong>\u0627\u0644\u0645\u0639\u0627\u0644\u062c\u0629 (Treat\/Mitigate):<\/strong> \u0647\u0630\u0627 \u0647\u0648 \u0627\u0644\u0646\u0647\u062c \u0627\u0644\u0623\u0643\u062b\u0631 \u0634\u064a\u0648\u0639\u064b\u0627. \u064a\u062a\u0636\u0645\u0646 \u062a\u0646\u0641\u064a\u0630 \u0636\u0648\u0627\u0628\u0637 \u0648\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u062c\u062f\u064a\u062f\u0629 \u0644\u062a\u0642\u0644\u064a\u0644 \u0627\u062d\u062a\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062e\u0637\u0631 \u0623\u0648 \u062a\u0623\u062b\u064a\u0631\u0647. \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u0644\u062a\u062e\u0641\u064a\u0641 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0647\u062c\u0645\u0627\u062a \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a\u0629\u060c \u064a\u0645\u0643\u0646 \u0644\u0644\u0634\u0631\u0643\u0629 \u062a\u062b\u0628\u064a\u062a \u062c\u062f\u0631\u0627\u0646 \u062d\u0645\u0627\u064a\u0629 \u0645\u062a\u0642\u062f\u0645\u0629 \u0648\u062a\u0648\u0641\u064a\u0631 \u062a\u062f\u0631\u064a\u0628 \u0639\u0644\u0649 \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a \u0644\u0644\u0645\u0648\u0638\u0641\u064a\u0646.<\/li>\n<li><strong>\u0627\u0644\u062a\u062d\u0648\u064a\u0644 (Transfer\/Share):<\/strong> \u0646\u0642\u0644 \u0643\u0644 \u0623\u0648 \u062c\u0632\u0621 \u0645\u0646 \u0627\u0644\u062a\u0623\u062b\u064a\u0631 \u0627\u0644\u0645\u0627\u0644\u064a \u0644\u0644\u062e\u0637\u0631 \u0625\u0644\u0649 \u0637\u0631\u0641 \u062b\u0627\u0644\u062b. \u0627\u0644\u0645\u062b\u0627\u0644 \u0627\u0644\u0643\u0644\u0627\u0633\u064a\u0643\u064a \u0647\u0648 \u0634\u0631\u0627\u0621 \u0628\u0648\u0644\u064a\u0635\u0629 \u062a\u0623\u0645\u064a\u0646. \u064a\u0645\u0643\u0646 \u0623\u064a\u0636\u064b\u0627 \u0646\u0642\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0627\u0633\u062a\u0639\u0627\u0646\u0629 \u0628\u0645\u0635\u0627\u062f\u0631 \u062e\u0627\u0631\u062c\u064a\u0629 \u0644\u0648\u0638\u0627\u0626\u0641 \u0645\u0639\u064a\u0646\u0629 \u0644\u0634\u0631\u0643\u0627\u062a \u0645\u062a\u062e\u0635\u0635\u0629 \u064a\u0645\u0643\u0646\u0647\u0627 \u0625\u062f\u0627\u0631\u062a\u0647\u0627 \u0628\u0634\u0643\u0644 \u0623\u0641\u0636\u0644.<\/li>\n<li><strong>\u0627\u0644\u0642\u0628\u0648\u0644 (Tolerate\/Accept):<\/strong> \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0645\u062e\u0627\u0637\u0631 \u0630\u0627\u062a \u0627\u0644\u0627\u062d\u062a\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u062a\u0623\u062b\u064a\u0631 \u0627\u0644\u0645\u0646\u062e\u0641\u0636\u064a\u0646\u060c \u0642\u062f \u064a\u0643\u0648\u0646 \u0645\u0646 \u0627\u0644\u0623\u0643\u062b\u0631 \u0641\u0639\u0627\u0644\u064a\u0629 \u0645\u0646 \u062d\u064a\u062b \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0642\u0628\u0648\u0644 \u0627\u0644\u062e\u0637\u0631 \u0628\u0628\u0633\u0627\u0637\u0629 \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0625\u0646\u0641\u0627\u0642 \u0627\u0644\u0645\u0648\u0627\u0631\u062f \u0639\u0644\u0649 \u062a\u062e\u0641\u064a\u0641\u0647. \u064a\u062c\u0628 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0647\u0630\u0627 \u0642\u0631\u0627\u0631\u064b\u0627 \u0648\u0627\u0639\u064a\u064b\u0627 \u0648\u0645\u0648\u062b\u0642\u064b\u0627\u060c \u0648\u0644\u064a\u0633 \u0645\u062c\u0631\u062f \u062a\u062c\u0627\u0647\u0644 \u0644\u0644\u0645\u0634\u0643\u0644\u0629.<\/li>\n<li><strong>\u0627\u0644\u0625\u0646\u0647\u0627\u0621 (Terminate\/Avoid):<\/strong> \u0647\u0630\u0647 \u0647\u064a \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0627\u0644\u0623\u0643\u062b\u0631 \u062c\u0630\u0631\u064a\u0629 \u0648\u062a\u062a\u0636\u0645\u0646 \u0625\u064a\u0642\u0627\u0641 \u0627\u0644\u0646\u0634\u0627\u0637 \u0627\u0644\u0630\u064a \u064a\u0633\u0628\u0628 \u0627\u0644\u062e\u0637\u0631 \u062a\u0645\u0627\u0645\u064b\u0627. \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u0625\u0630\u0627 \u0643\u0627\u0646 \u062e\u0637 \u0625\u0646\u062a\u0627\u062c \u0645\u0639\u064a\u0646 \u064a\u0633\u0628\u0628 \u0628\u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0645\u0634\u0643\u0644\u0627\u062a \u062a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u0633\u0644\u0627\u0645\u0629\u060c \u0641\u0642\u062f \u062a\u0642\u0631\u0631 \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u062a\u0648\u0642\u0641 \u0639\u0646 \u062a\u0635\u0646\u064a\u0639 \u0647\u0630\u0627 \u0627\u0644\u0645\u0646\u062a\u062c.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3>\u0627\u0644\u062e\u0637\u0648\u0629 \u0627\u0644\u0631\u0627\u0628\u0639\u0629: \u0627\u0644\u0645\u0631\u0627\u0642\u0628\u0629 \u0648\u0625\u0639\u062f\u0627\u062f \u0627\u0644\u062a\u0642\u0627\u0631\u064a\u0631 (Monitoring and Reporting)<\/h3>\n<p>\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0644\u064a\u0633\u062a \u0645\u0634\u0631\u0648\u0639\u064b\u0627 \u064a\u0646\u062a\u0647\u064a. \u064a\u062c\u0628 \u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0627\u0644\u0636\u0648\u0627\u0628\u0637 \u0628\u0634\u0643\u0644 \u0645\u0633\u062a\u0645\u0631 \u0644\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u0641\u0639\u0627\u0644\u064a\u062a\u0647\u0627. \u062a\u062a\u0636\u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0645\u0631\u062d\u0644\u0629:<\/p>\n<ul>\n<li><strong>\u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 (Key Risk Indicators &#8211; KRIs):<\/strong> \u0647\u0630\u0647 \u0647\u064a \u0645\u0642\u0627\u064a\u064a\u0633 \u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u0642\u064a\u0627\u0633 \u062a\u0648\u0641\u0631 \u0625\u0646\u0630\u0627\u0631\u064b\u0627 \u0645\u0628\u0643\u0631\u064b\u0627 \u0628\u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u062a\u0639\u0631\u0636 \u0644\u0644\u0645\u062e\u0627\u0637\u0631. \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u0642\u062f \u064a\u0643\u0648\u0646 \u0645\u0624\u0634\u0631 KRI \u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0647\u0648 &#8220;\u0645\u0639\u062f\u0644 \u062f\u0648\u0631\u0627\u0646 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646&#8221;\u060c \u0623\u0648 \u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 &#8220;\u0639\u062f\u062f \u0645\u062d\u0627\u0648\u0644\u0627\u062a \u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u062f\u062e\u0648\u0644 \u0627\u0644\u0641\u0627\u0634\u0644\u0629&#8221;.<\/li>\n<li><strong>\u0627\u0644\u0645\u0631\u0627\u062c\u0639\u0627\u062a \u0627\u0644\u062f\u0648\u0631\u064a\u0629:<\/strong> \u0639\u0642\u062f \u0627\u062c\u062a\u0645\u0627\u0639\u0627\u062a \u0645\u0646\u062a\u0638\u0645\u0629 \u0644\u0645\u0631\u0627\u062c\u0639\u0629 \u0633\u062c\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631\u060c \u0648\u062a\u0642\u064a\u064a\u0645 \u0623\u062f\u0627\u0621 \u0627\u0644\u0636\u0648\u0627\u0628\u0637\u060c \u0648\u0645\u0646\u0627\u0642\u0634\u0629 \u0623\u064a \u0645\u062e\u0627\u0637\u0631 \u062c\u062f\u064a\u062f\u0629 \u0646\u0627\u0634\u0626\u0629.<\/li>\n<li><strong>\u0625\u0639\u062f\u0627\u062f \u0627\u0644\u062a\u0642\u0627\u0631\u064a\u0631:<\/strong> \u0625\u0646\u0634\u0627\u0621 \u062a\u0642\u0627\u0631\u064a\u0631 \u0648\u0627\u0636\u062d\u0629 \u0648\u0645\u0648\u062c\u0632\u0629 \u0644\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0639\u0644\u064a\u0627 \u0648\u0645\u062c\u0644\u0633 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u062d\u0648\u0644 \u0627\u0644\u0648\u0636\u0639 \u0627\u0644\u062d\u0627\u0644\u064a \u0644\u0644\u0645\u062e\u0627\u0637\u0631 \u0641\u064a \u0627\u0644\u0645\u0624\u0633\u0633\u0629. \u0647\u0630\u0627 \u064a\u0636\u0645\u0646 \u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629 \u0648\u0627\u0644\u0645\u0633\u0627\u0621\u0644\u0629.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3>\u0627\u0644\u062e\u0637\u0648\u0629 \u0627\u0644\u062e\u0627\u0645\u0633\u0629: \u0627\u0644\u0645\u0631\u0627\u062c\u0639\u0629 \u0648\u0627\u0644\u062a\u062d\u0633\u064a\u0646 (Review and Improvement)<\/h3>\n<p>\u0627\u0644\u062e\u0637\u0648\u0629 \u0627\u0644\u0623\u062e\u064a\u0631\u0629 \u062a\u063a\u0644\u0642 \u0627\u0644\u062f\u0648\u0631\u0629. \u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0645\u0624\u0633\u0633\u0629 \u0623\u0646 \u062a\u062a\u0639\u0644\u0645 \u0645\u0646 \u062a\u062c\u0627\u0631\u0628\u0647\u0627\u060c \u0633\u0648\u0627\u0621 \u0645\u0646 \u0627\u0644\u062d\u0648\u0627\u062f\u062b \u0627\u0644\u062a\u064a \u0648\u0642\u0639\u062a \u0623\u0648 \u0645\u0646 &#8220;\u0627\u0644\u0623\u062d\u062f\u0627\u062b \u0627\u0644\u0648\u0634\u064a\u0643\u0629&#8221; (near misses). \u064a\u062a\u0636\u0645\u0646 \u0630\u0644\u0643 \u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0623\u0633\u0628\u0627\u0628 \u0627\u0644\u062c\u0630\u0631\u064a\u0629 \u0644\u0644\u062d\u0648\u0627\u062f\u062b\u060c \u0648\u062a\u062d\u062f\u064a\u062b \u0633\u062c\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0627\u0644\u062f\u0631\u0648\u0633 \u0627\u0644\u0645\u0633\u062a\u0641\u0627\u062f\u0629\u060c \u0648\u062a\u0639\u062f\u064a\u0644 \u0627\u0644\u0636\u0648\u0627\u0628\u0637 \u0648\u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u0644\u062a\u0639\u0643\u0633 \u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u0645\u062a\u063a\u064a\u0631\u0629. \u0625\u0646 \u0647\u0630\u0627 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0627\u0644\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0645\u0633\u062a\u0645\u0631 \u0647\u0648 \u0645\u0627 \u064a\u0641\u0635\u0644 \u0628\u064a\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0646\u062c\u0648 \u0645\u0646 \u0627\u0644\u0623\u0632\u0645\u0627\u062a \u0648\u062a\u0644\u0643 \u0627\u0644\u062a\u064a \u062a\u0632\u062f\u0647\u0631 \u0628\u0633\u0628\u0628\u0647\u0627. \u0641\u0641\u064a \u0627\u0644\u0646\u0647\u0627\u064a\u0629\u060c \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0647\u064a \u062c\u0632\u0621 \u0644\u0627 \u064a\u062a\u062c\u0632\u0623 \u0645\u0646 <a href=\"https:\/\/jobsdz.com\/?p=36199\">\u0623\u0647\u0645\u064a\u0629 \u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a \u0644\u0644\u0645\u0624\u0633\u0633\u0627\u062a: \u062f\u0644\u064a\u0644 \u0639\u0645\u0644\u064a \u0644\u0644\u0646\u062c\u0627\u062d<\/a>.<\/p>\n<\/li>\n<\/ol>\n<blockquote>\n<p><strong>\u062d\u0642\u064a\u0642\u0629 \u0635\u0627\u062f\u0645\u0629:<\/strong> \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u062a\u062a\u0641\u0648\u0642 \u0641\u064a \u0627\u0644\u062e\u0637\u0648\u0627\u062a \u0627\u0644\u062b\u0644\u0627\u062b \u0627\u0644\u0623\u0648\u0644\u0649 (\u062a\u062d\u062f\u064a\u062f\u060c \u062a\u0642\u064a\u064a\u0645\u060c \u0627\u0633\u062a\u062c\u0627\u0628\u0629) \u0644\u0643\u0646\u0647\u0627 \u062a\u0641\u0634\u0644 \u0641\u064a \u0627\u0644\u0645\u0631\u0627\u0642\u0628\u0629 \u0648\u0627\u0644\u062a\u062d\u0633\u064a\u0646. \u0628\u062f\u0648\u0646 \u062d\u0644\u0642\u0629 \u062a\u063a\u0630\u064a\u0629 \u0631\u0627\u062c\u0639\u0629 \u0642\u0648\u064a\u0629\u060c \u062a\u0635\u0628\u062d \u062e\u0637\u0629 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u062b\u064a\u0642\u0629 \u062b\u0627\u0628\u062a\u0629 \u062a\u0641\u0642\u062f \u0623\u0647\u0645\u064a\u062a\u0647\u0627 \u0628\u0633\u0631\u0639\u0629. \u0627\u0644\u0646\u062c\u0627\u062d \u0627\u0644\u062d\u0642\u064a\u0642\u064a \u064a\u0643\u0645\u0646 \u0641\u064a \u062c\u0639\u0644 \u0647\u0630\u0647 \u0627\u0644\u062f\u0648\u0631\u0629 \u062c\u0632\u0621\u064b\u0627 \u062d\u064a\u064b\u0627 \u0645\u0646 \u0627\u0644\u062d\u0645\u0636 \u0627\u0644\u0646\u0648\u0648\u064a \u0644\u0644\u0634\u0631\u0643\u0629.<\/p>\n<\/blockquote>\n<h2>\u062e\u0637\u0648\u0627\u062a \u0639\u0645\u0644\u064a\u0629 \u0644\u062a\u0646\u0641\u064a\u0630 \u0625\u0637\u0627\u0631 \u0639\u0645\u0644 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629<\/h2>\n<p>\u0642\u062f \u064a\u0628\u062f\u0648 \u062a\u0637\u0648\u064a\u0631 \u0625\u0637\u0627\u0631 \u0639\u0645\u0644 \u0634\u0627\u0645\u0644 \u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0645\u0647\u0645\u0629 \u0634\u0627\u0642\u0629\u060c \u0648\u0644\u0643\u0646 \u064a\u0645\u0643\u0646 \u062a\u062d\u0642\u064a\u0642\u0647\u0627 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0646\u0647\u062c \u0645\u0646\u0638\u0645. \u0641\u064a\u0645\u0627 \u064a\u0644\u064a \u062e\u0637\u0648\u0627\u062a \u0639\u0645\u0644\u064a\u0629 \u064a\u0645\u0643\u0646\u0643 \u0627\u062a\u062e\u0627\u0630\u0647\u0627 \u0644\u0644\u0628\u062f\u0621 \u0641\u064a \u0645\u0624\u0633\u0633\u062a\u0643\u060c \u0628\u063a\u0636 \u0627\u0644\u0646\u0638\u0631 \u0639\u0646 \u062d\u062c\u0645\u0647\u0627.<\/p>\n<ol>\n<li><strong>\u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062f\u0639\u0645 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0639\u0644\u064a\u0627:<\/strong> \u0647\u0630\u0647 \u0647\u064a \u0627\u0644\u062e\u0637\u0648\u0629 \u0627\u0644\u0623\u0643\u062b\u0631 \u0623\u0647\u0645\u064a\u0629. \u0628\u062f\u0648\u0646 \u0627\u0644\u062a\u0632\u0627\u0645 \u0648\u0627\u0636\u062d \u0648\u0645\u0648\u0627\u0631\u062f \u0645\u062e\u0635\u0635\u0629 \u0645\u0646 \u0627\u0644\u0642\u064a\u0627\u062f\u0629\u060c \u0641\u0625\u0646 \u0623\u064a \u0645\u0628\u0627\u062f\u0631\u0629 \u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0645\u062d\u0643\u0648\u0645 \u0639\u0644\u064a\u0647\u0627 \u0628\u0627\u0644\u0641\u0634\u0644. \u0642\u0645 \u0628\u0625\u0639\u062f\u0627\u062f \u062d\u0627\u0644\u0629 \u0639\u0645\u0644 (Business Case) \u062a\u0648\u0636\u062d \u0627\u0644\u0641\u0648\u0627\u0626\u062f (\u062a\u062c\u0646\u0628 \u0627\u0644\u062e\u0633\u0627\u0626\u0631\u060c \u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0643\u0641\u0627\u0621\u0629) \u0648\u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u0629 \u0644\u0644\u062a\u0642\u0627\u0639\u0633 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644.<\/li>\n<li><strong>\u062a\u0634\u0643\u064a\u0644 \u0641\u0631\u064a\u0642 \u0639\u0645\u0644 \u0645\u062a\u0639\u062f\u062f \u0627\u0644\u0648\u0638\u0627\u0626\u0641:<\/strong> \u0644\u0627 \u062a\u062c\u0639\u0644 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0642\u0633\u0645 \u0648\u0627\u062d\u062f \u0641\u0642\u0637. \u0642\u0645 \u0628\u062a\u0634\u0643\u064a\u0644 \u0641\u0631\u064a\u0642 \u064a\u0636\u0645 \u0645\u0645\u062b\u0644\u064a\u0646 \u0645\u0646 \u0627\u0644\u0625\u062f\u0627\u0631\u0627\u062a \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0645\u062b\u0644 \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u060c \u0627\u0644\u0645\u0648\u0627\u0631\u062f \u0627\u0644\u0628\u0634\u0631\u064a\u0629\u060c \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a\u060c \u0648\u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629. \u0647\u0630\u0627 \u064a\u0636\u0645\u0646 \u0631\u0624\u064a\u0629 \u0634\u0627\u0645\u0644\u0629 \u0644\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u064a\u0634\u062c\u0639 \u0639\u0644\u0649 \u062a\u0628\u0646\u064a \u0627\u0644\u0625\u0637\u0627\u0631 \u0639\u0644\u0649 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0634\u0631\u0643\u0629.<\/li>\n<li><strong>\u062a\u062d\u062f\u064a\u062f &#8220;\u0634\u0647\u064a\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631&#8221; (Risk Appetite):<\/strong> \u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0642\u064a\u0627\u062f\u0629 \u062a\u062d\u062f\u064a\u062f \u0645\u0633\u062a\u0648\u0649 \u0648\u0646\u0648\u0639 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u064a \u062a\u0631\u063a\u0628 \u0627\u0644\u0645\u0624\u0633\u0633\u0629 \u0641\u064a \u062a\u062d\u0645\u0644\u0647\u0627 \u0644\u062a\u062d\u0642\u064a\u0642 \u0623\u0647\u062f\u0627\u0641\u0647\u0627. \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u0642\u062f \u064a\u0643\u0648\u0646 \u0644\u062f\u0649 \u0634\u0631\u0643\u0629 \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0646\u0627\u0634\u0626\u0629 \u0634\u0647\u064a\u0629 \u0623\u0639\u0644\u0649 \u0644\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0628\u0646\u0643 \u0643\u0628\u064a\u0631. \u0647\u0630\u0627 \u0627\u0644\u062a\u062d\u062f\u064a\u062f \u064a\u0648\u0641\u0631 \u0625\u0631\u0634\u0627\u062f\u0627\u062a \u0648\u0627\u0636\u062d\u0629 \u062d\u0648\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u064a \u064a\u062c\u0628 \u0645\u0639\u0627\u0644\u062c\u062a\u0647\u0627 \u0628\u0642\u0648\u0629 \u0648\u062a\u0644\u0643 \u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646 \u0642\u0628\u0648\u0644\u0647\u0627.<\/li>\n<li><strong>\u062a\u0637\u0648\u064a\u0631 \u0633\u064a\u0627\u0633\u0629 \u0648\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0648\u0627\u0636\u062d\u0629:<\/strong> \u0642\u0645 \u0628\u0625\u0646\u0634\u0627\u0621 \u0648\u062b\u064a\u0642\u0629 \u0631\u0633\u0645\u064a\u0629 \u062a\u062d\u062f\u062f \u0633\u064a\u0627\u0633\u0629 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0641\u064a \u0627\u0644\u0634\u0631\u0643\u0629. \u064a\u062c\u0628 \u0623\u0646 \u062a\u0648\u0636\u062d \u0647\u0630\u0647 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0623\u0647\u062f\u0627\u0641\u060c \u0648\u0627\u0644\u0623\u062f\u0648\u0627\u0631 \u0648\u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0627\u062a\u060c \u0648\u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0645\u0643\u0648\u0646\u0629 \u0645\u0646 5 \u062e\u0637\u0648\u0627\u062a\u060c \u0648\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0625\u0639\u062f\u0627\u062f \u0627\u0644\u062a\u0642\u0627\u0631\u064a\u0631. \u062a\u0623\u0643\u062f \u0645\u0646 \u0623\u0646 \u0647\u0630\u0647 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0645\u062a\u0627\u062d\u0629 \u0648\u0645\u0641\u0647\u0648\u0645\u0629 \u0644\u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646.<\/li>\n<li><strong>\u0625\u062c\u0631\u0627\u0621 \u062a\u0642\u064a\u064a\u0645 \u0623\u0648\u0644\u064a \u0644\u0644\u0645\u062e\u0627\u0637\u0631:<\/strong> \u0627\u0628\u062f\u0623 \u0628\u062a\u0637\u0628\u064a\u0642 \u0639\u0645\u0644\u064a\u0629 \u062a\u062d\u062f\u064a\u062f \u0648\u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0639\u0644\u0649 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0645\u0624\u0633\u0633\u0629 \u0644\u062a\u062d\u062f\u064a\u062f \u0623\u0647\u0645 10-15 \u062e\u0637\u0631\u064b\u0627 \u062a\u0634\u063a\u064a\u0644\u064a\u064b\u0627. \u0647\u0630\u0627 \u064a\u0648\u0641\u0631 \u0646\u0642\u0637\u0629 \u0627\u0646\u0637\u0644\u0627\u0642 \u0645\u0631\u0643\u0632\u0629 \u0648\u064a\u0638\u0647\u0631 \u0642\u064a\u0645\u0629 \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0628\u0633\u0631\u0639\u0629.<\/li>\n<li><strong>\u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u062a\u062f\u0631\u064a\u0628 \u0648\u0627\u0644\u062a\u0648\u0639\u064a\u0629:<\/strong> \u0644\u0627 \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0625\u0637\u0627\u0631 \u0627\u0644\u0639\u0645\u0644 \u0641\u0639\u0627\u0644\u0627\u064b \u0625\u0630\u0627 \u0644\u0645 \u064a\u0641\u0647\u0645\u0647 \u0627\u0644\u0645\u0648\u0638\u0641\u0648\u0646. \u0642\u0645 \u0628\u062a\u0637\u0648\u064a\u0631 \u0628\u0631\u0627\u0645\u062c \u062a\u062f\u0631\u064a\u0628\u064a\u0629 \u0644\u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0633\u062a\u0648\u064a\u0627\u062a\u060c \u0645\u0646 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0627\u0644\u062c\u062f\u062f \u0625\u0644\u0649 \u0627\u0644\u0645\u062f\u064a\u0631\u064a\u0646 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a\u064a\u0646\u060c \u0644\u0634\u0631\u062d \u0623\u0647\u0645\u064a\u0629 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u062f\u0648\u0631 \u0643\u0644 \u0641\u0631\u062f \u0641\u064a\u0647\u0627.<\/li>\n<li><strong>\u062f\u0645\u062c \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0641\u064a \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062d\u0627\u0644\u064a\u0629:<\/strong> \u0644\u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0646\u062c\u0627\u062d \u0639\u0644\u0649 \u0627\u0644\u0645\u062f\u0649 \u0627\u0644\u0637\u0648\u064a\u0644\u060c \u064a\u062c\u0628 \u0623\u0646 \u062a\u0635\u0628\u062d \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u062c\u0632\u0621\u064b\u0627 \u0645\u0646 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u064a\u0648\u0645\u064a\u0629\u060c \u0648\u0644\u064a\u0633 \u0646\u0634\u0627\u0637\u064b\u0627 \u0645\u0646\u0641\u0635\u0644\u0627\u064b. \u0642\u0645 \u0628\u062f\u0645\u062c \u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0641\u064a \u0639\u0645\u0644\u064a\u0627\u062a \u0645\u062b\u0644 \u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639\u060c \u0648\u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a\u060c \u0648\u062a\u0642\u064a\u064a\u0645 \u0623\u062f\u0627\u0621 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646. \u064a\u0645\u0643\u0646\u0643 \u0627\u0633\u062a\u0643\u0634\u0627\u0641 \u0627\u0644\u0645\u0632\u064a\u062f \u062d\u0648\u0644 \u0647\u0630\u0627 \u0627\u0644\u0645\u0648\u0636\u0648\u0639 \u0641\u064a <a href=\"https:\/\/jobsdz.com\/ar\/blog\/\">\u0645\u062f\u0648\u0646\u062a\u0646\u0627<\/a> \u0627\u0644\u062a\u064a \u062a\u063a\u0637\u064a \u062c\u0648\u0627\u0646\u0628 \u0645\u062e\u062a\u0644\u0641\u0629 \u0645\u0646 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062d\u062f\u064a\u062b\u0629.<\/li>\n<li><strong>\u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627:<\/strong> \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0643\u0628\u064a\u0631\u0629\u060c \u0642\u062f \u064a\u0643\u0648\u0646 \u0645\u0646 \u0627\u0644\u0635\u0639\u0628 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062c\u062f\u0627\u0648\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0641\u0642\u0637. \u0636\u0639 \u0641\u064a \u0627\u0639\u062a\u0628\u0627\u0631\u0643 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0628\u0631\u0627\u0645\u062c \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0627\u0644\u062d\u0648\u0643\u0645\u0629 \u0648\u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 (GRC) \u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646\u0647\u0627 \u0623\u062a\u0645\u062a\u0629 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u062c\u0648\u0627\u0646\u0628 \u0627\u0644\u0639\u0645\u0644\u064a\u0629\u060c \u0645\u0646 \u062a\u062a\u0628\u0639 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0625\u0644\u0649 \u0625\u0639\u062f\u0627\u062f \u0627\u0644\u062a\u0642\u0627\u0631\u064a\u0631.<\/li>\n<\/ol>\n<h2>\u0623\u062e\u0637\u0627\u0621 \u0634\u0627\u0626\u0639\u0629 \u064a\u062c\u0628 \u062a\u062c\u0646\u0628\u0647\u0627 \u0641\u064a \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629<\/h2>\n<p>\u062d\u062a\u0649 \u0645\u0639 \u0623\u0641\u0636\u0644 \u0627\u0644\u0646\u0648\u0627\u064a\u0627\u060c \u062a\u0642\u0639 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0641\u064a \u0641\u062e\u0627\u062e \u0634\u0627\u0626\u0639\u0629 \u0639\u0646\u062f \u062a\u0646\u0641\u064a\u0630 \u0628\u0631\u0627\u0645\u062c \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631. \u0625\u0646 \u0627\u0644\u0648\u0639\u064a \u0628\u0647\u0630\u0647 \u0627\u0644\u0623\u062e\u0637\u0627\u0621 \u0647\u0648 \u0646\u0635\u0641 \u0627\u0644\u0645\u0639\u0631\u0643\u0629 \u0644\u062a\u062c\u0646\u0628\u0647\u0627.<\/p>\n<ul>\n<li><strong>\u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0639\u0644\u0649 &#8220;\u0635\u0646\u062f\u0648\u0642 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644&#8221; \u0641\u0642\u0637:<\/strong> \u0627\u0644\u0646\u0638\u0631 \u0625\u0644\u0649 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0639\u0644\u0649 \u0623\u0646\u0647\u0627 \u0645\u062c\u0631\u062f \u062a\u0645\u0631\u064a\u0646 \u0628\u064a\u0631\u0648\u0642\u0631\u0627\u0637\u064a \u0645\u0637\u0644\u0648\u0628 \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0645\u0646\u0638\u0645\u064a\u0646 \u0623\u0648 \u0627\u0644\u0645\u062f\u0642\u0642\u064a\u0646. \u0647\u0630\u0627 \u0627\u0644\u0646\u0647\u062c \u064a\u0642\u062a\u0644 \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u062d\u0642\u064a\u0642\u064a\u0629 \u0644\u0644\u0639\u0645\u0644\u064a\u0629 \u0648\u064a\u062d\u0648\u0644\u0647\u0627 \u0625\u0644\u0649 \u0639\u0628\u0621 \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0623\u062f\u0627\u0629 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629.<\/li>\n<li><strong>\u062a\u062c\u0627\u0647\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 &#8220;\u0645\u0646\u062e\u0641\u0636\u0629 \u0627\u0644\u0627\u062d\u062a\u0645\u0627\u0644\u064a\u0629 \u0648\u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u0623\u062b\u064a\u0631&#8221;:<\/strong> \u0645\u0646 \u0627\u0644\u0633\u0647\u0644 \u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0639\u0644\u0649 \u0627\u0644\u0645\u0634\u0627\u0643\u0644 \u0627\u0644\u064a\u0648\u0645\u064a\u0629 \u0627\u0644\u0635\u063a\u064a\u0631\u0629\u060c \u0648\u0644\u0643\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0643\u0627\u0631\u062b\u064a\u0629 (\u0645\u062b\u0644 \u0627\u0644\u0623\u0648\u0628\u0626\u0629 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0623\u0648 \u0627\u0644\u0647\u062c\u0645\u0627\u062a \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a\u0629 \u0648\u0627\u0633\u0639\u0629 \u0627\u0644\u0646\u0637\u0627\u0642) \u0647\u064a \u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u062f\u0645\u0631 \u0627\u0644\u0634\u0631\u0643\u0629. \u064a\u062c\u0628 \u062a\u062e\u0635\u064a\u0635 \u0648\u0642\u062a \u0648\u0645\u0648\u0627\u0631\u062f \u0644\u062a\u062d\u0644\u064a\u0644 \u0647\u0630\u0647 \u0627\u0644\u0633\u064a\u0646\u0627\u0631\u064a\u0648\u0647\u0627\u062a.<\/li>\n<li><strong>\u062b\u0642\u0627\u0641\u0629 \u0625\u0644\u0642\u0627\u0621 \u0627\u0644\u0644\u0648\u0645:<\/strong> \u0625\u0630\u0627 \u0643\u0627\u0646 \u0627\u0644\u0645\u0648\u0638\u0641\u0648\u0646 \u064a\u062e\u0634\u0648\u0646 \u0627\u0644\u0639\u0642\u0627\u0628 \u0639\u0646\u062f \u0627\u0644\u0625\u0628\u0644\u0627\u063a \u0639\u0646 \u062e\u0637\u0623 \u0623\u0648 \u062e\u0637\u0631 \u0645\u062d\u062a\u0645\u0644\u060c \u0641\u0633\u0648\u0641 \u064a\u062e\u0641\u0648\u0646\u0647. \u064a\u062c\u0628 \u062a\u0639\u0632\u064a\u0632 \u062b\u0642\u0627\u0641\u0629 \u0645\u0641\u062a\u0648\u062d\u0629 \u0648\u0634\u0641\u0627\u0641\u0629 \u062a\u0634\u062c\u0639 \u0639\u0644\u0649 \u0627\u0644\u0625\u0628\u0644\u0627\u063a \u0627\u0644\u0645\u0628\u0643\u0631 \u0639\u0646 \u0627\u0644\u0645\u0634\u0643\u0644\u0627\u062a \u062f\u0648\u0646 \u062e\u0648\u0641 \u0645\u0646 \u0627\u0644\u0627\u0646\u062a\u0642\u0627\u0645.<\/li>\n<li><strong>\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0641\u064a \u0635\u0648\u0645\u0639\u0629:<\/strong> \u0639\u0646\u062f\u0645\u0627 \u064a\u0642\u0648\u0645 \u0643\u0644 \u0642\u0633\u0645 \u0628\u062a\u062d\u0644\u064a\u0644 \u0645\u062e\u0627\u0637\u0631\u0647 \u0628\u0645\u0639\u0632\u0644 \u0639\u0646 \u0627\u0644\u0622\u062e\u0631\u064a\u0646\u060c \u062a\u0641\u0642\u062f \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0631\u0624\u064a\u0629 \u0627\u0644\u0634\u0627\u0645\u0644\u0629 \u0644\u0643\u064a\u0641\u064a\u0629 \u062a\u0631\u0627\u0628\u0637 \u0627\u0644\u0645\u062e\u0627\u0637\u0631. \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u0642\u062f \u064a\u0628\u062f\u0648 \u062e\u0637\u0631 \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0635\u063a\u064a\u0631\u064b\u0627 \u0644\u0642\u0633\u0645 \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u060c \u0648\u0644\u0643\u0646\u0647 \u0642\u062f \u064a\u0643\u0648\u0646 \u0644\u0647 \u062a\u0623\u062b\u064a\u0631 \u0647\u0627\u0626\u0644 \u0639\u0644\u0649 \u0642\u0633\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/li>\n<li><strong>\u0627\u0644\u0641\u0634\u0644 \u0641\u064a \u062a\u062d\u062f\u064a\u062b \u062a\u0642\u064a\u064a\u0645\u0627\u062a \u0627\u0644\u0645\u062e\u0627\u0637\u0631:<\/strong> \u0639\u0627\u0644\u0645 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u064a\u062a\u063a\u064a\u0631 \u0628\u0633\u0631\u0639\u0629. \u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0630\u064a \u062a\u0645 \u0625\u062c\u0631\u0627\u0624\u0647 \u0642\u0628\u0644 \u0639\u0627\u0645 \u0642\u062f \u064a\u0643\u0648\u0646 \u0642\u062f\u064a\u0645\u064b\u0627 \u062a\u0645\u0627\u0645\u064b\u0627 \u0627\u0644\u064a\u0648\u0645. \u064a\u062c\u0628 \u0623\u0646 \u062a\u0643\u0648\u0646 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0645\u0631\u0627\u062c\u0639\u0629 \u062f\u064a\u0646\u0627\u0645\u064a\u0643\u064a\u0629 \u0648\u0645\u0633\u062a\u0645\u0631\u0629.<\/li>\n<\/ul>\n<h2>\u0627\u0644\u062e\u0627\u062a\u0645\u0629: \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0643\u0641\u0631\u0635\u0629 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629<\/h2>\n<p>\u0641\u064a \u0627\u0644\u062e\u062a\u0627\u0645\u060c \u0625\u0646 \u062a\u062d\u0644\u064a\u0644 \u0648\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u064a\u062a\u062c\u0627\u0648\u0632 \u0643\u0648\u0646\u0647 \u0645\u062c\u0631\u062f \u0634\u0628\u0643\u0629 \u0623\u0645\u0627\u0646\u061b \u0625\u0646\u0647 \u0645\u062d\u0631\u0643 \u0644\u0644\u062a\u0645\u064a\u0632 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a \u0648\u0645\u0635\u062f\u0631 \u0644\u0644\u0645\u064a\u0632\u0629 \u0627\u0644\u062a\u0646\u0627\u0641\u0633\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u062f\u0627\u0645\u0629. \u0645\u0646 \u062e\u0644\u0627\u0644 \u0641\u0647\u0645 \u0648\u062a\u0635\u0646\u064a\u0641 \u0627\u0644\u062a\u0647\u062f\u064a\u062f\u0627\u062a \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u0629 \u0628\u0634\u0643\u0644 \u0645\u0646\u0647\u062c\u064a\u060c \u0648\u0627\u062a\u0628\u0627\u0639 \u0639\u0645\u0644\u064a\u0629 \u0645\u0646\u0636\u0628\u0637\u0629 \u0644\u062a\u062d\u062f\u064a\u062f\u0647\u0627 \u0648\u062a\u0642\u064a\u064a\u0645\u0647\u0627 \u0648\u062a\u062e\u0641\u064a\u0641\u0647\u0627\u060c \u064a\u0645\u0643\u0646 \u0644\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0644\u064a\u0633 \u0641\u0642\u0637 \u062d\u0645\u0627\u064a\u0629 \u0623\u0635\u0648\u0644\u0647\u0627 \u0648\u0633\u0645\u0639\u062a\u0647\u0627\u060c \u0628\u0644 \u0623\u064a\u0636\u064b\u0627 \u0627\u0644\u0643\u0634\u0641 \u0639\u0646 \u0641\u0631\u0635 \u0644\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0648\u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631. \u0625\u0646 \u062a\u0628\u0646\u064a \u0639\u0642\u0644\u064a\u0629 \u0627\u0633\u062a\u0628\u0627\u0642\u064a\u0629 \u062a\u062c\u0627\u0647 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u064a\u062d\u0648\u0644 \u0627\u0644\u062b\u0642\u0627\u0641\u0629 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0645\u0646 \u0631\u062f \u0627\u0644\u0641\u0639\u0644 \u0625\u0644\u0649 \u0627\u0644\u0645\u0628\u0627\u062f\u0631\u0629\u060c \u0645\u0645\u0627 \u064a\u0628\u0646\u064a \u0645\u0624\u0633\u0633\u0629 \u0623\u0643\u062b\u0631 \u0645\u0631\u0648\u0646\u0629 \u0648\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u062a\u0643\u064a\u0641 \u0648\u0627\u0644\u0646\u062c\u0627\u062d \u0641\u064a \u0645\u0648\u0627\u062c\u0647\u0629 \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644 \u0627\u0644\u0645\u062c\u0647\u0648\u0644. \u0633\u0648\u0627\u0621 \u0643\u0646\u062a \u0642\u0627\u0626\u062f \u0641\u0631\u064a\u0642\u060c \u0623\u0648 \u0645\u062f\u064a\u0631 \u0645\u0634\u0631\u0648\u0639\u060c \u0623\u0648 \u062a\u0637\u0645\u062d \u0625\u0644\u0649 \u0645\u0646\u0635\u0628 \u0642\u064a\u0627\u062f\u064a\u060c \u0641\u0625\u0646 \u0625\u062a\u0642\u0627\u0646 \u0647\u0630\u0647 \u0627\u0644\u0645\u0647\u0627\u0631\u0627\u062a \u0633\u064a\u0636\u0639\u0643 \u0641\u064a \u0637\u0644\u064a\u0639\u0629 \u0627\u0644\u0645\u0647\u0646\u064a\u064a\u0646 \u0627\u0644\u0630\u064a\u0646 \u0644\u0627 \u064a\u062d\u0644\u0648\u0646 \u0627\u0644\u0645\u0634\u0627\u0643\u0644 \u0641\u062d\u0633\u0628\u060c \u0628\u0644 \u064a\u0645\u0646\u0639\u0648\u0646\u0647\u0627 \u0645\u0646 \u0627\u0644\u062d\u062f\u0648\u062b \u0641\u064a \u0627\u0644\u0645\u0642\u0627\u0645 \u0627\u0644\u0623\u0648\u0644. \u0625\u0646 \u0643\u0646\u062a \u062a\u0628\u062d\u062b \u0639\u0646 \u0641\u0631\u0635\u0629 \u0644\u062a\u0637\u0628\u064a\u0642 \u0647\u0630\u0647 \u0627\u0644\u0645\u0647\u0627\u0631\u0627\u062a\u060c \u064a\u0645\u0643\u0646\u0643 \u0627\u0633\u062a\u0643\u0634\u0627\u0641 \u0622\u0644\u0627\u0641 \u0627\u0644\u0641\u0631\u0635 \u0627\u0644\u0645\u062a\u0627\u062d\u0629 \u0639\u0644\u0649 \u0645\u0646\u0635\u062a\u0646\u0627 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0632\u064a\u0627\u0631\u0629 \u0635\u0641\u062d\u0629 <a href=\"https:\/\/jobsdz.com\/ar\/wadifa\">\u0627\u0644\u0648\u0638\u0627\u0626\u0641<\/a> \u0623\u0648 <a href=\"https:\/\/jobsdz.com\/ar\/submit-resume\">\u062a\u0642\u062f\u064a\u0645 \u0633\u064a\u0631\u062a\u0643 \u0627\u0644\u0630\u0627\u062a\u064a\u0629<\/a> \u0645\u0628\u0627\u0634\u0631\u0629 \u0644\u062a\u0643\u0648\u0646 \u0641\u064a \u0645\u062a\u0646\u0627\u0648\u0644 \u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u0639\u0645\u0644. \u0625\u0646 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0628\u0646\u0627\u0621 \u062e\u0628\u0631\u062a\u0643 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0645\u062c\u0627\u0644 \u0647\u0648 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0645\u0628\u0627\u0634\u0631 \u0641\u064a \u0645\u0633\u062a\u0642\u0628\u0644\u0643 \u0627\u0644\u0645\u0647\u0646\u064a.<\/p>\n<h2>Sources<\/h2>\n<ul>\n<li><a href=\"https:\/\/www.iso.org\/iso-31000-risk-management.html\" target=\"_blank\" rel=\"noopener\">ISO 31000:2018 &#8211; Risk management \u2014 Guidelines<\/a><\/li>\n<li><a href=\"https:\/\/www.coso.org\/sitepages\/erm.aspx\" target=\"_blank\" rel=\"noopener\">COSO Enterprise Risk Management\u2014Integrating with Strategy and Performance<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\u0641\u064a \u0639\u0627\u0644\u0645 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0645\u0639\u0648\u0644\u0645 \u0627\u0644\u0630\u064a \u064a\u062a\u0633\u0645 \u0628\u0627\u0644\u062a\u0642\u0644\u0628\u0627\u062a \u0627\u0644\u0633\u0631\u064a\u0639\u0629 \u0648\u0627\u0644\u062a\u0631\u0627\u0628\u0637 \u0627\u0644\u0634\u062f\u064a\u062f\u060c \u0644\u0645 \u062a\u0639\u062f \u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0645\u062c\u0631\u062f \u0645\u0645\u0627\u0631\u0633\u0629 \u0625\u062f\u0627\u0631\u064a\u0629 \u062c\u064a\u062f\u0629\u060c \u0628\u0644 \u0623\u0635\u0628\u062d\u062a \u0636\u0631\u0648\u0631\u0629 \u062d\u062a\u0645\u064a\u0629 \u0644\u0644\u0628\u0642\u0627\u0621 \u0648\u0627\u0644\u0627\u0632\u062f\u0647\u0627\u0631. \u0625\u0646 \u0623\u064a \u062e\u0644\u0644 \u0641\u064a \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u064a\u0648\u0645\u064a\u0629\u060c \u0633\u0648\u0627\u0621 \u0643\u0627\u0646 \u0646\u0627\u062a\u062c\u064b\u0627 \u0639\u0646 \u062e\u0637\u0623 \u0628\u0634\u0631\u064a \u0628\u0633\u064a\u0637\u060c \u0623\u0648 \u0641\u0634\u0644 \u0646\u0638\u0627\u0645 \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a \u0645\u0639\u0642\u062f\u060c \u0623\u0648 \u0627\u0646\u0642\u0637\u0627\u0639 \u0641\u064a \u0633\u0644\u0633\u0644\u0629 \u0627\u0644\u062a\u0648\u0631\u064a\u062f \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629\u060c \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u062a\u0635\u0627\u0639\u062f \u0628\u0633\u0631\u0639\u0629 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":36694,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1232],"tags":[],"this-is-test":[],"class_list":["post-36697","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-professional-preparation-and-career-planning-ar"],"mb":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2026\/02\/image-10.png?fit=1024%2C679&ssl=1","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":36231,"url":"https:\/\/jobsdz.com\/ar\/2026\/01\/%d8%a3%d9%87%d9%85%d9%8a%d8%a9-%d8%a7%d9%84%d8%aa%d9%81%d9%83%d9%8a%d8%b1-%d8%a7%d9%84%d8%a7%d8%b3%d8%aa%d8%b1%d8%a7%d8%aa%d9%8a%d8%ac%d9%8a-%d9%84%d9%84%d9%85%d8%af%d9%8a%d8%b1%d9%8a%d9%86-%d9%81\/","url_meta":{"origin":36697,"position":0},"title":"\u0623\u0647\u0645\u064a\u0629 \u0627\u0644\u062a\u0641\u0643\u064a\u0631 \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a \u0644\u0644\u0645\u062f\u064a\u0631\u064a\u0646 \u0641\u064a \u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0644\u0646\u0627\u062c\u062d\u0629","author":"Admin","date":"\u064a\u0646\u0627\u064a\u0631 27, 2026","format":false,"excerpt":"\u0641\u064a \u0639\u0627\u0644\u0645 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0630\u064a \u064a\u062a\u0633\u0645 \u0628\u0627\u0644\u062a\u0642\u0644\u0628\u0627\u062a \u0627\u0644\u0633\u0631\u064a\u0639\u0629 \u0648\u0627\u0644\u0645\u0646\u0627\u0641\u0633\u0629 \u0627\u0644\u0634\u0631\u0633\u0629\u060c \u0644\u0645 \u064a\u0639\u062f \u0645\u0646\u0635\u0628 \u0627\u0644\u0645\u062f\u064a\u0631 \u0645\u062c\u0631\u062f \u062f\u0648\u0631 \u0625\u0634\u0631\u0627\u0641\u064a \u064a\u0642\u062a\u0635\u0631 \u0639\u0644\u0649 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0647\u0627\u0645 \u0627\u0644\u064a\u0648\u0645\u064a\u0629 \u0648\u062a\u0648\u0632\u064a\u0639\u0647\u0627. \u0628\u0644 \u062a\u062d\u0648\u0644 \u0625\u0644\u0649 \u0645\u0648\u0642\u0639 \u0642\u064a\u0627\u062f\u064a \u0645\u0639\u0642\u062f \u064a\u062a\u0637\u0644\u0628 \u0631\u0624\u064a\u0629 \u062b\u0627\u0642\u0628\u0629 \u0648\u0642\u062f\u0631\u0629 \u0641\u0627\u0626\u0642\u0629 \u0639\u0644\u0649 \u0642\u0631\u0627\u0621\u0629 \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644 \u0648\u062a\u0648\u062c\u064a\u0647 \u062f\u0641\u0629 \u0627\u0644\u0633\u0641\u064a\u0646\u0629 \u0648\u0633\u0637 \u0623\u0645\u0648\u0627\u062c \u0645\u062a\u0644\u0627\u0637\u0645\u0629 \u0645\u0646 \u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a \u0648\u0627\u0644\u0641\u0631\u0635. \u0647\u0646\u0627 \u064a\u0628\u0631\u0632 \u0627\u0644\u062a\u0641\u0643\u064a\u0631 \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a \u0644\u064a\u0633\u2026","rel":"","context":"\u0641\u064a &quot;\u0623\u0647\u0645 \u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0648\u0627\u0644\u062a\u0637\u0648\u0631\u0627\u062a \u0641\u064a \u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644&quot;","block_context":{"text":"\u0623\u0647\u0645 \u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0648\u0627\u0644\u062a\u0637\u0648\u0631\u0627\u062a \u0641\u064a \u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644","link":"https:\/\/jobsdz.com\/ar\/category\/%d8%a3%d9%87%d9%85-%d8%a7%d9%84%d8%a7%d8%aa%d8%ac%d8%a7%d9%87%d8%a7%d8%aa-%d9%88%d8%a7%d9%84%d8%aa%d8%b7%d9%88%d8%b1%d8%a7%d8%aa-%d9%81%d9%8a-%d8%b3%d9%88%d9%82-%d8%a7%d9%84%d8%b9%d9%85%d9%84\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2026\/01\/image-314.png?fit=1024%2C448&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2026\/01\/image-314.png?fit=1024%2C448&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2026\/01\/image-314.png?fit=1024%2C448&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2026\/01\/image-314.png?fit=1024%2C448&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":36705,"url":"https:\/\/jobsdz.com\/ar\/2026\/02\/%d8%a3%d9%81%d8%b6%d9%84-%d8%a3%d8%af%d9%88%d8%a7%d8%aa-%d8%a5%d8%af%d8%a7%d8%b1%d8%a9-%d8%a7%d9%84%d8%a7%d9%85%d8%aa%d8%ab%d8%a7%d9%84-%d8%a7%d9%84%d8%b1%d9%82%d9%85%d9%8a-%d8%af%d9%84%d9%8a%d9%84\/","url_meta":{"origin":36697,"position":1},"title":"\u0623\u0641\u0636\u0644 \u0623\u062f\u0648\u0627\u062a \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0627\u0644\u0631\u0642\u0645\u064a: \u062f\u0644\u064a\u0644 \u0634\u0627\u0645\u0644 \u0644\u0644\u0641\u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u062f\u0627\u0645\u0629","author":"Admin","date":"\u0641\u0628\u0631\u0627\u064a\u0631 3, 2026","format":false,"excerpt":"\u0641\u064a \u0627\u0644\u0645\u0634\u0647\u062f \u0627\u0644\u0631\u0642\u0645\u064a \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u060c \u0644\u0645 \u064a\u0639\u062f \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0645\u062c\u0631\u062f \u0635\u0646\u062f\u0648\u0642 \u064a\u062a\u0645 \u062a\u062d\u062f\u064a\u062f\u0647 \u0641\u064a \u0642\u0627\u0626\u0645\u0629 \u0645\u0647\u0627\u0645 \u0627\u0644\u0642\u0633\u0645 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u060c \u0628\u0644 \u0623\u0635\u0628\u062d \u062d\u062c\u0631 \u0627\u0644\u0632\u0627\u0648\u064a\u0629 \u0627\u0644\u0630\u064a \u062a\u064f\u0628\u0646\u0649 \u0639\u0644\u064a\u0647 \u0627\u0644\u062b\u0642\u0629\u060c \u0648\u062a\u064f\u0635\u0627\u0646 \u0628\u0647 \u0627\u0644\u0633\u0645\u0639\u0629\u060c \u0648\u064a\u064f\u0641\u062a\u062d \u0645\u0646 \u062e\u0644\u0627\u0644\u0647 \u0627\u0644\u0628\u0627\u0628 \u0625\u0644\u0649 \u0623\u0633\u0648\u0627\u0642 \u0639\u0627\u0644\u0645\u064a\u0629 \u062c\u062f\u064a\u062f\u0629. \u0625\u0646 \u062a\u062c\u0627\u0647\u0644 \u0627\u0644\u0634\u0628\u0643\u0629 \u0627\u0644\u0645\u0639\u0642\u062f\u0629 \u0645\u0646 \u0644\u0648\u0627\u0626\u062d \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a\u060c \u0648\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a\u060c \u0648\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0627\u0644\u0645\u062a\u0637\u0648\u0631\u0629 \u0628\u0627\u0633\u062a\u0645\u0631\u0627\u0631\u060c\u2026","rel":"","context":"\u0641\u064a &quot;\u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0648\u0627\u0644\u0639\u0645\u0644&quot;","block_context":{"text":"\u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0648\u0627\u0644\u0639\u0645\u0644","link":"https:\/\/jobsdz.com\/ar\/category\/%d8%a7%d9%84%d8%aa%d9%83%d9%86%d9%88%d9%84%d9%88%d8%ac%d9%8a%d8%a7-%d9%88%d8%a7%d9%84%d8%b9%d9%85%d9%84\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2026\/02\/image-11.png?fit=1024%2C510&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2026\/02\/image-11.png?fit=1024%2C510&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2026\/02\/image-11.png?fit=1024%2C510&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2026\/02\/image-11.png?fit=1024%2C510&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":29521,"url":"https:\/\/jobsdz.com\/ar\/2025\/12\/%d9%85%d8%b4%d8%b1%d9%88%d8%b9-%d8%a7%d9%84%d8%ba%d8%a7%d8%b2-%d8%a7%d9%84%d8%b7%d8%a8%d9%8a%d8%b9%d9%8a-%d8%a7%d9%84%d9%85%d8%b3%d8%a7%d9%84-%d8%af%d9%84%d9%8a%d9%84-%d8%a7%d9%84%d8%a7%d8%b3%d8%aa\/","url_meta":{"origin":36697,"position":2},"title":"\u0645\u0634\u0631\u0648\u0639 \u0627\u0644\u063a\u0627\u0632 \u0627\u0644\u0637\u0628\u064a\u0639\u064a \u0627\u0644\u0645\u0633\u0627\u0644: \u062f\u0644\u064a\u0644 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0648 \u0627\u0644\u0646\u062c\u0627\u062d","author":"Admin","date":"\u062f\u064a\u0633\u0645\u0628\u0631 26, 2025","format":false,"excerpt":"\u0641\u064a \u0642\u0644\u0628 \u0627\u0644\u062a\u062d\u0648\u0644\u0627\u062a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0648\u0627\u0644\u062a\u0648\u062c\u0647 \u0627\u0644\u0645\u062a\u0632\u0627\u064a\u062f \u0646\u062d\u0648 \u0627\u0644\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0646\u0638\u064a\u0641\u0629\u060c \u062a\u0628\u0631\u0632 \u0627\u0644\u062c\u0632\u0627\u0626\u0631 \u0643\u0644\u0627\u0639\u0628 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a \u0645\u062d\u0648\u0631\u064a \u0628\u0641\u0636\u0644 \u0627\u062d\u062a\u064a\u0627\u0637\u0627\u062a\u0647\u0627 \u0627\u0644\u0647\u0627\u0626\u0644\u0629 \u0645\u0646 \u0627\u0644\u063a\u0627\u0632 \u0627\u0644\u0637\u0628\u064a\u0639\u064a. \u0647\u0646\u0627\u060c \u0644\u0627 \u0646\u062a\u062d\u062f\u062b \u0639\u0646 \u0641\u0643\u0631\u0629 \u0645\u0634\u0631\u0648\u0639 \u0635\u063a\u064a\u0631\u0629\u060c \u0628\u0644 \u0639\u0646 \u0627\u0644\u062f\u062e\u0648\u0644 \u0641\u064a \u0642\u0637\u0627\u0639 \u062d\u064a\u0648\u064a \u064a\u0645\u062b\u0644 \u0639\u0635\u0628 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0648\u0637\u0646\u064a: \u0645\u0634\u0631\u0648\u0639 \u0627\u0644\u063a\u0627\u0632 \u0627\u0644\u0637\u0628\u064a\u0639\u064a \u0627\u0644\u0645\u0633\u0627\u0644 (Gaz Naturel Liqu\u00e9fi\u00e9 - GNL). \u0641\u0647\u0645 \u0647\u0630\u0627 \u0627\u0644\u0642\u0637\u0627\u0639\u060c\u2026","rel":"","context":"\u0641\u064a &quot;\u0623\u0641\u0643\u0627\u0631 \u0648 \u0645\u0634\u0627\u0631\u064a\u0639&quot;","block_context":{"text":"\u0623\u0641\u0643\u0627\u0631 \u0648 \u0645\u0634\u0627\u0631\u064a\u0639","link":"https:\/\/jobsdz.com\/ar\/category\/idees-et-projets\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2025\/12\/image-287.png?fit=1024%2C508&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2025\/12\/image-287.png?fit=1024%2C508&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2025\/12\/image-287.png?fit=1024%2C508&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2025\/12\/image-287.png?fit=1024%2C508&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":30028,"url":"https:\/\/jobsdz.com\/ar\/2025\/12\/%d9%81%d8%b1%d8%b5-%d8%a7%d9%84%d8%a7%d8%b3%d8%aa%d8%ab%d9%85%d8%a7%d8%b1-%d9%81%d9%8a-%d8%a7%d9%84%d8%a7%d9%82%d8%aa%d8%b5%d8%a7%d8%af-%d8%a7%d9%84%d8%a3%d8%ae%d8%b6%d8%b1-%d8%af%d9%84%d9%8a%d9%84\/","url_meta":{"origin":36697,"position":3},"title":"\u0641\u0631\u0635 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0623\u062e\u0636\u0631: \u062f\u0644\u064a\u0644 \u0634\u0627\u0645\u0644 \u0644\u0644\u0628\u062f\u0621 \u0627\u0644\u0622\u0646","author":"Admin","date":"\u062f\u064a\u0633\u0645\u0628\u0631 29, 2025","format":false,"excerpt":"\u0641\u064a \u062e\u0636\u0645 \u0627\u0644\u062a\u062d\u0648\u0644\u0627\u062a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u0628\u064a\u0626\u064a\u0629 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629\u060c \u064a\u0628\u0631\u0632 \u0645\u0641\u0647\u0648\u0645 \"\u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0623\u062e\u0636\u0631\" \u0644\u064a\u0633 \u0643\u062e\u064a\u0627\u0631 \u0623\u062e\u0644\u0627\u0642\u064a \u0641\u062d\u0633\u0628\u060c \u0628\u0644 \u0643\u0645\u062d\u0631\u0643 \u0623\u0633\u0627\u0633\u064a \u0644\u0644\u0646\u0645\u0648 \u0648\u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0648\u062e\u0644\u0642 \u0627\u0644\u0641\u0631\u0635 \u0627\u0644\u0645\u0647\u0646\u064a\u0629 \u0648\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629. \u0644\u0645 \u064a\u0639\u062f \u0627\u0644\u062a\u062d\u0648\u0644 \u0646\u062d\u0648 \u0627\u0644\u0627\u0633\u062a\u062f\u0627\u0645\u0629 \u0645\u062c\u0631\u062f \u0634\u0639\u0627\u0631 \u062a\u0631\u0641\u0639\u0647 \u0627\u0644\u0645\u0646\u0638\u0645\u0627\u062a \u0627\u0644\u062f\u0648\u0644\u064a\u0629\u060c \u0628\u0644 \u0623\u0635\u0628\u062d \u0648\u0627\u0642\u0639\u0627\u064b \u0645\u0644\u0645\u0648\u0633\u0627\u064b \u064a\u0639\u064a\u062f \u062a\u0634\u0643\u064a\u0644 \u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0639\u0645\u0644\u060c \u0648\u0633\u0644\u0627\u0633\u0644 \u0627\u0644\u0625\u0645\u062f\u0627\u062f\u060c \u0648\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0639\u0644\u0649 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0643\u0648\u0643\u0628. \u0625\u0646 \u0641\u0647\u0645\u2026","rel":"","context":"\u0641\u064a &quot;\u0623\u0647\u0645 \u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0648\u0627\u0644\u062a\u0637\u0648\u0631\u0627\u062a \u0641\u064a \u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644&quot;","block_context":{"text":"\u0623\u0647\u0645 \u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0648\u0627\u0644\u062a\u0637\u0648\u0631\u0627\u062a \u0641\u064a \u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644","link":"https:\/\/jobsdz.com\/ar\/category\/%d8%a3%d9%87%d9%85-%d8%a7%d9%84%d8%a7%d8%aa%d8%ac%d8%a7%d9%87%d8%a7%d8%aa-%d9%88%d8%a7%d9%84%d8%aa%d8%b7%d9%88%d8%b1%d8%a7%d8%aa-%d9%81%d9%8a-%d8%b3%d9%88%d9%82-%d8%a7%d9%84%d8%b9%d9%85%d9%84\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2025\/12\/image-326.png?fit=1024%2C596&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2025\/12\/image-326.png?fit=1024%2C596&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2025\/12\/image-326.png?fit=1024%2C596&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2025\/12\/image-326.png?fit=1024%2C596&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":19444,"url":"https:\/\/jobsdz.com\/ar\/2025\/08\/%d9%85%d8%aa%d9%89-%d9%88%d9%83%d9%8a%d9%81-%d8%aa%d8%a8%d8%af%d8%a7-%d8%a7%d8%b3%d8%aa%d8%ab%d9%85%d8%a7%d8%b1%d8%a7-%d8%b5%d8%ba%d9%8a%d8%b1%d8%a7%d8%9f\/","url_meta":{"origin":36697,"position":4},"title":"\u0645\u062a\u0649 \u0648\u0643\u064a\u0641 \u062a\u0628\u062f\u0627 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627 \u0635\u063a\u064a\u0631\u0627\u061f","author":"Admin","date":"\u0623\u063a\u0633\u0637\u0633 12, 2025","format":false,"excerpt":"\u0645\u062a\u0649 \u0648\u0643\u064a\u0641 \u062a\u0628\u062f\u0623 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u064b \u0635\u063a\u064a\u0631\u0627\u064b\u061f \u062f\u0644\u064a\u0644\u0643 \u0627\u0644\u0634\u0627\u0645\u0644 \u0646\u062d\u0648 \u0627\u0644\u062d\u0631\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0641\u064a \u0639\u0627\u0644\u0645\u064d \u062a\u062a\u0633\u0627\u0631\u0639 \u0641\u064a\u0647 \u0648\u062a\u064a\u0631\u0629 \u0627\u0644\u062d\u064a\u0627\u0629 \u0648\u062a\u0632\u062f\u0627\u062f \u0641\u064a\u0647 \u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629\u060c \u0644\u0645 \u064a\u0639\u062f \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u062a\u0631\u0641\u0627\u064b \u064a\u0642\u062a\u0635\u0631 \u0639\u0644\u0649 \u0627\u0644\u0623\u062b\u0631\u064a\u0627\u0621 \u0648\u0623\u0635\u062d\u0627\u0628 \u0631\u0624\u0648\u0633 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0636\u062e\u0645\u0629. \u0628\u0644 \u0623\u0635\u0628\u062d \u0636\u0631\u0648\u0631\u0629\u064b \u062d\u062a\u0645\u064a\u0629\u064b \u0644\u0643\u0644 \u0645\u0646 \u064a\u0633\u0639\u0649 \u0644\u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0623\u0645\u0627\u0646 \u0627\u0644\u0645\u0627\u0644\u064a\u060c \u0648\u0628\u0646\u0627\u0621 \u0645\u0633\u062a\u0642\u0628\u0644\u064d \u0645\u0632\u062f\u0647\u0631\u060c \u0648\u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0627\u0644\u062d\u0631\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629. \u0642\u062f \u062a\u0628\u062f\u0648\u2026","rel":"","context":"\u0641\u064a &quot;\u0646\u0635\u0627\u0626\u062d \u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0648\u0627\u0644\u0628\u0627\u062d\u062b\u064a\u0646 \u0639\u0646 \u0639\u0645\u0644&quot;","block_context":{"text":"\u0646\u0635\u0627\u0626\u062d \u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0648\u0627\u0644\u0628\u0627\u062d\u062b\u064a\u0646 \u0639\u0646 \u0639\u0645\u0644","link":"https:\/\/jobsdz.com\/ar\/category\/financial-advice-for-employees-and-job-seekers-ar\/"},"img":{"alt_text":"\u0645\u062a\u0649 \u0648\u0643\u064a\u0641 \u062a\u0628\u062f\u0627 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627 \u0635\u063a\u064a\u0631\u0627\u061f","src":"https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2025\/08\/Short_term_investment.png?fit=1000%2C490&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2025\/08\/Short_term_investment.png?fit=1000%2C490&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2025\/08\/Short_term_investment.png?fit=1000%2C490&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2025\/08\/Short_term_investment.png?fit=1000%2C490&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":23589,"url":"https:\/\/jobsdz.com\/ar\/2025\/10\/%d8%a3%d9%81%d8%b6%d9%84-%d8%b7%d8%b1%d9%82-%d8%a7%d9%84%d8%a7%d8%b3%d8%aa%d8%ab%d9%85%d8%a7%d8%b1-%d8%b9%d8%a8%d8%b1-%d8%a7%d9%84%d8%a5%d9%86%d8%aa%d8%b1%d9%86%d8%aa-%d8%af%d9%84%d9%8a%d9%84-%d8%b4\/","url_meta":{"origin":36697,"position":5},"title":"\u0623\u0641\u0636\u0644 \u0637\u0631\u0642 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a: \u062f\u0644\u064a\u0644 \u0634\u0627\u0645\u0644 \u0644\u0632\u064a\u0627\u062f\u0629 \u062b\u0631\u0648\u062a\u0643 \u0627\u0644\u0631\u0642\u0645\u064a\u0629","author":"Admin","date":"\u0623\u0643\u062a\u0648\u0628\u0631 28, 2025","format":false,"excerpt":"\u0623\u0641\u0636\u0644 \u0637\u0631\u0642 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a: \u062f\u0644\u064a\u0644 \u0634\u0627\u0645\u0644 \u0644\u0632\u064a\u0627\u062f\u0629 \u062b\u0631\u0648\u062a\u0643 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0641\u064a \u0639\u0635\u0631 \u0627\u0644\u062a\u062d\u0648\u0644 \u0627\u0644\u0631\u0642\u0645\u064a \u0627\u0644\u0645\u062a\u0633\u0627\u0631\u0639\u060c \u0644\u0645 \u064a\u0639\u062f \u0645\u0641\u0647\u0648\u0645 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u062d\u0643\u0631\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0643\u0628\u0631\u0649 \u0623\u0648 \u0627\u0644\u0623\u062b\u0631\u064a\u0627\u0621 \u0641\u0642\u0637. \u0644\u0642\u062f \u0641\u062a\u062d \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a \u0622\u0641\u0627\u0642\u064b\u0627 \u063a\u064a\u0631 \u0645\u0633\u0628\u0648\u0642\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0644\u0632\u064a\u0627\u062f\u0629 \u062b\u0631\u0648\u0627\u062a\u0647\u0645\u060c \u0645\u0633\u062a\u0641\u064a\u062f\u064a\u0646 \u0645\u0646 \u0645\u0646\u0635\u0627\u062a \u0645\u0628\u062a\u0643\u0631\u0629 \u0648\u0623\u062f\u0648\u0627\u062a \u062a\u062d\u0644\u064a\u0644 \u0645\u062a\u0642\u062f\u0645\u0629. \u064a\u0648\u0627\u062c\u0647 \u0627\u0644\u0643\u062b\u064a\u0631\u0648\u0646 \u062a\u062d\u062f\u064a \u0643\u064a\u0641\u064a\u0629 \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0647\u0630\u0647\u2026","rel":"","context":"\u0641\u064a &quot;\u0631\u0628\u062d \u0627\u0644\u0645\u0627\u0644 \u0645\u0646 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a&quot;","block_context":{"text":"\u0631\u0628\u062d \u0627\u0644\u0645\u0627\u0644 \u0645\u0646 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a","link":"https:\/\/jobsdz.com\/ar\/category\/%d8%b1%d8%a8%d8%ad-%d8%a7%d9%84%d9%85%d8%a7%d9%84-%d9%85%d9%86-%d8%a7%d9%84%d8%a7%d9%86%d8%aa%d8%b1%d9%86%d9%8a%d8%aa\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"mfb_rest_fields":["title","jetpack_featured_media_url","jetpack_sharing_enabled","jetpack-related-posts","gutenberg_elementor_mode"],"_links":{"self":[{"href":"https:\/\/jobsdz.com\/ar\/wp-json\/wp\/v2\/posts\/36697","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jobsdz.com\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jobsdz.com\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jobsdz.com\/ar\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jobsdz.com\/ar\/wp-json\/wp\/v2\/comments?post=36697"}],"version-history":[{"count":0,"href":"https:\/\/jobsdz.com\/ar\/wp-json\/wp\/v2\/posts\/36697\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jobsdz.com\/ar\/wp-json\/wp\/v2\/media\/36694"}],"wp:attachment":[{"href":"https:\/\/jobsdz.com\/ar\/wp-json\/wp\/v2\/media?parent=36697"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jobsdz.com\/ar\/wp-json\/wp\/v2\/categories?post=36697"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jobsdz.com\/ar\/wp-json\/wp\/v2\/tags?post=36697"},{"taxonomy":"this-is-test","embeddable":true,"href":"https:\/\/jobsdz.com\/ar\/wp-json\/wp\/v2\/this-is-test?post=36697"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}