{"id":44588,"date":"2026-02-14T10:00:51","date_gmt":"2026-02-14T09:00:51","guid":{"rendered":"https:\/\/jobsdz.com\/2026\/02\/%d8%a3%d9%87%d9%85%d9%8a%d8%a9-%d8%a7%d9%84%d8%a5%d8%af%d8%a7%d8%b1%d8%a9-%d8%a7%d9%84%d9%85%d8%a7%d9%84%d9%8a%d8%a9-%d9%84%d9%84%d9%85%d8%a4%d8%b3%d8%b3%d8%a7%d8%aa-%d8%a7%d9%84%d8%b5%d8%ba%d9%8a\/"},"modified":"2026-02-14T10:00:51","modified_gmt":"2026-02-14T09:00:51","slug":"%d8%a3%d9%87%d9%85%d9%8a%d8%a9-%d8%a7%d9%84%d8%a5%d8%af%d8%a7%d8%b1%d8%a9-%d8%a7%d9%84%d9%85%d8%a7%d9%84%d9%8a%d8%a9-%d9%84%d9%84%d9%85%d8%a4%d8%b3%d8%b3%d8%a7%d8%aa-%d8%a7%d9%84%d8%b5%d8%ba%d9%8a","status":"publish","type":"post","link":"https:\/\/jobsdz.com\/ar\/2026\/02\/%d8%a3%d9%87%d9%85%d9%8a%d8%a9-%d8%a7%d9%84%d8%a5%d8%af%d8%a7%d8%b1%d8%a9-%d8%a7%d9%84%d9%85%d8%a7%d9%84%d9%8a%d8%a9-%d9%84%d9%84%d9%85%d8%a4%d8%b3%d8%b3%d8%a7%d8%aa-%d8%a7%d9%84%d8%b5%d8%ba%d9%8a\/","title":{"rendered":"\u0623\u0647\u0645\u064a\u0629 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629: \u062f\u0644\u064a\u0644 \u0639\u0645\u0644\u064a \u0644\u0644\u0646\u062c\u0627\u062d"},"content":{"rendered":"<p>\u0641\u064a \u0627\u0644\u0645\u0634\u0647\u062f \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u060c \u062a\u0645\u062b\u0644 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629 (SMEs) \u0627\u0644\u0639\u0645\u0648\u062f \u0627\u0644\u0641\u0642\u0631\u064a \u0644\u0644\u0646\u0645\u0648 \u0648\u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631\u060c \u062d\u064a\u062b \u062a\u0633\u0627\u0647\u0645 \u0628\u0646\u0633\u0628\u0629 \u062a\u0635\u0644 \u0625\u0644\u0649 90% \u0645\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u064850% \u0645\u0646 \u0627\u0644\u062a\u0648\u0638\u064a\u0641 \u0639\u0627\u0644\u0645\u064a\u0627\u064b \u0648\u0641\u0642\u0627\u064b \u0644\u062a\u0642\u062f\u064a\u0631\u0627\u062a \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u062f\u0648\u0644\u064a. \u0644\u0643\u0646 \u0648\u0631\u0627\u0621 \u0643\u0644 \u0642\u0635\u0629 \u0646\u062c\u0627\u062d \u0644\u0645\u0624\u0633\u0633\u0629 \u0635\u063a\u064a\u0631\u0629\u060c \u0647\u0646\u0627\u0643 \u062d\u0642\u064a\u0642\u0629 \u062d\u0627\u0633\u0645\u0629 \u063a\u0627\u0644\u0628\u064b\u0627 \u0645\u0627 \u064a\u062a\u0645 \u062a\u062c\u0627\u0647\u0644\u0647\u0627: \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0635\u0627\u0631\u0645\u0629. \u0625\u0646\u0647\u0627 \u0644\u064a\u0633\u062a \u0645\u062c\u0631\u062f \u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u0623\u0631\u0642\u0627\u0645 \u0641\u064a \u062c\u062f\u0627\u0648\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a\u060c \u0628\u0644 \u0647\u064a \u0627\u0644\u0628\u0648\u0635\u0644\u0629 \u0627\u0644\u062a\u064a \u062a\u0648\u062c\u0647 \u0633\u0641\u064a\u0646\u0629 \u0645\u0634\u0631\u0648\u0639\u0643 \u0639\u0628\u0631 \u0628\u062d\u0627\u0631 \u0627\u0644\u0645\u0646\u0627\u0641\u0633\u0629 \u0627\u0644\u0645\u062a\u0642\u0644\u0628\u0629 \u0648\u062a\u0636\u0645\u0646 \u0648\u0635\u0648\u0644\u0647\u0627 \u0625\u0644\u0649 \u0628\u0631 \u0627\u0644\u0623\u0645\u0627\u0646 \u0648\u0627\u0644\u0627\u0632\u062f\u0647\u0627\u0631. \u0628\u062f\u0648\u0646 \u0641\u0647\u0645 \u0639\u0645\u064a\u0642 \u0644\u0644\u062a\u062f\u0641\u0642\u0627\u062a \u0627\u0644\u0646\u0642\u062f\u064a\u0629\u060c \u0648\u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0627\u062a\u060c \u0648\u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0645\u0627\u0644\u064a\u060c \u062d\u062a\u0649 \u0623\u0644\u0645\u0639 \u0627\u0644\u0623\u0641\u0643\u0627\u0631 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0648\u0623\u0643\u062b\u0631 \u0627\u0644\u0641\u0631\u0642 \u062d\u0645\u0627\u0633\u0629 \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0648\u0627\u062c\u0647 \u0627\u0644\u0641\u0634\u0644. \u0647\u0630\u0627 \u0627\u0644\u062f\u0644\u064a\u0644 \u0644\u064a\u0633 \u0645\u062c\u0631\u062f \u0645\u0642\u0627\u0644\u060c \u0628\u0644 \u0647\u0648 \u062e\u0627\u0631\u0637\u0629 \u0637\u0631\u064a\u0642 \u0639\u0645\u0644\u064a\u0629 \u0645\u0635\u0645\u0645\u0629 \u0644\u062a\u0632\u0648\u064a\u062f\u0643 \u0628\u0627\u0644\u0645\u0639\u0631\u0641\u0629 \u0648\u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0644\u0627\u0632\u0645\u0629 \u0644\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0645\u0646 \u0645\u0635\u062f\u0631 \u0642\u0644\u0642 \u0625\u0644\u0649 \u0623\u0642\u0648\u0649 \u0623\u0635\u0648\u0644\u0643 \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629.<\/p>\n\n<h2>\u0644\u0645\u0627\u0630\u0627 \u062a\u0639\u062a\u0628\u0631 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u062d\u062c\u0631 \u0627\u0644\u0632\u0627\u0648\u064a\u0629 \u0644\u0643\u0644 \u0645\u0624\u0633\u0633\u0629 \u0635\u063a\u064a\u0631\u0629\u061f<\/h2>\n<p>\u0642\u062f \u064a\u0639\u062a\u0642\u062f \u0627\u0644\u0643\u062b\u064a\u0631 \u0645\u0646 \u0631\u0648\u0627\u062f \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0623\u0646 \u062c\u0648\u062f\u0629 \u0627\u0644\u0645\u0646\u062a\u062c \u0623\u0648 \u0627\u0644\u062e\u062f\u0645\u0629 \u0647\u064a \u0627\u0644\u0639\u0627\u0645\u0644 \u0627\u0644\u0648\u062d\u064a\u062f \u0644\u0646\u062c\u0627\u062d \u0627\u0644\u0645\u0634\u0631\u0648\u0639. \u0644\u0643\u0646 \u0627\u0644\u0648\u0627\u0642\u0639 \u064a\u062b\u0628\u062a \u0645\u0631\u0627\u0631\u0627\u064b \u0648\u062a\u0643\u0631\u0627\u0631\u0627\u064b \u0623\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0644\u0627 \u062a\u0641\u0634\u0644 \u0628\u0633\u0628\u0628 \u0645\u0646\u062a\u062c\u0627\u062a \u0633\u064a\u0626\u0629 \u0628\u0627\u0644\u0636\u0631\u0648\u0631\u0629\u060c \u0628\u0644 \u0628\u0633\u0628\u0628 \u0646\u0641\u0627\u062f \u0627\u0644\u0633\u064a\u0648\u0644\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629. \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u064a\u0633\u062a \u0648\u0638\u064a\u0641\u0629 \u062b\u0627\u0646\u0648\u064a\u0629 \u064a\u0645\u0643\u0646 \u0625\u0633\u0646\u0627\u062f\u0647\u0627 \u0625\u0644\u0649 \u0648\u0642\u062a \u0627\u0644\u0641\u0631\u0627\u063a\u060c \u0628\u0644 \u0647\u064a \u0648\u0638\u064a\u0641\u0629 \u0623\u0633\u0627\u0633\u064a\u0629 \u062a\u062a\u0634\u0627\u0628\u0643 \u0645\u0639 \u0643\u0644 \u0642\u0631\u0627\u0631 \u064a\u062a\u0645 \u0627\u062a\u062e\u0627\u0630\u0647 \u062f\u0627\u062e\u0644 \u0627\u0644\u0645\u0624\u0633\u0633\u0629\u060c \u0645\u0646 \u0627\u0644\u062a\u0648\u0638\u064a\u0641 \u0648\u0627\u0644\u062a\u0633\u0648\u064a\u0642 \u0625\u0644\u0649 \u0627\u0644\u062a\u0648\u0633\u0639 \u0648\u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631.<\/p>\n<h3>\u0627\u0644\u0641\u0647\u0645 \u0627\u0644\u0639\u0645\u064a\u0642 \u0644\u0644\u0635\u062d\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629: \u0645\u0627 \u0648\u0631\u0627\u0621 \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0648\u0627\u0644\u062e\u0633\u0627\u0626\u0631<\/h3>\n<p>\u0625\u0646 \u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0639\u0644\u0649 \u0627\u0644\u0648\u0631\u0642 \u0644\u0627 \u064a\u0639\u0646\u064a \u0628\u0627\u0644\u0636\u0631\u0648\u0631\u0629 \u0623\u0646 \u0627\u0644\u0645\u0624\u0633\u0633\u0629 \u0641\u064a \u0648\u0636\u0639 \u062c\u064a\u062f. \u0642\u062f \u062a\u0638\u0647\u0631 \u0642\u0627\u0626\u0645\u0629 \u0627\u0644\u062f\u062e\u0644 \u0623\u0631\u0628\u0627\u062d\u0627\u064b \u0637\u0627\u0626\u0644\u0629\u060c \u0644\u0643\u0646 \u0625\u0630\u0627 \u0643\u0627\u0646 \u0639\u0645\u0644\u0627\u0624\u0643 \u064a\u062a\u0623\u062e\u0631\u0648\u0646 \u0641\u064a \u0627\u0644\u0633\u062f\u0627\u062f\u060c \u0641\u0625\u0646 \u062e\u0632\u064a\u0646\u0629 \u0627\u0644\u0634\u0631\u0643\u0629 \u0642\u062f \u062a\u0643\u0648\u0646 \u0641\u0627\u0631\u063a\u0629\u060c \u0645\u0645\u0627 \u064a\u0639\u0631\u0636\u0647\u0627 \u0644\u062e\u0637\u0631 \u0639\u062f\u0645 \u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u062f\u0641\u0639 \u0627\u0644\u0631\u0648\u0627\u062a\u0628 \u0623\u0648 \u0627\u0644\u0641\u0648\u0627\u062a\u064a\u0631. \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0641\u0639\u0627\u0644\u0629 \u062a\u0645\u0646\u062d\u0643 \u0631\u0624\u064a\u0629 \u0628\u0627\u0646\u0648\u0631\u0627\u0645\u064a\u0629 \u062a\u062a\u062c\u0627\u0648\u0632 \u0645\u062c\u0631\u062f \u0627\u0644\u0631\u0628\u062d. \u0625\u0646\u0647\u0627 \u062a\u0645\u0643\u0646\u0643 \u0645\u0646 \u0641\u0647\u0645 \u062f\u0648\u0631\u0629 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0639\u0627\u0645\u0644\u060c \u0648\u062a\u062d\u062f\u064a\u062f \u0646\u0642\u0627\u0637 \u0627\u0644\u062a\u0639\u0627\u062f\u0644\u060c \u0648\u0642\u064a\u0627\u0633 \u0627\u0644\u0639\u0627\u0626\u062f \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 (ROI) \u0628\u062f\u0642\u0629\u060c \u0645\u0645\u0627 \u064a\u0648\u0641\u0631 \u0635\u0648\u0631\u0629 \u062d\u0642\u064a\u0642\u064a\u0629 \u0648\u0634\u0627\u0645\u0644\u0629 \u0639\u0646 \u0635\u062d\u0629 \u0645\u0634\u0631\u0648\u0639\u0643 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0641\u064a \u0623\u064a \u0644\u062d\u0638\u0629.<\/p>\n<h3>\u0627\u062a\u062e\u0627\u0630 \u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0645\u0628\u0646\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a<\/h3>\n<p>\u0647\u0644 \u0647\u0630\u0627 \u0647\u0648 \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0645\u0646\u0627\u0633\u0628 \u0644\u062a\u0648\u0638\u064a\u0641 \u0645\u0648\u0638\u0641 \u062c\u062f\u064a\u062f\u061f \u0647\u0644 \u064a\u062c\u0628 \u0623\u0646 \u0646\u0633\u062a\u062b\u0645\u0631 \u0641\u064a \u062d\u0645\u0644\u0629 \u062a\u0633\u0648\u064a\u0642\u064a\u0629 \u0628\u0627\u0647\u0638\u0629 \u0627\u0644\u062b\u0645\u0646\u061f \u0647\u0644 \u064a\u0645\u0643\u0646\u0646\u0627 \u062a\u062d\u0645\u0644 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0627\u0646\u062a\u0642\u0627\u0644 \u0625\u0644\u0649 \u0645\u0643\u062a\u0628 \u0623\u0643\u0628\u0631\u061f \u0627\u0644\u0625\u062c\u0627\u0628\u0629 \u0639\u0644\u0649 \u0647\u0630\u0647 \u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u064a\u062c\u0628 \u0623\u0644\u0627 \u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0627\u0644\u062d\u062f\u0633 \u0648\u062d\u062f\u0647. \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u062a\u0632\u0648\u062f\u0643 \u0628\u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0644\u0627\u0632\u0645\u0629 \u0644\u0627\u062a\u062e\u0627\u0630 \u0642\u0631\u0627\u0631\u0627\u062a \u0645\u0633\u062a\u0646\u064a\u0631\u0629. \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u062a\u0642\u0627\u0631\u064a\u0631 \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u064a\u0645\u0643\u0646\u0643 \u0627\u0644\u062a\u0646\u0628\u0624 \u0628\u0627\u0644\u062a\u062f\u0641\u0642\u0627\u062a \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u064a\u0629\u060c \u0648\u062a\u0642\u064a\u064a\u0645 \u062c\u062f\u0648\u0649 \u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u062c\u062f\u064a\u062f\u0629\u060c \u0648\u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0645\u062b\u0644\u0649 \u0644\u0645\u0646\u062a\u062c\u0627\u062a\u0643 \u0648\u062e\u062f\u0645\u0627\u062a\u0643. \u0647\u0630\u0627 \u0627\u0644\u0646\u0647\u062c \u0627\u0644\u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u064a\u0642\u0644\u0644 \u0645\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u064a\u0632\u064a\u062f \u0645\u0646 \u0627\u062d\u062a\u0645\u0627\u0644\u064a\u0629 \u062a\u062d\u0642\u064a\u0642 \u0646\u062a\u0627\u0626\u062c \u0625\u064a\u062c\u0627\u0628\u064a\u0629\u060c \u0645\u062d\u0648\u0644\u0627\u064b \u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a \u0645\u0646 \u0645\u062c\u0631\u062f &#8220;\u0645\u0642\u0627\u0645\u0631\u0629&#8221; \u0625\u0644\u0649 &#8220;\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0645\u062d\u0633\u0648\u0628&#8221;.<\/p>\n<blockquote>\n<p><strong>\u0646\u0635\u064a\u062d\u0629 \u062e\u0628\u064a\u0631:<\/strong> \u0627\u0644\u062a\u062f\u0641\u0642 \u0627\u0644\u0646\u0642\u062f\u064a \u0647\u0648 \u0627\u0644\u0623\u0643\u0633\u062c\u064a\u0646 \u0627\u0644\u0630\u064a \u064a\u062a\u0646\u0641\u0633\u0647 \u0645\u0634\u0631\u0648\u0639\u0643. \u064a\u0645\u0643\u0646 \u0644\u0644\u0634\u0631\u0643\u0629 \u0623\u0646 \u062a\u0633\u062a\u0645\u0631 \u0644\u0628\u0639\u0636 \u0627\u0644\u0648\u0642\u062a \u0628\u062f\u0648\u0646 \u062a\u062d\u0642\u064a\u0642 \u0623\u0631\u0628\u0627\u062d\u060c \u0644\u0643\u0646\u0647\u0627 \u0644\u0627 \u062a\u0633\u062a\u0637\u064a\u0639 \u0627\u0644\u0628\u0642\u0627\u0621 \u0644\u064a\u0648\u0645 \u0648\u0627\u062d\u062f \u0628\u062f\u0648\u0646 \u0633\u064a\u0648\u0644\u0629 \u0646\u0642\u062f\u064a\u0629. \u0627\u062c\u0639\u0644 \u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u062a\u062f\u0641\u0642 \u0627\u0644\u0646\u0642\u062f\u064a (Cash Flow) \u0623\u0648\u0644\u0648\u064a\u062a\u0643 \u0627\u0644\u0642\u0635\u0648\u0649\u060c \u062d\u062a\u0649 \u0642\u0628\u0644 \u0627\u0644\u0646\u0638\u0631 \u0625\u0644\u0649 \u0628\u064a\u0627\u0646 \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0648\u0627\u0644\u062e\u0633\u0627\u0626\u0631.<\/p>\n<\/blockquote>\n<h3>\u0628\u0646\u0627\u0621 \u0627\u0644\u062b\u0642\u0629 \u0645\u0639 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0648\u0627\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u0645\u0645\u0648\u0644\u0629<\/h3>\n<p>\u0633\u0648\u0627\u0621 \u0643\u0646\u062a \u062a\u0633\u0639\u0649 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0642\u0631\u0636 \u0628\u0646\u0643\u064a\u060c \u0623\u0648 \u062a\u0645\u0648\u064a\u0644 \u0645\u0646 \u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0645\u0644\u0627\u0626\u0643\u064a\u064a\u0646\u060c \u0623\u0648 \u062d\u062a\u0649 \u062a\u0645\u0648\u064a\u0644 \u062c\u0645\u0627\u0639\u064a\u060c \u0641\u0625\u0646 \u0623\u0648\u0644 \u0645\u0627 \u0633\u064a\u0646\u0638\u0631\u0648\u0646 \u0625\u0644\u064a\u0647 \u0647\u0648 \u0633\u062c\u0644\u0627\u062a\u0643 \u0627\u0644\u0645\u0627\u0644\u064a\u0629. \u0625\u0646 \u0648\u062c\u0648\u062f \u0646\u0638\u0627\u0645 \u0645\u0627\u0644\u064a \u0645\u0646\u0638\u0645 \u0648\u0634\u0641\u0627\u0641 \u0644\u0627 \u064a\u0638\u0647\u0631 \u0643\u0641\u0627\u0621\u062a\u0643 \u0627\u0644\u0625\u062f\u0627\u0631\u064a\u0629 \u0641\u062d\u0633\u0628\u060c \u0628\u0644 \u064a\u0628\u0646\u064a \u062c\u0633\u0631\u0627\u064b \u0645\u0646 \u0627\u0644\u062b\u0642\u0629. \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u0648\u0646 \u0648\u0627\u0644\u0628\u0646\u0648\u0643 \u064a\u0631\u064a\u062f\u0648\u0646 \u0623\u0646 \u064a\u0631\u0648\u0627 \u0623\u0646\u0643 \u062a\u0641\u0647\u0645 \u0623\u0631\u0642\u0627\u0645\u0643\u060c \u0648\u0623\u0646 \u0644\u062f\u064a\u0643 \u062e\u0637\u0629 \u0648\u0627\u0636\u062d\u0629 \u0644\u0625\u062f\u0627\u0631\u0629 \u0623\u0645\u0648\u0627\u0644\u0647\u0645\u060c \u0648\u0623\u0646\u0643 \u0642\u0627\u062f\u0631 \u0639\u0644\u0649 \u062a\u0648\u0644\u064a\u062f \u0639\u0627\u0626\u062f\u0627\u062a \u0645\u0633\u062a\u062f\u0627\u0645\u0629. \u0627\u0644\u0633\u062c\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062f\u0642\u064a\u0642\u0629 \u0648\u0627\u0644\u062a\u0648\u0642\u0639\u0627\u062a \u0627\u0644\u0645\u062f\u0631\u0648\u0633\u0629 \u0647\u064a \u0644\u063a\u0629 \u0639\u0627\u0644\u0645 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u062a\u064a \u064a\u062a\u062d\u062f\u062b \u0628\u0647\u0627 \u0627\u0644\u0645\u0645\u0648\u0644\u0648\u0646\u060c \u0648\u0625\u062a\u0642\u0627\u0646\u0647\u0627 \u064a\u0641\u062a\u062d \u0644\u0643 \u0623\u0628\u0648\u0627\u0628\u0627\u064b \u0643\u0627\u0646\u062a \u0644\u062a\u0628\u0642\u0649 \u0645\u063a\u0644\u0642\u0629.<\/p>\n<h2>\u0627\u0644\u0623\u0631\u0643\u0627\u0646 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0644\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0641\u0639\u0627\u0644\u0629<\/h2>\n<p>\u0644\u062a\u062d\u0642\u064a\u0642 \u0633\u064a\u0637\u0631\u0629 \u062d\u0642\u064a\u0642\u064a\u0629 \u0639\u0644\u0649 \u0645\u0627\u0644\u064a\u0629 \u0645\u0624\u0633\u0633\u062a\u0643\u060c \u064a\u062c\u0628 \u0623\u0646 \u062a\u0628\u0646\u064a \u0646\u0638\u0627\u0645\u0627\u064b \u0642\u0648\u064a\u0627\u064b \u064a\u0631\u062a\u0643\u0632 \u0639\u0644\u0649 \u0639\u062f\u0629 \u0623\u0631\u0643\u0627\u0646 \u0623\u0633\u0627\u0633\u064a\u0629. \u0647\u0630\u0647 \u0627\u0644\u0623\u0631\u0643\u0627\u0646 \u062a\u0639\u0645\u0644 \u0645\u0639\u0627\u064b \u0644\u062a\u0648\u0641\u064a\u0631 \u0635\u0648\u0631\u0629 \u0645\u062a\u0643\u0627\u0645\u0644\u0629 \u0648\u062f\u0642\u064a\u0642\u0629 \u062a\u0645\u0643\u0646\u0643 \u0645\u0646 \u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0648\u0627\u0644\u062a\u0646\u0641\u064a\u0630 \u0648\u0627\u0644\u0645\u0631\u0627\u0642\u0628\u0629 \u0628\u0641\u0639\u0627\u0644\u064a\u0629.<\/p>\n<h3>1. \u0627\u0644\u0645\u062d\u0627\u0633\u0628\u0629 \u0648\u0645\u0633\u0643 \u0627\u0644\u062f\u0641\u0627\u062a\u0631 (Bookkeeping &#038; Accounting)<\/h3>\n<p>\u063a\u0627\u0644\u0628\u0627\u064b \u0645\u0627 \u064a\u062a\u0645 \u0627\u0644\u062e\u0644\u0637 \u0628\u064a\u0646 \u0647\u0630\u064a\u0646 \u0627\u0644\u0645\u0635\u0637\u0644\u062d\u064a\u0646\u060c \u0644\u0643\u0646\u0647\u0645\u0627 \u064a\u0645\u062b\u0644\u0627\u0646 \u0648\u0638\u064a\u0641\u062a\u064a\u0646 \u0645\u062e\u062a\u0644\u0641\u062a\u064a\u0646 \u0648\u0645\u062a\u0643\u0627\u0645\u0644\u062a\u064a\u0646. <strong>\u0645\u0633\u0643 \u0627\u0644\u062f\u0641\u0627\u062a\u0631 (Bookkeeping)<\/strong> \u0647\u0648 \u0639\u0645\u0644\u064a\u0629 \u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u064a\u0648\u0645\u064a\u0629 \u0628\u0634\u0643\u0644 \u0645\u0646\u0638\u0645: \u0627\u0644\u0641\u0648\u0627\u062a\u064a\u0631\u060c \u0627\u0644\u0625\u064a\u0635\u0627\u0644\u0627\u062a\u060c \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a\u060c \u0648\u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0627\u062a. \u0625\u0646\u0647\u0627 \u0639\u0645\u0644\u064a\u0629 \u062a\u062c\u0645\u064a\u0639 \u0648\u062a\u0635\u0646\u064a\u0641 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0623\u0648\u0644\u064a\u0629. \u0623\u0645\u0627 <strong>\u0627\u0644\u0645\u062d\u0627\u0633\u0628\u0629 (Accounting)<\/strong> \u0641\u0647\u064a \u0639\u0645\u0644\u064a\u0629 \u0623\u0643\u062b\u0631 \u062a\u062d\u0644\u064a\u0644\u064a\u0629\u061b \u062d\u064a\u062b \u064a\u062a\u0645 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u062a\u064a \u062c\u0645\u0639\u0647\u0627 \u0645\u0627\u0633\u0643 \u0627\u0644\u062f\u0641\u0627\u062a\u0631 \u0644\u062a\u062d\u0644\u064a\u0644\u0647\u0627 \u0648\u062a\u0644\u062e\u064a\u0635\u0647\u0627 \u0648\u062a\u0642\u062f\u064a\u0645\u0647\u0627 \u0641\u064a \u0634\u0643\u0644 \u062a\u0642\u0627\u0631\u064a\u0631 \u0645\u0627\u0644\u064a\u0629 (\u0645\u062b\u0644 \u0642\u0627\u0626\u0645\u0629 \u0627\u0644\u062f\u062e\u0644 \u0648\u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0627\u0644\u0639\u0645\u0648\u0645\u064a\u0629). \u0627\u0644\u0645\u062d\u0627\u0633\u0628\u0629 \u0647\u064a \u0627\u0644\u062a\u064a \u062a\u062a\u0631\u062c\u0645 \u0627\u0644\u0623\u0631\u0642\u0627\u0645 \u0627\u0644\u0623\u0648\u0644\u064a\u0629 \u0625\u0644\u0649 \u0631\u0624\u0649 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629. \u0641\u064a \u0627\u0644\u0645\u0634\u0647\u062f \u0627\u0644\u0631\u0642\u0645\u064a \u0627\u0644\u062d\u0627\u0644\u064a\u060c \u0633\u0647\u0651\u0644\u062a \u0628\u0631\u0627\u0645\u062c \u0627\u0644\u0645\u062d\u0627\u0633\u0628\u0629 \u0627\u0644\u0633\u062d\u0627\u0628\u064a\u0629 (Cloud Accounting Software) \u0647\u0630\u0647 \u0627\u0644\u0645\u0647\u0645\u0629 \u0628\u0634\u0643\u0644 \u0643\u0628\u064a\u0631\u060c \u062d\u064a\u062b \u062a\u0633\u0645\u062d \u0628\u0623\u062a\u0645\u062a\u0629 \u0627\u0644\u0643\u062b\u064a\u0631 \u0645\u0646 \u0639\u0645\u0644\u064a\u0627\u062a \u0645\u0633\u0643 \u0627\u0644\u062f\u0641\u0627\u062a\u0631 \u0648\u062a\u0648\u0641\u0631 \u0644\u0648\u062d\u0627\u062a \u062a\u062d\u0643\u0645 \u0645\u0631\u0626\u064a\u0629 \u062a\u0633\u0647\u0644 \u0641\u0647\u0645 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a.<\/p>\n<h3>2. \u0625\u0639\u062f\u0627\u062f \u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0648\u0627\u0644\u062a\u0646\u0628\u0624 \u0627\u0644\u0645\u0627\u0644\u064a (Budgeting &#038; Forecasting)<\/h3>\n<p>\u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0647\u064a \u062e\u0637\u062a\u0643 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0641\u062a\u0631\u0629 \u0645\u062d\u062f\u062f\u0629 (\u0639\u0627\u062f\u0629\u064b \u0633\u0646\u0629). \u0625\u0646\u0647\u0627 \u062a\u062d\u062f\u062f \u0627\u0644\u0625\u064a\u0631\u0627\u062f\u0627\u062a \u0627\u0644\u0645\u062a\u0648\u0642\u0639\u0629 \u0648\u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0645\u062e\u0637\u0637 \u0644\u0647\u0627\u060c \u0648\u062a\u0639\u0645\u0644 \u0643\u0623\u062f\u0627\u0629 \u0644\u0644\u062a\u062d\u0643\u0645 \u0641\u064a \u0627\u0644\u0625\u0646\u0641\u0627\u0642. \u0647\u0646\u0627\u0643 \u0623\u0646\u0648\u0627\u0639 \u0645\u062e\u062a\u0644\u0641\u0629 \u0645\u0646 \u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0627\u062a\u060c \u0645\u0646 \u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0627\u0644\u062b\u0627\u0628\u062a\u0629 (Static Budget) \u0625\u0644\u0649 \u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0627\u0644\u0645\u062a\u063a\u064a\u0631\u0629 \u0623\u0648 \u0627\u0644\u0645\u062a\u062c\u062f\u062f\u0629 (Rolling Budget) \u0627\u0644\u062a\u064a \u064a\u062a\u0645 \u062a\u062d\u062f\u064a\u062b\u0647\u0627 \u0628\u0627\u0633\u062a\u0645\u0631\u0627\u0631. \u0623\u0645\u0627 <strong>\u0627\u0644\u062a\u0646\u0628\u0624 \u0627\u0644\u0645\u0627\u0644\u064a (Forecasting)<\/strong> \u0641\u0647\u0648 \u0639\u0645\u0644\u064a\u0629 \u062a\u0642\u062f\u064a\u0631 \u0627\u0644\u0623\u062f\u0627\u0621 \u0627\u0644\u0645\u0627\u0644\u064a \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u064a \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u062a\u0627\u0631\u064a\u062e\u064a\u0629 \u0648\u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0627\u0644\u062d\u0627\u0644\u064a\u0629 \u0644\u0644\u0633\u0648\u0642. \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u064a\u0645\u0643\u0646 \u0644\u0645\u062a\u062c\u0631 \u062a\u062c\u0627\u0631\u0629 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0628\u064a\u0639\u0627\u062a \u0645\u0646 \u0627\u0644\u0639\u0627\u0645 \u0627\u0644\u0633\u0627\u0628\u0642 \u0644\u0644\u062a\u0646\u0628\u0624 \u0628\u062d\u062c\u0645 \u0627\u0644\u0637\u0644\u0628 \u062e\u0644\u0627\u0644 \u0645\u0648\u0633\u0645 \u0627\u0644\u0623\u0639\u064a\u0627\u062f \u0627\u0644\u0642\u0627\u062f\u0645\u060c \u0645\u0645\u0627 \u064a\u0633\u0627\u0639\u062f\u0647 \u0641\u064a \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0632\u0648\u0646 \u0648\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u062d\u0645\u0644\u0627\u062a \u0627\u0644\u062a\u0633\u0648\u064a\u0642\u064a\u0629. \u0627\u0644\u062a\u0646\u0628\u0624 \u0644\u064a\u0633 \u062a\u062e\u0645\u064a\u0646\u0627\u064b\u060c \u0628\u0644 \u0647\u0648 \u0639\u0644\u0645 \u0648\u0641\u0646 \u064a\u062c\u0645\u0639 \u0628\u064a\u0646 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0643\u0645\u064a\u0629 \u0648\u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0646\u0648\u0639\u064a \u0644\u0644\u0633\u0648\u0642.<\/p>\n<h3>3. \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062a\u062f\u0641\u0642 \u0627\u0644\u0646\u0642\u062f\u064a (Cash Flow Management)<\/h3>\n<p>\u0647\u0630\u0627 \u0647\u0648 \u0627\u0644\u0631\u0643\u0646 \u0627\u0644\u0623\u0643\u062b\u0631 \u0623\u0647\u0645\u064a\u0629 \u0644\u0636\u0645\u0627\u0646 \u0628\u0642\u0627\u0621 \u0627\u0644\u0645\u0624\u0633\u0633\u0629. \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062a\u062f\u0641\u0642 \u0627\u0644\u0646\u0642\u062f\u064a \u0647\u064a \u0639\u0645\u0644\u064a\u0629 \u062a\u062a\u0628\u0639 \u062d\u0631\u0643\u0629 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u062f\u0627\u062e\u0644\u0629 (Inflows) \u0648\u0627\u0644\u062e\u0627\u0631\u062c\u0629 (Outflows) \u0645\u0646 \u0627\u0644\u0634\u0631\u0643\u0629. \u0627\u0644\u0647\u062f\u0641 \u0647\u0648 \u0636\u0645\u0627\u0646 \u0648\u062c\u0648\u062f \u0633\u064a\u0648\u0644\u0629 \u0643\u0627\u0641\u064a\u0629 \u0644\u062a\u063a\u0637\u064a\u0629 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u0642\u0635\u064a\u0631\u0629 \u0627\u0644\u0623\u062c\u0644 \u0641\u064a \u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u0648\u0642\u0627\u062a. \u064a\u062a\u0636\u0645\u0646 \u0630\u0644\u0643 \u062a\u062d\u0635\u064a\u0644 \u0627\u0644\u0645\u0633\u062a\u062d\u0642\u0627\u062a \u0645\u0646 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 (Accounts Receivable) \u0641\u064a \u0623\u0633\u0631\u0639 \u0648\u0642\u062a \u0645\u0645\u0643\u0646\u060c \u0648\u062a\u0623\u062e\u064a\u0631 \u062f\u0641\u0639 \u0627\u0644\u0641\u0648\u0627\u062a\u064a\u0631 \u0644\u0644\u0645\u0648\u0631\u062f\u064a\u0646 (Accounts Payable) \u0642\u062f\u0631 \u0627\u0644\u0625\u0645\u0643\u0627\u0646 \u062f\u0648\u0646 \u0627\u0644\u0625\u0636\u0631\u0627\u0631 \u0628\u0627\u0644\u0639\u0644\u0627\u0642\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629\u060c \u0648\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0632\u0648\u0646 \u0628\u0643\u0641\u0627\u0621\u0629 \u0644\u062a\u062c\u0646\u0628 \u062a\u062c\u0645\u064a\u062f \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0641\u064a \u0628\u0636\u0627\u0626\u0639 \u0644\u0627 \u062a\u0628\u0627\u0639. \u0628\u064a\u0627\u0646 \u0627\u0644\u062a\u062f\u0641\u0642 \u0627\u0644\u0646\u0642\u062f\u064a \u0647\u0648 \u0627\u0644\u0623\u062f\u0627\u0629 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0644\u0647\u0630\u0647 \u0627\u0644\u0645\u0647\u0645\u0629.<\/p>\n<blockquote>\n<p><strong>\u062d\u0642\u064a\u0642\u0629 \u0635\u0627\u062f\u0645\u0629:<\/strong> \u0648\u0641\u0642\u0627\u064b \u0644\u062f\u0631\u0627\u0633\u0627\u062a \u0645\u062a\u0639\u062f\u062f\u0629 \u0641\u064a \u0639\u0627\u0644\u0645 \u0627\u0644\u0623\u0639\u0645\u0627\u0644\u060c \u0641\u0625\u0646 \u0623\u0643\u062b\u0631 \u0645\u0646 80% \u0645\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0627\u0644\u062a\u064a \u062a\u0641\u0634\u0644 \u064a\u0643\u0648\u0646 \u0627\u0644\u0633\u0628\u0628 \u0627\u0644\u0631\u0626\u064a\u0633\u064a \u0647\u0648 \u0633\u0648\u0621 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062a\u062f\u0641\u0642\u0627\u062a \u0627\u0644\u0646\u0642\u062f\u064a\u0629\u060c \u0648\u0644\u064a\u0633 \u0628\u0627\u0644\u0636\u0631\u0648\u0631\u0629 \u063a\u064a\u0627\u0628 \u0627\u0644\u0623\u0631\u0628\u0627\u062d.<\/p>\n<\/blockquote>\n<h3>4. \u0625\u062f\u0627\u0631\u0629 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0639\u0627\u0645\u0644 (Working Capital Management)<\/h3>\n<p>\u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0639\u0627\u0645\u0644 \u0647\u0648 \u0645\u0642\u064a\u0627\u0633 \u0644\u0644\u0633\u064a\u0648\u0644\u0629 \u0642\u0635\u064a\u0631\u0629 \u0627\u0644\u0623\u062c\u0644 \u0644\u0644\u0634\u0631\u0643\u0629\u060c \u0648\u064a\u062a\u0645 \u062d\u0633\u0627\u0628\u0647 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0637\u0631\u062d \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u0627\u0644\u0645\u062a\u062f\u0627\u0648\u0644\u0629 (Current Liabilities) \u0645\u0646 \u0627\u0644\u0623\u0635\u0648\u0644 \u0627\u0644\u0645\u062a\u062f\u0627\u0648\u0644\u0629 (Current Assets). \u0625\u062f\u0627\u0631\u062a\u0647 \u0628\u0641\u0639\u0627\u0644\u064a\u0629 \u062a\u0639\u0646\u064a \u0627\u0644\u0645\u0648\u0627\u0632\u0646\u0629 \u0628\u064a\u0646 \u0645\u0643\u0648\u0646\u0627\u062a\u0647 \u0627\u0644\u062b\u0644\u0627\u062b\u0629 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629: \u0627\u0644\u0630\u0645\u0645 \u0627\u0644\u0645\u062f\u064a\u0646\u0629 (\u0627\u0644\u0645\u0633\u062a\u062d\u0642\u0627\u062a \u0645\u0646 \u0627\u0644\u0639\u0645\u0644\u0627\u0621)\u060c \u0648\u0627\u0644\u0630\u0645\u0645 \u0627\u0644\u062f\u0627\u0626\u0646\u0629 (\u0627\u0644\u0645\u0633\u062a\u062d\u0642\u0627\u062a \u0644\u0644\u0645\u0648\u0631\u062f\u064a\u0646)\u060c \u0648\u0627\u0644\u0645\u062e\u0632\u0648\u0646. \u0633\u064a\u0646\u0627\u0631\u064a\u0648 \u0648\u0627\u0642\u0639\u064a: \u0634\u0631\u0643\u0629 \u062a\u0635\u0646\u064a\u0639 \u0635\u063a\u064a\u0631\u0629 \u062a\u0643\u062a\u0634\u0641 \u0623\u0646 \u062f\u0648\u0631\u0629 \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0646\u0642\u062f (Cash Conversion Cycle) \u0644\u062f\u064a\u0647\u0627 \u0637\u0648\u064a\u0644\u0629 \u062c\u062f\u0627\u064b. \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0642\u062f\u064a\u0645 \u062e\u0635\u0645 \u0635\u063a\u064a\u0631 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u0630\u064a\u0646 \u064a\u062f\u0641\u0639\u0648\u0646 \u0645\u0628\u0643\u0631\u0627\u064b (\u0644\u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u0630\u0645\u0645 \u0627\u0644\u0645\u062f\u064a\u0646\u0629)\u060c \u0648\u0627\u0644\u062a\u0641\u0627\u0648\u0636 \u0639\u0644\u0649 \u0634\u0631\u0648\u0637 \u062f\u0641\u0639 \u0623\u0637\u0648\u0644 \u0645\u0639 \u0627\u0644\u0645\u0648\u0631\u062f\u064a\u0646 (\u0644\u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u0630\u0645\u0645 \u0627\u0644\u062f\u0627\u0626\u0646\u0629)\u060c \u0648\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0646\u0638\u0627\u0645 &#8220;\u0627\u0644\u0625\u0646\u062a\u0627\u062c \u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0645\u0646\u0627\u0633\u0628&#8221; (Just-in-Time) \u0644\u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u0645\u062e\u0632\u0648\u0646\u060c \u062a\u0645\u0643\u0646\u062a \u0627\u0644\u0634\u0631\u0643\u0629 \u0645\u0646 \u062a\u062d\u0631\u064a\u0631 \u0633\u064a\u0648\u0644\u0629 \u0646\u0642\u062f\u064a\u0629 \u0643\u0628\u064a\u0631\u0629 \u062f\u0648\u0646 \u0627\u0644\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u0627\u0642\u062a\u0631\u0627\u0636.<\/p>\n<h2>\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0642\u0648\u0627\u0626\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u0629: \u0643\u064a\u0641 \u062a\u0642\u0631\u0623 \u0646\u0628\u0636 \u0645\u0634\u0631\u0648\u0639\u0643\u061f<\/h2>\n<p>\u0627\u0644\u0642\u0648\u0627\u0626\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062b\u0644\u0627\u062b \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0647\u064a \u0644\u0648\u062d\u0629 \u0627\u0644\u062a\u062d\u0643\u0645 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0645\u0634\u0631\u0648\u0639\u0643. \u0643\u0644 \u0642\u0627\u0626\u0645\u0629 \u062a\u0642\u062f\u0645 \u0645\u0646\u0638\u0648\u0631\u0627\u064b \u0641\u0631\u064a\u062f\u0627\u064b\u060c \u0648\u0641\u0647\u0645\u0647\u0627 \u0645\u0639\u0627\u064b \u064a\u0645\u0646\u062d\u0643 \u0635\u0648\u0631\u0629 \u062b\u0644\u0627\u062b\u064a\u0629 \u0627\u0644\u0623\u0628\u0639\u0627\u062f \u0639\u0646 \u0623\u062f\u0627\u0621 \u0634\u0631\u0643\u062a\u0643 \u0648\u0635\u062d\u062a\u0647\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/p>\n<h3>\u0642\u0627\u0626\u0645\u0629 \u0627\u0644\u062f\u062e\u0644 (Income Statement)<\/h3>\n<p>\u062a\u064f\u0639\u0631\u0641 \u0623\u064a\u0636\u064b\u0627 \u0628\u0628\u064a\u0627\u0646 \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0648\u0627\u0644\u062e\u0633\u0627\u0626\u0631 (P&#038;L). \u0647\u0630\u0647 \u0627\u0644\u0642\u0627\u0626\u0645\u0629 \u062a\u0644\u062e\u0635 \u0625\u064a\u0631\u0627\u062f\u0627\u062a \u0627\u0644\u0634\u0631\u0643\u0629 \u0648\u0646\u0641\u0642\u0627\u062a\u0647\u0627 \u062e\u0644\u0627\u0644 \u0641\u062a\u0631\u0629 \u0632\u0645\u0646\u064a\u0629 \u0645\u062d\u062f\u062f\u0629 (\u0631\u0628\u0639 \u0633\u0646\u0648\u064a \u0623\u0648 \u0633\u0646\u0648\u064a). \u0625\u0646\u0647\u0627 \u062a\u062c\u064a\u0628 \u0639\u0644\u0649 \u0627\u0644\u0633\u0624\u0627\u0644 \u0627\u0644\u0623\u0633\u0627\u0633\u064a: &#8220;\u0647\u0644 \u0627\u0644\u0634\u0631\u0643\u0629 \u0631\u0627\u0628\u062d\u0629 \u0623\u0645 \u062e\u0627\u0633\u0631\u0629\u061f&#8221;. \u062a\u0628\u062f\u0623 \u0628\u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0625\u064a\u0631\u0627\u062f\u0627\u062a\u060c \u062b\u0645 \u062a\u0637\u0631\u062d \u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0628\u0636\u0627\u0626\u0639 \u0627\u0644\u0645\u0628\u0627\u0639\u0629 (COGS) \u0644\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0627\u0644\u0631\u0628\u062d \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a\u060c \u0648\u0628\u0639\u062f\u0647\u0627 \u062a\u0637\u0631\u062d \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 (\u0645\u062b\u0644 \u0627\u0644\u0631\u0648\u0627\u062a\u0628 \u0648\u0627\u0644\u0625\u064a\u062c\u0627\u0631 \u0648\u0627\u0644\u062a\u0633\u0648\u064a\u0642) \u0644\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0627\u0644\u0631\u0628\u062d \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u060c \u0648\u0623\u062e\u064a\u0631\u0627\u064b\u060c \u0628\u0639\u062f \u062d\u0633\u0627\u0628 \u0627\u0644\u0641\u0648\u0627\u0626\u062f \u0648\u0627\u0644\u0636\u0631\u0627\u0626\u0628\u060c \u0646\u0635\u0644 \u0625\u0644\u0649 \u0635\u0627\u0641\u064a \u0627\u0644\u0631\u0628\u062d \u0623\u0648 \u0627\u0644\u062e\u0633\u0627\u0631\u0629.<\/p>\n<h3>\u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0627\u0644\u0639\u0645\u0648\u0645\u064a\u0629 (Balance Sheet)<\/h3>\n<p>\u0639\u0644\u0649 \u0639\u0643\u0633 \u0642\u0627\u0626\u0645\u0629 \u0627\u0644\u062f\u062e\u0644\u060c \u062a\u0642\u062f\u0645 \u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0627\u0644\u0639\u0645\u0648\u0645\u064a\u0629 \u0644\u0645\u062d\u0629 \u0633\u0631\u064a\u0639\u0629 \u0639\u0646 \u0627\u0644\u0648\u0636\u0639 \u0627\u0644\u0645\u0627\u0644\u064a \u0644\u0644\u0634\u0631\u0643\u0629 \u0641\u064a \u0646\u0642\u0637\u0629 \u0632\u0645\u0646\u064a\u0629 \u0645\u062d\u062f\u062f\u0629. \u0625\u0646\u0647\u0627 \u062a\u062a\u0628\u0639 \u0627\u0644\u0645\u0639\u0627\u062f\u0644\u0629 \u0627\u0644\u0645\u062d\u0627\u0633\u0628\u064a\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629: <strong>\u0627\u0644\u0623\u0635\u0648\u0644 = \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a + \u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0644\u0643\u064a\u0629<\/strong>. \u0627\u0644\u0623\u0635\u0648\u0644 \u0647\u064a \u0643\u0644 \u0645\u0627 \u062a\u0645\u0644\u0643\u0647 \u0627\u0644\u0634\u0631\u0643\u0629 (\u0646\u0642\u062f\u060c \u0645\u062e\u0632\u0648\u0646\u060c \u0645\u0639\u062f\u0627\u062a). \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u0647\u064a \u0643\u0644 \u0645\u0627 \u062a\u062f\u064a\u0646 \u0628\u0647 \u0627\u0644\u0634\u0631\u0643\u0629 \u0644\u0644\u063a\u064a\u0631 (\u0642\u0631\u0648\u0636\u060c \u0641\u0648\u0627\u062a\u064a\u0631 \u0627\u0644\u0645\u0648\u0631\u062f\u064a\u0646). \u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0647\u064a \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u062a\u0628\u0642\u064a\u0629 \u0644\u0644\u0645\u0627\u0644\u0643\u064a\u0646 \u0628\u0639\u062f \u0633\u062f\u0627\u062f \u062c\u0645\u064a\u0639 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a. \u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0627\u0644\u0639\u0645\u0648\u0645\u064a\u0629 \u062a\u0638\u0647\u0631 &#8220;\u0635\u0627\u0641\u064a \u0642\u064a\u0645\u0629&#8221; \u0627\u0644\u0634\u0631\u0643\u0629.<\/p>\n<h3>\u0642\u0627\u0626\u0645\u0629 \u0627\u0644\u062a\u062f\u0641\u0642\u0627\u062a \u0627\u0644\u0646\u0642\u062f\u064a\u0629 (Cash Flow Statement)<\/h3>\n<p>\u0647\u0630\u0647 \u0627\u0644\u0642\u0627\u0626\u0645\u0629 \u0647\u064a \u0627\u0644\u062c\u0633\u0631 \u0627\u0644\u0630\u064a \u064a\u0631\u0628\u0637 \u0628\u064a\u0646 \u0642\u0627\u0626\u0645\u0629 \u0627\u0644\u062f\u062e\u0644 \u0648\u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0627\u0644\u0639\u0645\u0648\u0645\u064a\u0629. \u0625\u0646\u0647\u0627 \u062a\u0648\u0636\u062d \u062d\u0631\u0643\u0629 \u0627\u0644\u0646\u0642\u062f \u0627\u0644\u0641\u0639\u0644\u064a\u0629 \u062f\u0627\u062e\u0644 \u0648\u062e\u0627\u0631\u062c \u0627\u0644\u0634\u0631\u0643\u0629 \u062e\u0644\u0627\u0644 \u0641\u062a\u0631\u0629 \u0645\u062d\u062f\u062f\u0629\u060c \u0648\u062a\u0635\u0646\u0641\u0647\u0627 \u0625\u0644\u0649 \u062b\u0644\u0627\u062b \u0641\u0626\u0627\u062a: \u0623\u0646\u0634\u0637\u0629 \u062a\u0634\u063a\u064a\u0644\u064a\u0629 (\u0645\u0646 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629)\u060c \u0648\u0623\u0646\u0634\u0637\u0629 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 (\u0634\u0631\u0627\u0621 \u0623\u0648 \u0628\u064a\u0639 \u0623\u0635\u0648\u0644 \u0637\u0648\u064a\u0644\u0629 \u0627\u0644\u0623\u062c\u0644)\u060c \u0648\u0623\u0646\u0634\u0637\u0629 \u062a\u0645\u0648\u064a\u0644\u064a\u0629 (\u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0642\u0631\u0648\u0636 \u0623\u0648 \u0633\u062f\u0627\u062f\u0647\u0627\u060c \u0625\u0635\u062f\u0627\u0631 \u0623\u0633\u0647\u0645). \u062a\u062c\u064a\u0628 \u0647\u0630\u0647 \u0627\u0644\u0642\u0627\u0626\u0645\u0629 \u0639\u0644\u0649 \u0627\u0644\u0633\u0624\u0627\u0644 \u0627\u0644\u062d\u0627\u0633\u0645: &#8220;\u0645\u0646 \u0623\u064a\u0646 \u064a\u0623\u062a\u064a \u0627\u0644\u0646\u0642\u062f \u0648\u0625\u0644\u0649 \u0623\u064a\u0646 \u064a\u0630\u0647\u0628\u061f&#8221;.<\/p>\n<table style=\"width:100%; border-collapse: collapse;\">\n<thead>\n<tr>\n<th style=\"border: 1px solid #ddd; padding: 8px; background-color: #f2f2f2; text-align: right;\">\u0627\u0644\u0645\u0639\u064a\u0627\u0631<\/th>\n<th style=\"border: 1px solid #ddd; padding: 8px; background-color: #f2f2f2; text-align: right;\">\u0642\u0627\u0626\u0645\u0629 \u0627\u0644\u062f\u062e\u0644<\/th>\n<th style=\"border: 1px solid #ddd; padding: 8px; background-color: #f2f2f2; text-align: right;\">\u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0627\u0644\u0639\u0645\u0648\u0645\u064a\u0629<\/th>\n<th style=\"border: 1px solid #ddd; padding: 8px; background-color: #f2f2f2; text-align: right;\">\u0642\u0627\u0626\u0645\u0629 \u0627\u0644\u062a\u062f\u0641\u0642\u0627\u062a \u0627\u0644\u0646\u0642\u062f\u064a\u0629<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border: 1px solid #ddd; padding: 8px;\"><strong>\u0627\u0644\u0633\u0624\u0627\u0644 \u0627\u0644\u0630\u064a \u062a\u062c\u064a\u0628 \u0639\u0644\u064a\u0647<\/strong><\/td>\n<td style=\"border: 1px solid #ddd; padding: 8px;\">\u0647\u0644 \u0627\u0644\u0634\u0631\u0643\u0629 \u0631\u0627\u0628\u062d\u0629\u061f<\/td>\n<td style=\"border: 1px solid #ddd; padding: 8px;\">\u0645\u0627 \u0647\u064a \u0642\u064a\u0645\u0629 \u0627\u0644\u0634\u0631\u0643\u0629 \u0648\u0645\u0627 \u0647\u064a \u062f\u064a\u0648\u0646\u0647\u0627\u061f<\/td>\n<td style=\"border: 1px solid #ddd; padding: 8px;\">\u0643\u064a\u0641 \u062a\u062f\u064a\u0631 \u0627\u0644\u0634\u0631\u0643\u0629 \u0633\u064a\u0648\u0644\u062a\u0647\u0627 \u0627\u0644\u0646\u0642\u062f\u064a\u0629\u061f<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #ddd; padding: 8px;\"><strong>\u0627\u0644\u0625\u0637\u0627\u0631 \u0627\u0644\u0632\u0645\u0646\u064a<\/strong><\/td>\n<td style=\"border: 1px solid #ddd; padding: 8px;\">\u062e\u0644\u0627\u0644 \u0641\u062a\u0631\u0629 \u0632\u0645\u0646\u064a\u0629 (\u0645\u062b\u0627\u0644: \u0633\u0646\u0629 \u0643\u0627\u0645\u0644\u0629)<\/td>\n<td style=\"border: 1px solid #ddd; padding: 8px;\">\u0641\u064a \u0646\u0642\u0637\u0629 \u0632\u0645\u0646\u064a\u0629 \u0645\u062d\u062f\u062f\u0629 (\u0645\u062b\u0627\u0644: 31 \u062f\u064a\u0633\u0645\u0628\u0631)<\/td>\n<td style=\"border: 1px solid #ddd; padding: 8px;\">\u062e\u0644\u0627\u0644 \u0641\u062a\u0631\u0629 \u0632\u0645\u0646\u064a\u0629 (\u0645\u062b\u0627\u0644: \u0633\u0646\u0629 \u0643\u0627\u0645\u0644\u0629)<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #ddd; padding: 8px;\"><strong>\u0627\u0644\u0645\u0643\u0648\u0646\u0627\u062a \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629<\/strong><\/td>\n<td style=\"border: 1px solid #ddd; padding: 8px;\">\u0627\u0644\u0625\u064a\u0631\u0627\u062f\u0627\u062a\u060c \u0627\u0644\u0645\u0635\u0631\u0648\u0641\u0627\u062a\u060c \u0635\u0627\u0641\u064a \u0627\u0644\u0631\u0628\u062d<\/td>\n<td style=\"border: 1px solid #ddd; padding: 8px;\">\u0627\u0644\u0623\u0635\u0648\u0644\u060c \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a\u060c \u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0644\u0643\u064a\u0629<\/td>\n<td style=\"border: 1px solid #ddd; padding: 8px;\">\u0627\u0644\u062a\u062f\u0641\u0642\u0627\u062a \u0645\u0646 \u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629\u060c \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629\u060c \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u064a\u0629<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u062a\u0645\u0648\u064a\u0644 \u0648\u0646\u0645\u0648 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629<\/h2>\n<p>\u0645\u0639 \u0648\u062c\u0648\u062f \u0623\u0633\u0627\u0633 \u0645\u0627\u0644\u064a \u0645\u062a\u064a\u0646\u060c \u064a\u0645\u0643\u0646\u0643 \u0627\u0644\u0628\u062f\u0621 \u0641\u064a \u0627\u0644\u062a\u0641\u0643\u064a\u0631 \u0628\u0634\u0643\u0644 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a \u062d\u0648\u0644 \u0643\u064a\u0641\u064a\u0629 \u062a\u0645\u0648\u064a\u0644 \u0639\u0645\u0644\u064a\u0627\u062a\u0643 \u0648\u062a\u062d\u0641\u064a\u0632 \u0627\u0644\u0646\u0645\u0648. \u0643\u0644 \u062e\u064a\u0627\u0631 \u062a\u0645\u0648\u064a\u0644 \u0644\u0647 \u0625\u064a\u062c\u0627\u0628\u064a\u0627\u062a\u0647 \u0648\u0633\u0644\u0628\u064a\u0627\u062a\u0647\u060c \u0648\u0627\u0644\u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0635\u062d\u064a\u062d \u064a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0645\u0631\u062d\u0644\u0629 \u0639\u0645\u0644\u0643 \u0648\u0623\u0647\u062f\u0627\u0641\u0643 \u0637\u0648\u064a\u0644\u0629 \u0627\u0644\u0645\u062f\u0649.<\/p>\n<h3>\u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0630\u0627\u062a\u064a \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u062e\u0627\u0631\u062c\u064a (Bootstrapping vs. External Funding)<\/h3>\n<p><strong>\u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0630\u0627\u062a\u064a (Bootstrapping)<\/strong> \u064a\u0639\u0646\u064a \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u0645\u0648\u0627\u0631\u062f\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0623\u0648 \u0639\u0644\u0649 \u0627\u0644\u0625\u064a\u0631\u0627\u062f\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u0648\u0644\u062f\u0647\u0627 \u0627\u0644\u0645\u0634\u0631\u0648\u0639 \u0646\u0641\u0633\u0647 \u0644\u062a\u0645\u0648\u064a\u0644 \u0639\u0645\u0644\u064a\u0627\u062a\u0647. \u0627\u0644\u0645\u064a\u0632\u0629 \u0627\u0644\u0643\u0628\u0631\u0649 \u0647\u064a \u0623\u0646\u0643 \u062a\u062d\u062a\u0641\u0638 \u0628\u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0643\u0627\u0645\u0644\u0629 \u0648\u0627\u0644\u0633\u064a\u0637\u0631\u0629 \u0639\u0644\u0649 \u0634\u0631\u0643\u062a\u0643. \u0644\u0643\u0646 \u0627\u0644\u062c\u0627\u0646\u0628 \u0627\u0644\u0633\u0644\u0628\u064a \u0647\u0648 \u0623\u0646 \u0627\u0644\u0646\u0645\u0648 \u0642\u062f \u064a\u0643\u0648\u0646 \u0623\u0628\u0637\u0623 \u0628\u0633\u0628\u0628 \u0645\u062d\u062f\u0648\u062f\u064a\u0629 \u0627\u0644\u0645\u0648\u0627\u0631\u062f. \u0641\u064a \u0627\u0644\u0645\u0642\u0627\u0628\u0644\u060c <strong>\u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u062e\u0627\u0631\u062c\u064a<\/strong> \u064a\u0623\u062a\u064a \u0645\u0646 \u0645\u0635\u0627\u062f\u0631 \u0645\u062b\u0644 \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0628\u0646\u0643\u064a\u0629\u060c \u0623\u0648 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646\u060c \u0623\u0648 \u0645\u0646\u0635\u0627\u062a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u062c\u0645\u0627\u0639\u064a. \u0647\u0630\u0627 \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0633\u0631\u0639 \u0627\u0644\u0646\u0645\u0648 \u0628\u0634\u0643\u0644 \u0643\u0628\u064a\u0631\u060c \u0648\u0644\u0643\u0646\u0647 \u063a\u0627\u0644\u0628\u0627\u064b \u0645\u0627 \u064a\u0623\u062a\u064a \u0628\u062b\u0645\u0646: \u0641\u0648\u0627\u0626\u062f \u0639\u0644\u0649 \u0627\u0644\u062f\u064a\u0648\u0646 \u0623\u0648 \u0627\u0644\u062a\u0646\u0627\u0632\u0644 \u0639\u0646 \u062d\u0635\u0629 \u0645\u0646 \u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0634\u0631\u0643\u0629. \u0641\u0647\u0645 \u0622\u0644\u064a\u0627\u062a <a href=\"https:\/\/jobsdz.com\/?p=26683\">\u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u062c\u0645\u0627\u0639\u064a \u0644\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u0646\u0627\u0634\u0626\u0629: \u062e\u0637\u0648\u0627\u062a \u0644\u062c\u0630\u0628 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646<\/a> \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0643\u0648\u0646 \u062e\u064a\u0627\u0631\u0627\u064b \u0648\u0633\u0637\u0627\u064b \u062c\u0630\u0627\u0628\u0627\u064b\u060c \u062d\u064a\u062b \u064a\u062a\u064a\u062d \u0627\u0644\u0648\u0635\u0648\u0644 \u0644\u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0645\u0639 \u0628\u0646\u0627\u0621 \u0645\u062c\u062a\u0645\u0639 \u062d\u0648\u0644 \u0627\u0644\u0645\u0646\u062a\u062c.<\/p>\n<h3>\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062f\u064a\u0648\u0646 \u0648\u0627\u0644\u0642\u0631\u0648\u0636 \u0628\u062d\u0643\u0645\u0629<\/h3>\n<p>\u0644\u064a\u0633\u062a \u0643\u0644 \u0627\u0644\u062f\u064a\u0648\u0646 \u0633\u064a\u0626\u0629. &#8220;\u0627\u0644\u062f\u064a\u0646 \u0627\u0644\u062c\u064a\u062f&#8221; \u0647\u0648 \u0627\u0644\u0630\u064a \u064a\u062a\u0645 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647 \u0644\u062a\u0645\u0648\u064a\u0644 \u0623\u0635\u0648\u0644 \u062a\u0648\u0644\u062f \u0642\u064a\u0645\u0629 \u0623\u0643\u0628\u0631 \u0645\u0646 \u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u062f\u064a\u0646 \u0646\u0641\u0633\u0647\u060c \u0645\u062b\u0644 \u0634\u0631\u0627\u0621 \u0645\u0639\u062f\u0627\u062a \u062a\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0625\u0646\u062a\u0627\u062c\u064a\u0629. \u0623\u0645\u0627 &#8220;\u0627\u0644\u062f\u064a\u0646 \u0627\u0644\u0633\u064a\u0626&#8221; \u0641\u0647\u0648 \u0627\u0644\u0630\u064a \u064a\u0633\u062a\u062e\u062f\u0645 \u0644\u062a\u063a\u0637\u064a\u0629 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0627\u0644\u064a\u0648\u0645\u064a\u0629\u060c \u0645\u0645\u0627 \u0642\u062f \u064a\u0634\u064a\u0631 \u0625\u0644\u0649 \u0648\u062c\u0648\u062f \u0645\u0634\u0643\u0644\u0629 \u0623\u0633\u0627\u0633\u064a\u0629 \u0641\u064a \u0646\u0645\u0648\u0630\u062c \u0627\u0644\u0639\u0645\u0644. \u0639\u0646\u062f \u0627\u0644\u062a\u0641\u0643\u064a\u0631 \u0641\u064a \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0642\u0631\u0636\u060c \u064a\u062c\u0628 \u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u0633\u062f\u0627\u062f \u0628\u062f\u0642\u0629\u060c \u0648\u0641\u0647\u0645 \u062c\u0645\u064a\u0639 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0641\u0648\u0627\u0626\u062f\u060c \u0648\u0627\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u0623\u0646 \u0627\u0644\u0639\u0627\u0626\u062f \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0645\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0642\u0631\u0636 \u064a\u0628\u0631\u0631 \u062a\u0643\u0644\u0641\u062a\u0647.<\/p>\n<h3>\u0625\u0639\u0627\u062f\u0629 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0644\u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0646\u0645\u0648 \u0627\u0644\u0645\u0633\u062a\u062f\u0627\u0645<\/h3>\n<p>\u0648\u0627\u062d\u062f\u0629 \u0645\u0646 \u0623\u0642\u0648\u0649 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u0627\u0644\u0646\u0645\u0648 \u0647\u064a \u0625\u0639\u0627\u062f\u0629 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0623\u0631\u0628\u0627\u062d (Retained Earnings) \u0641\u064a \u0627\u0644\u0634\u0631\u0643\u0629 \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u062a\u0648\u0632\u064a\u0639\u0647\u0627 \u0639\u0644\u0649 \u0627\u0644\u0645\u0627\u0644\u0643\u064a\u0646. \u064a\u0645\u0643\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0647\u0630\u0647 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0644\u062a\u0637\u0648\u064a\u0631 \u0645\u0646\u062a\u062c\u0627\u062a \u062c\u062f\u064a\u062f\u0629\u060c \u0623\u0648 \u062f\u062e\u0648\u0644 \u0623\u0633\u0648\u0627\u0642 \u062c\u062f\u064a\u062f\u0629\u060c \u0623\u0648 \u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a\u060c \u0623\u0648 \u062a\u0648\u0638\u064a\u0641 \u0645\u0648\u0627\u0647\u0628 \u0631\u0626\u064a\u0633\u064a\u0629. \u0647\u0630\u0647 \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u062a\u062e\u0644\u0642 \u062d\u0644\u0642\u0629 \u0646\u0645\u0648 \u0625\u064a\u062c\u0627\u0628\u064a\u0629\u060c \u062d\u064a\u062b \u0623\u0646 \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u0629 \u0627\u0644\u064a\u0648\u0645 \u062a\u0648\u0644\u062f \u0623\u0631\u0628\u0627\u062d\u0627\u064b \u0623\u0643\u0628\u0631 \u0641\u064a \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644. \u0625\u0646\u0647\u0627 \u062a\u062a\u0637\u0644\u0628 \u0631\u0624\u064a\u0629 \u0637\u0648\u064a\u0644\u0629 \u0627\u0644\u0623\u0645\u062f \u0648\u0627\u0646\u0636\u0628\u0627\u0637\u0627\u064b\u060c \u0648\u0644\u0643\u0646\u0647\u0627 \u062a\u0628\u0646\u064a \u0634\u0631\u0643\u0629 \u0623\u0642\u0648\u0649 \u0648\u0623\u0643\u062b\u0631 \u0645\u0631\u0648\u0646\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u062f\u0649 \u0627\u0644\u0637\u0648\u064a\u0644. \u064a\u062a\u0637\u0644\u0628 \u0647\u0630\u0627 \u0627\u0644\u0646\u0647\u062c \u0627\u0644\u0627\u0637\u0644\u0627\u0639 \u0627\u0644\u0645\u0633\u062a\u0645\u0631 \u0639\u0644\u0649 <a href=\"https:\/\/jobsdz.com\/?p=26675\">\u0623\u0641\u0636\u0644 \u0646\u0635\u0627\u0626\u062d \u0631\u064a\u0627\u062f\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u062d\u062f\u064a\u062b\u0629: \u062e\u0637\u0648\u0627\u062a \u0639\u0645\u0644\u064a\u0629 \u0644\u0644\u0646\u062c\u0627\u062d \u0627\u0644\u062f\u0627\u0626\u0645<\/a> \u0644\u0644\u0628\u0642\u0627\u0621 \u0641\u064a \u0627\u0644\u0637\u0644\u064a\u0639\u0629.<\/p>\n<h2>\u0623\u062f\u0648\u0627\u062a \u0648\u062a\u0642\u0646\u064a\u0627\u062a \u062d\u062f\u064a\u062b\u0629 \u0644\u062a\u0628\u0633\u064a\u0637 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/h2>\n<p>\u0644\u0642\u062f \u0648\u0644\u062a \u0627\u0644\u0623\u064a\u0627\u0645 \u0627\u0644\u062a\u064a \u0643\u0627\u0646\u062a \u0641\u064a\u0647\u0627 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u062a\u062a\u0637\u0644\u0628 \u062f\u0641\u0627\u062a\u0631 \u062d\u0633\u0627\u0628\u0627\u062a \u0636\u062e\u0645\u0629 \u0648\u0622\u0644\u0627\u062a \u062d\u0627\u0633\u0628\u0629. \u0648\u0641\u0642\u0627\u064b \u0644\u0623\u062d\u062f\u062b \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629\u060c \u062a\u0648\u062c\u062f \u0627\u0644\u0622\u0646 \u0645\u062c\u0645\u0648\u0639\u0629 \u0648\u0627\u0633\u0639\u0629 \u0645\u0646 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646\u0647\u0627 \u0623\u062a\u0645\u062a\u0629 \u0648\u062a\u0628\u0633\u064a\u0637 \u0648\u062a\u0648\u0641\u064a\u0631 \u0631\u0624\u0649 \u0623\u0639\u0645\u0642 \u0641\u064a \u0645\u0627\u0644\u064a\u0629 \u0645\u0634\u0631\u0648\u0639\u0643.<\/p>\n<ul>\n<li><strong>\u0628\u0631\u0627\u0645\u062c \u0627\u0644\u0645\u062d\u0627\u0633\u0628\u0629 \u0627\u0644\u0633\u062d\u0627\u0628\u064a\u0629:<\/strong> \u0623\u062f\u0648\u0627\u062a \u0645\u062b\u0644 QuickBooks Online, Xero, \u0623\u0648 Zoho Books \u062a\u0633\u0645\u062d \u0644\u0643 \u0628\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0641\u0648\u0627\u062a\u064a\u0631\u060c \u0648\u062a\u062a\u0628\u0639 \u0627\u0644\u0646\u0641\u0642\u0627\u062a\u060c \u0648\u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u0628\u0646\u0643\u064a\u0629\u060c \u0648\u0625\u0646\u0634\u0627\u0621 \u062a\u0642\u0627\u0631\u064a\u0631 \u0645\u0627\u0644\u064a\u0629 \u0645\u0646 \u0623\u064a \u0645\u0643\u0627\u0646 \u0648\u0641\u064a \u0623\u064a \u0648\u0642\u062a.<\/li>\n<li><strong>\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u062a\u062a\u0628\u0639 \u0627\u0644\u0646\u0641\u0642\u0627\u062a:<\/strong> \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0645\u062b\u0644 Expensify \u0623\u0648 Dext \u062a\u0633\u0647\u0644 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0627\u0644\u062a\u0642\u0627\u0637 \u0635\u0648\u0631 \u0644\u0644\u0625\u064a\u0635\u0627\u0644\u0627\u062a \u0648\u062a\u0635\u0646\u064a\u0641 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u062a\u0644\u0642\u0627\u0626\u064a\u0627\u064b\u060c \u0645\u0645\u0627 \u064a\u0644\u063a\u064a \u0627\u0644\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u0627\u0644\u062a\u0642\u0627\u0631\u064a\u0631 \u0627\u0644\u0648\u0631\u0642\u064a\u0629 \u0648\u064a\u0648\u0641\u0631 \u0633\u0627\u0639\u0627\u062a \u0645\u0646 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0625\u062f\u0627\u0631\u064a.<\/li>\n<li><strong>\u0645\u0646\u0635\u0627\u062a \u0627\u0644\u0641\u0648\u062a\u0631\u0629 \u0648\u0627\u0644\u062f\u0641\u0639:<\/strong> \u062e\u062f\u0645\u0627\u062a \u0645\u062b\u0644 Stripe, PayPal, \u0623\u0648 Square \u0644\u0627 \u062a\u0633\u0647\u0644 \u0641\u0642\u0637 \u0639\u0645\u0644\u064a\u0629 \u0642\u0628\u0648\u0644 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0645\u0646 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a\u060c \u0628\u0644 \u062a\u0648\u0641\u0631 \u0623\u064a\u0636\u0627\u064b \u0623\u062f\u0648\u0627\u062a \u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643\u0627\u062a \u0648\u0625\u0631\u0633\u0627\u0644 \u0641\u0648\u0627\u062a\u064a\u0631 \u0645\u062a\u0643\u0631\u0631\u0629.<\/li>\n<li><strong>\u0644\u0648\u062d\u0627\u062a \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u062a\u062d\u0644\u064a\u0644:<\/strong> \u0623\u062f\u0648\u0627\u062a \u0630\u0643\u0627\u0621 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 (BI) \u0645\u062b\u0644 Tableau \u0623\u0648 Google Data Studio \u064a\u0645\u0643\u0646\u0647\u0627 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0628\u0645\u0635\u0627\u062f\u0631 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629 (\u0627\u0644\u0645\u062d\u0627\u0633\u0628\u0629\u060c \u0627\u0644\u0645\u0628\u064a\u0639\u0627\u062a\u060c \u0627\u0644\u062a\u0633\u0648\u064a\u0642) \u0644\u0625\u0646\u0634\u0627\u0621 \u062a\u0635\u0648\u0631\u0627\u062a \u0628\u064a\u0627\u0646\u064a\u0629 \u062a\u0641\u0627\u0639\u0644\u064a\u0629 \u062a\u0633\u0627\u0639\u062f\u0643 \u0639\u0644\u0649 \u0627\u0643\u062a\u0634\u0627\u0641 \u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0648\u0627\u0644\u0641\u0631\u0635 \u0627\u0644\u062a\u064a \u0642\u062f \u0644\u0627 \u062a\u0638\u0647\u0631 \u0641\u064a \u0627\u0644\u062a\u0642\u0627\u0631\u064a\u0631 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629.<\/li>\n<\/ul>\n<p>\u0625\u0646 \u062f\u0645\u062c \u0647\u0630\u0647 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0644\u0627 \u064a\u0648\u0641\u0631 \u0627\u0644\u0648\u0642\u062a \u0648\u0627\u0644\u062c\u0647\u062f \u0641\u062d\u0633\u0628\u060c \u0628\u0644 \u064a\u0642\u0644\u0644 \u0623\u064a\u0636\u0627\u064b \u0645\u0646 \u0627\u0644\u0623\u062e\u0637\u0627\u0621 \u0627\u0644\u0628\u0634\u0631\u064a\u0629 \u0648\u064a\u0648\u0641\u0631 \u0628\u064a\u0627\u0646\u0627\u062a \u062f\u0642\u064a\u0642\u0629 \u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0641\u0639\u0644\u064a. \u0648\u0644\u062a\u062d\u0642\u064a\u0642 \u0623\u0642\u0635\u0649 \u0627\u0633\u062a\u0641\u0627\u062f\u0629\u060c \u064a\u062c\u0628 \u0627\u0644\u0628\u062d\u062b \u0639\u0646 <a href=\"https:\/\/jobsdz.com\/?p=26569\">\u0623\u0641\u0636\u0644 \u0623\u062f\u0648\u0627\u062a \u062a\u0646\u0638\u064a\u0645 \u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u0635\u063a\u064a\u0631\u0629: \u062f\u0644\u064a\u0644 \u0634\u0627\u0645\u0644 \u0644\u0625\u062f\u0627\u0631\u0629 \u0641\u0639\u0627\u0644\u0629<\/a>\u060c \u062d\u064a\u062b \u0623\u0646 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u062c\u0632\u0621 \u0644\u0627 \u064a\u062a\u062c\u0632\u0623 \u0645\u0646 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0634\u0631\u0648\u0639 \u0643\u0643\u0644.<\/p>\n<h2>\u062e\u0637\u0648\u0627\u062a \u0639\u0645\u0644\u064a\u0629 \u0644\u062a\u0637\u0628\u064a\u0642 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0641\u064a \u0645\u0624\u0633\u0633\u062a\u0643 \u0627\u0644\u064a\u0648\u0645<\/h2>\n<p>\u0627\u0644\u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u0646\u0638\u0631\u064a\u0629 \u0644\u0627 \u0642\u064a\u0645\u0629 \u0644\u0647\u0627 \u0628\u062f\u0648\u0646 \u062a\u0637\u0628\u064a\u0642. \u0625\u0644\u064a\u0643 \u062e\u0645\u0633 \u062e\u0637\u0648\u0627\u062a \u0639\u0645\u0644\u064a\u0629 \u064a\u0645\u0643\u0646\u0643 \u0627\u0644\u0628\u062f\u0621 \u0628\u0647\u0627 \u0641\u0648\u0631\u0627\u064b \u0644\u0648\u0636\u0639 \u0645\u0627\u0644\u064a\u0629 \u0645\u0624\u0633\u0633\u062a\u0643 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u0627\u0631 \u0627\u0644\u0635\u062d\u064a\u062d:<\/p>\n<ol>\n<li><strong>\u0627\u0641\u0635\u0644 \u0628\u064a\u0646 \u0623\u0645\u0648\u0627\u0644\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0648\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0634\u0631\u0643\u0629:<\/strong> \u0647\u0630\u0647 \u0647\u064a \u0627\u0644\u0642\u0627\u0639\u062f\u0629 \u0627\u0644\u0630\u0647\u0628\u064a\u0629 \u0627\u0644\u0623\u0648\u0644\u0649. \u0627\u0641\u062a\u062d \u062d\u0633\u0627\u0628\u0627\u064b \u0628\u0646\u0643\u064a\u0627\u064b \u0645\u0646\u0641\u0635\u0644\u0627\u064b \u0644\u0634\u0631\u0643\u062a\u0643 \u0648\u0627\u0633\u062a\u062e\u062f\u0645\u0647 \u0644\u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629. \u0647\u0630\u0627 \u0644\u0627 \u064a\u0628\u0633\u0637 \u0641\u0642\u0637 \u0645\u0633\u0643 \u0627\u0644\u062f\u0641\u0627\u062a\u0631 \u0648\u062d\u0633\u0627\u0628 \u0627\u0644\u0636\u0631\u0627\u0626\u0628\u060c \u0628\u0644 \u064a\u062d\u0645\u064a \u0623\u064a\u0636\u0627\u064b \u0623\u0635\u0648\u0644\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0641\u064a \u062d\u0627\u0644\u0629 \u062a\u0639\u0631\u0636 \u0627\u0644\u0634\u0631\u0643\u0629 \u0644\u0645\u0634\u0627\u0643\u0644 \u0642\u0627\u0646\u0648\u0646\u064a\u0629.<\/li>\n<li><strong>\u0627\u062e\u062a\u0631 \u0646\u0638\u0627\u0645 \u0645\u062d\u0627\u0633\u0628\u0629 \u0645\u0646\u0627\u0633\u0628:<\/strong> \u0633\u0648\u0627\u0621 \u0643\u0627\u0646 \u062c\u062f\u0648\u0644 \u0628\u064a\u0627\u0646\u0627\u062a \u0628\u0633\u064a\u0637\u0627\u064b (\u0644\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u062c\u062f\u0627\u064b \u0641\u064a \u0627\u0644\u0628\u062f\u0627\u064a\u0629) \u0623\u0648 \u0628\u0631\u0646\u0627\u0645\u062c \u0645\u062d\u0627\u0633\u0628\u0629 \u0633\u062d\u0627\u0628\u064a \u0645\u062a\u0643\u0627\u0645\u0644\u060c \u0627\u062e\u062a\u0631 \u0646\u0638\u0627\u0645\u0627\u064b \u064a\u0646\u0627\u0633\u0628 \u062d\u062c\u0645 \u0639\u0645\u0644\u0643 \u0648\u062a\u0639\u0642\u064a\u062f\u0647 \u0648\u0627\u0644\u062a\u0632\u0645 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647 \u0628\u0627\u0633\u062a\u0645\u0631\u0627\u0631.<\/li>\n<li><strong>\u0631\u0627\u0642\u0628 \u062a\u062f\u0641\u0642\u0627\u062a\u0643 \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0623\u0633\u0628\u0648\u0639\u064a\u0627\u064b:<\/strong> \u0644\u0627 \u062a\u0646\u062a\u0638\u0631 \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u0634\u0647\u0631 \u0623\u0648 \u0627\u0644\u0631\u0628\u0639. \u062e\u0635\u0635 \u0648\u0642\u062a\u0627\u064b \u0643\u0644 \u0623\u0633\u0628\u0648\u0639 \u0644\u0645\u0631\u0627\u062c\u0639\u0629 \u0628\u064a\u0627\u0646 \u0627\u0644\u062a\u062f\u0641\u0642 \u0627\u0644\u0646\u0642\u062f\u064a \u0627\u0644\u062e\u0627\u0635 \u0628\u0643. \u0645\u0646 \u0647\u0645 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u0630\u064a\u0646 \u0644\u0645 \u064a\u0633\u062f\u062f\u0648\u0627\u061f \u0645\u0627 \u0647\u064a \u0627\u0644\u0641\u0648\u0627\u062a\u064a\u0631 \u0627\u0644\u0643\u0628\u064a\u0631\u0629 \u0627\u0644\u0645\u0633\u062a\u062d\u0642\u0629 \u0642\u0631\u064a\u0628\u0627\u064b\u061f \u0647\u0630\u0647 \u0627\u0644\u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u0645\u0633\u062a\u0645\u0631\u0629 \u062a\u062a\u064a\u062d \u0644\u0643 \u0627\u0643\u062a\u0634\u0627\u0641 \u0627\u0644\u0645\u0634\u0627\u0643\u0644 \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u0629 \u0642\u0628\u0644 \u0623\u0646 \u062a\u0635\u0628\u062d \u0623\u0632\u0645\u0627\u062a.<\/li>\n<li><strong>\u0636\u0639 \u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0648\u0627\u0642\u0639\u064a\u0629 \u0648\u0627\u0644\u062a\u0632\u0645 \u0628\u0647\u0627:<\/strong> \u0627\u0633\u062a\u062e\u062f\u0645 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u062a\u0627\u0631\u064a\u062e\u064a\u0629 \u0644\u0625\u0646\u0634\u0627\u0621 \u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u062a\u062d\u062f\u062f \u0623\u0647\u062f\u0627\u0641\u0627\u064b \u0648\u0627\u0642\u0639\u064a\u0629 \u0644\u0644\u0625\u064a\u0631\u0627\u062f\u0627\u062a \u0648\u062d\u062f\u0648\u062f\u0627\u064b \u0644\u0644\u0625\u0646\u0641\u0627\u0642. \u0631\u0627\u062c\u0639 \u0623\u062f\u0627\u0621\u0643 \u0627\u0644\u0641\u0639\u0644\u064a \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0628\u0627\u0646\u062a\u0638\u0627\u0645 \u0644\u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0627\u0646\u062d\u0631\u0627\u0641\u0627\u062a \u0648\u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u062a\u0635\u062d\u064a\u062d\u064a\u0629.<\/li>\n<li><strong>\u0627\u0637\u0644\u0628 \u0627\u0644\u0645\u0634\u0648\u0631\u0629 \u0627\u0644\u0645\u0647\u0646\u064a\u0629:<\/strong> \u0644\u0627 \u062a\u062e\u0641 \u0645\u0646 \u0627\u0644\u0627\u0639\u062a\u0631\u0627\u0641 \u0628\u0623\u0646\u0643 \u0644\u0627 \u062a\u0639\u0631\u0641 \u0643\u0644 \u0634\u064a\u0621. \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u062c\u0632\u0621 \u0635\u063a\u064a\u0631 \u0645\u0646 \u0645\u064a\u0632\u0627\u0646\u064a\u062a\u0643 \u0641\u064a \u0627\u0633\u062a\u0634\u0627\u0631\u0629 \u0645\u062d\u0627\u0633\u0628 \u0642\u0627\u0646\u0648\u0646\u064a \u0623\u0648 \u0645\u0633\u062a\u0634\u0627\u0631 \u0645\u0627\u0644\u064a \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0648\u0641\u0631 \u0639\u0644\u064a\u0643 \u0622\u0644\u0627\u0641 \u0627\u0644\u062f\u0648\u0644\u0627\u0631\u0627\u062a \u0639\u0644\u0649 \u0627\u0644\u0645\u062f\u0649 \u0627\u0644\u0637\u0648\u064a\u0644 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0636\u0631\u064a\u0628\u064a\u060c \u0648\u062a\u062c\u0646\u0628 \u0627\u0644\u0639\u0642\u0648\u0628\u0627\u062a\u060c \u0648\u062a\u0642\u062f\u064a\u0645 \u0631\u0624\u0649 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0642\u064a\u0645\u0629. \u0648\u062a\u0630\u0643\u0631 \u0623\u0646 \u0645\u0635\u0627\u062f\u0631 \u0627\u0644\u0645\u0639\u0631\u0641\u0629 \u0645\u062b\u0644 <a href=\"https:\/\/jobsdz.com\/ar\/blog\/\">\u0645\u062f\u0648\u0646\u0629 jobsdz<\/a> \u062a\u0642\u062f\u0645 \u0628\u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0645\u0642\u0627\u0644\u0627\u062a \u0648\u0646\u0635\u0627\u0626\u062d \u0645\u0641\u064a\u062f\u0629 \u0644\u0631\u0648\u0627\u062f \u0627\u0644\u0623\u0639\u0645\u0627\u0644.<\/li>\n<\/ol>\n<h2>\u0623\u062e\u0637\u0627\u0621 \u0634\u0627\u0626\u0639\u0629 \u0641\u064a \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u064a\u062c\u0628 \u062a\u062c\u0646\u0628\u0647\u0627<\/h2>\n<p>\u0627\u0644\u062a\u0639\u0644\u0645 \u0645\u0646 \u0623\u062e\u0637\u0627\u0621 \u0627\u0644\u0622\u062e\u0631\u064a\u0646 \u0647\u0648 \u0637\u0631\u064a\u0642 \u0645\u062e\u062a\u0635\u0631 \u0644\u0644\u0646\u062c\u0627\u062d. \u0641\u064a\u0645\u0627 \u064a\u0644\u064a \u0628\u0639\u0636 \u0627\u0644\u0623\u062e\u0637\u0627\u0621 \u0627\u0644\u0623\u0643\u062b\u0631 \u0634\u064a\u0648\u0639\u0627\u064b \u0627\u0644\u062a\u064a \u062a\u0642\u0639 \u0641\u064a\u0647\u0627 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u062a\u064a \u064a\u062c\u0628 \u0639\u0644\u064a\u0643 \u062a\u062c\u0646\u0628\u0647\u0627 \u0628\u0643\u0644 \u062b\u0645\u0646:<\/p>\n<ul>\n<li><strong>\u0625\u0647\u0645\u0627\u0644 \u0645\u0633\u0643 \u0627\u0644\u062f\u0641\u0627\u062a\u0631 \u0628\u0627\u0646\u062a\u0638\u0627\u0645:<\/strong> \u062a\u0623\u062c\u064a\u0644 \u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u062d\u062a\u0649 \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u0634\u0647\u0631 \u0623\u0648 \u0627\u0644\u0633\u0646\u0629 \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u0641\u0648\u0636\u0649 \u0639\u0627\u0631\u0645\u0629\u060c \u0648\u0641\u0642\u062f\u0627\u0646 \u0644\u0644\u0625\u064a\u0635\u0627\u0644\u0627\u062a\u060c \u0648\u062a\u0642\u0627\u0631\u064a\u0631 \u0645\u0627\u0644\u064a\u0629 \u063a\u064a\u0631 \u062f\u0642\u064a\u0642\u0629 \u062a\u062c\u0639\u0644 \u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a \u0623\u0645\u0631\u0627\u064b \u0645\u0633\u062a\u062d\u064a\u0644\u0627\u064b.<\/li>\n<li><strong>\u0627\u0644\u062e\u0644\u0637 \u0628\u064a\u0646 \u0627\u0644\u0631\u0628\u062d\u064a\u0629 \u0648\u0627\u0644\u0633\u064a\u0648\u0644\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629:<\/strong> \u0643\u0645\u0627 \u0630\u0643\u0631\u0646\u0627 \u0633\u0627\u0628\u0642\u0627\u064b\u060c \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0645\u0631\u0628\u062d\u0629 \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0641\u0644\u0633. \u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0641\u0642\u0637 \u0639\u0644\u0649 \u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u0645\u0628\u064a\u0639\u0627\u062a \u062f\u0648\u0646 \u0627\u0644\u0627\u0647\u062a\u0645\u0627\u0645 \u0628\u062a\u062d\u0635\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0647\u0648 \u062e\u0637\u0623 \u0642\u0627\u062a\u0644.<\/li>\n<li><strong>\u0639\u062f\u0645 \u0648\u062c\u0648\u062f \u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0623\u0648 \u062e\u0637\u0629 \u0645\u0627\u0644\u064a\u0629:<\/strong> \u0627\u0644\u0639\u0645\u0644 \u0628\u062f\u0648\u0646 \u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u064a\u0634\u0628\u0647 \u0627\u0644\u0625\u0628\u062d\u0627\u0631 \u0628\u062f\u0648\u0646 \u062e\u0631\u064a\u0637\u0629. \u0642\u062f \u062a\u062a\u062d\u0631\u0643\u060c \u0644\u0643\u0646\u0643 \u0639\u0644\u0649 \u0627\u0644\u0623\u0631\u062c\u062d \u0644\u0646 \u062a\u0635\u0644 \u0625\u0644\u0649 \u0648\u062c\u0647\u062a\u0643 \u0627\u0644\u0645\u0646\u0634\u0648\u062f\u0629.<\/li>\n<li><strong>\u062a\u062c\u0627\u0647\u0644 \u0627\u0644\u0636\u0631\u0627\u0626\u0628 \u0648\u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629:<\/strong> \u0627\u0644\u0636\u0631\u0627\u0626\u0628 \u0644\u064a\u0633\u062a \u0627\u062e\u062a\u064a\u0627\u0631\u064a\u0629. \u0627\u0644\u0641\u0634\u0644 \u0641\u064a \u0641\u0647\u0645 \u0648\u062a\u062e\u0635\u064a\u0635 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0644\u0644\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u0627\u0644\u0636\u0631\u064a\u0628\u064a\u0629 \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u063a\u0631\u0627\u0645\u0627\u062a \u0636\u062e\u0645\u0629 \u0648\u0639\u0642\u0648\u0628\u0627\u062a \u0642\u062f \u062a\u062f\u0645\u0631 \u0627\u0644\u0634\u0631\u0643\u0629.<\/li>\n<li><strong>\u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0627\u0644\u0645\u0641\u0631\u0637 \u0639\u0644\u0649 \u0627\u0644\u062f\u064a\u0648\u0646 \u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a:<\/strong> \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u062f\u064a\u0648\u0646 \u0644\u062a\u063a\u0637\u064a\u0629 \u0627\u0644\u062e\u0633\u0627\u0626\u0631 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0647\u0648 \u0639\u0644\u0627\u0645\u0629 \u062d\u0645\u0631\u0627\u0621 \u0643\u0628\u064a\u0631\u0629. \u0625\u0646\u0647 \u062d\u0644 \u0645\u0624\u0642\u062a \u0644\u0645\u0634\u0643\u0644\u0629 \u062f\u0627\u0626\u0645\u0629\u060c \u0648\u064a\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0639\u0628\u0621 \u0627\u0644\u0645\u0627\u0644\u064a \u0639\u0644\u0649 \u0627\u0644\u0634\u0631\u0643\u0629.<\/li>\n<\/ul>\n<p>\u0625\u0646 \u062a\u062c\u0646\u0628 \u0647\u0630\u0647 \u0627\u0644\u0623\u062e\u0637\u0627\u0621 \u064a\u062a\u0637\u0644\u0628 \u0627\u0646\u0636\u0628\u0627\u0637\u0627\u064b \u0648\u0648\u0639\u064a\u0627\u064b\u060c \u0648\u063a\u0627\u0644\u0628\u0627\u064b \u0645\u0627 \u064a\u062a\u0637\u0644\u0628 \u062a\u0648\u0638\u064a\u0641 \u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u0627\u0644\u0645\u0646\u0627\u0633\u0628\u064a\u0646. \u064a\u0645\u0643\u0646 \u0627\u0644\u0639\u062b\u0648\u0631 \u0639\u0644\u0649 \u0645\u062d\u062a\u0631\u0641\u064a\u0646 \u0645\u0627\u0644\u064a\u064a\u0646 \u0645\u0624\u0647\u0644\u064a\u0646 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0628\u062d\u062b \u0641\u064a \u0645\u0646\u0635\u0627\u062a <a href=\"https:\/\/jobsdz.com\/ar\/wadifa\">\u0627\u0644\u062a\u0648\u0638\u064a\u0641 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629<\/a>\u060c \u062d\u064a\u062b \u064a\u0645\u0643\u0646 \u0644\u0644\u062e\u0628\u0631\u0627\u0621 \u0623\u064a\u0636\u0627\u064b <a href=\"https:\/\/jobsdz.com\/ar\/submit-resume\">\u062a\u0642\u062f\u064a\u0645 \u0633\u064a\u0631\u0647\u0645 \u0627\u0644\u0630\u0627\u062a\u064a\u0629<\/a> \u0644\u064a\u0643\u0648\u0646\u0648\u0627 \u062c\u0632\u0621\u0627\u064b \u0645\u0646 \u0641\u0631\u064a\u0642\u0643.<\/p>\n<h2>\u062e\u0627\u062a\u0645\u0629: \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u064a\u0633\u062a \u062e\u064a\u0627\u0631\u0627\u064b\u060c \u0628\u0644 \u0636\u0631\u0648\u0631\u0629 \u062d\u062a\u0645\u064a\u0629<\/h2>\n<p>\u0641\u064a \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u0645\u0637\u0627\u0641\u060c \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0641\u0639\u0627\u0644\u0629 \u0647\u064a \u0644\u063a\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629. \u0625\u0646\u0647\u0627 \u0627\u0644\u0642\u0635\u0629 \u0627\u0644\u062a\u064a \u062a\u0631\u0648\u064a\u0647\u0627 \u0627\u0644\u0623\u0631\u0642\u0627\u0645 \u0639\u0646 \u0637\u0645\u0648\u062d\u0643\u060c \u0648\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u062a\u0643\u060c \u0648\u0642\u062f\u0631\u062a\u0643 \u0639\u0644\u0649 \u0627\u0644\u062a\u0646\u0641\u064a\u0630. \u0625\u062a\u0642\u0627\u0646 \u0647\u0630\u0647 \u0627\u0644\u0644\u063a\u0629 \u0644\u0627 \u064a\u0636\u0645\u0646 \u0627\u0644\u0646\u062c\u0627\u062d \u0628\u0646\u0633\u0628\u0629 100%\u060c \u0641\u0631\u064a\u0627\u062f\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u062f\u0627\u0626\u0645\u0627\u064b \u0645\u0627 \u062a\u0646\u0637\u0648\u064a \u0639\u0644\u0649 \u0645\u062e\u0627\u0637\u0631\u060c \u0648\u0644\u0643\u0646\u0647 \u064a\u0631\u0641\u0639 \u0645\u0646 \u0627\u062d\u062a\u0645\u0627\u0644\u0627\u062a \u0646\u062c\u0627\u062d\u0643 \u0628\u0634\u0643\u0644 \u0647\u0627\u0626\u0644. \u0625\u0646\u0647 \u064a\u062d\u0648\u0644\u0643 \u0645\u0646 \u0645\u062c\u0631\u062f \u0635\u0627\u062d\u0628 \u0641\u0643\u0631\u0629 \u0625\u0644\u0649 \u0642\u0627\u0626\u062f \u0623\u0639\u0645\u0627\u0644 \u062d\u0642\u064a\u0642\u064a \u0642\u0627\u062f\u0631 \u0639\u0644\u0649 \u0628\u0646\u0627\u0621 \u0645\u0624\u0633\u0633\u0629 \u0645\u0633\u062a\u062f\u0627\u0645\u0629 \u0648\u0642\u0627\u062f\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u0646\u0645\u0648. \u0627\u0628\u062f\u0623 \u0627\u0644\u064a\u0648\u0645\u060c \u062e\u0637\u0648\u0629 \u0628\u062e\u0637\u0648\u0629. \u0643\u0644 \u0645\u0639\u0627\u0645\u0644\u0629 \u062a\u0633\u062c\u0644\u0647\u0627\u060c \u0648\u0643\u0644 \u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u062a\u0636\u0639\u0647\u0627\u060c \u0648\u0643\u0644 \u062a\u0642\u0631\u064a\u0631 \u062a\u062d\u0644\u0644\u0647\u060c \u0647\u0648 \u0644\u0628\u0646\u0629 \u062a\u0636\u0639\u0647\u0627 \u0641\u064a \u0623\u0633\u0627\u0633 \u0635\u0631\u062d \u0645\u0634\u0631\u0648\u0639\u0643 \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u064a. \u062a\u0630\u0643\u0631 \u062f\u0627\u0626\u0645\u0627\u064b \u0623\u0646 \u0627\u0644\u062a\u062d\u0643\u0645 \u0641\u064a \u0623\u0645\u0648\u0627\u0644\u0643 \u0647\u0648 \u0627\u0644\u062e\u0637\u0648\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 \u0646\u062d\u0648 \u0627\u0644\u062a\u062d\u0643\u0645 \u0641\u064a \u0645\u0635\u064a\u0631\u0643 \u0627\u0644\u0645\u0647\u0646\u064a.<\/p>\n<h2>Sources<\/h2>\n<ul>\n<li>World Bank Group. (n.d.). <em>Small and Medium Enterprises (SMEs) Finance<\/em>. Retrieved from https:\/\/www.worldbank.org\/en\/topic\/smefinance<\/li>\n<li>International Monetary Fund. (n.d.). <em>Financial Soundness Indicators<\/em>. Retrieved from https:\/\/www.imf.org\/external\/np\/sta\/fsi\/eng\/fsi.htm<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\u0641\u064a \u0627\u0644\u0645\u0634\u0647\u062f \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u060c \u062a\u0645\u062b\u0644 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629 (SMEs) \u0627\u0644\u0639\u0645\u0648\u062f \u0627\u0644\u0641\u0642\u0631\u064a \u0644\u0644\u0646\u0645\u0648 \u0648\u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631\u060c \u062d\u064a\u062b \u062a\u0633\u0627\u0647\u0645 \u0628\u0646\u0633\u0628\u0629 \u062a\u0635\u0644 \u0625\u0644\u0649 90% \u0645\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u064850% \u0645\u0646 \u0627\u0644\u062a\u0648\u0638\u064a\u0641 \u0639\u0627\u0644\u0645\u064a\u0627\u064b \u0648\u0641\u0642\u0627\u064b \u0644\u062a\u0642\u062f\u064a\u0631\u0627\u062a \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u062f\u0648\u0644\u064a. \u0644\u0643\u0646 \u0648\u0631\u0627\u0621 \u0643\u0644 \u0642\u0635\u0629 \u0646\u062c\u0627\u062d \u0644\u0645\u0624\u0633\u0633\u0629 \u0635\u063a\u064a\u0631\u0629\u060c \u0647\u0646\u0627\u0643 \u062d\u0642\u064a\u0642\u0629 \u062d\u0627\u0633\u0645\u0629 \u063a\u0627\u0644\u0628\u064b\u0627 \u0645\u0627 \u064a\u062a\u0645 \u062a\u062c\u0627\u0647\u0644\u0647\u0627: \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0635\u0627\u0631\u0645\u0629. \u0625\u0646\u0647\u0627 \u0644\u064a\u0633\u062a \u0645\u062c\u0631\u062f \u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u0623\u0631\u0642\u0627\u0645 \u0641\u064a \u062c\u062f\u0627\u0648\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a\u060c [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":44584,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[824],"tags":[],"this-is-test":[],"class_list":["post-44588","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-824"],"mb":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2026\/02\/image-128.png?fit=1024%2C584&ssl=1","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":44271,"url":"https:\/\/jobsdz.com\/ar\/2026\/02\/%d8%a7%d9%84%d8%b9%d9%85%d9%84-%d9%81%d9%8a-%d9%85%d8%b1%d8%a7%d9%81%d9%82%d8%a9-%d8%a7%d9%84%d9%85%d8%a4%d8%b3%d8%b3%d8%a7%d8%aa-%d8%a7%d9%84%d8%b5%d8%ba%d9%8a%d8%b1%d8%a9-%d8%af%d9%84%d9%8a%d9%84\/","url_meta":{"origin":44588,"position":0},"title":"\u0627\u0644\u0639\u0645\u0644 \u0641\u064a \u0645\u0631\u0627\u0641\u0642\u0629 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629: \u062f\u0644\u064a\u0644 \u0634\u0627\u0645\u0644 \u0644\u0644\u0646\u062c\u0627\u062d \u0627\u0644\u0648\u0638\u064a\u0641\u064a","author":"Admin","date":"\u0641\u0628\u0631\u0627\u064a\u0631 12, 2026","format":false,"excerpt":"\u0641\u064a \u0642\u0644\u0628 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0639\u0627\u0644\u0645\u064a \u0627\u0644\u0646\u0627\u0628\u0636\u060c \u0644\u0627 \u062a\u0642\u0641 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0642\u0629 \u0648\u062d\u062f\u0647\u0627\u060c \u0628\u0644 \u062a\u0632\u062f\u0647\u0631 \u0628\u0641\u0636\u0644 \u0634\u0628\u0643\u0629 \u0648\u0627\u0633\u0639\u0629 \u0645\u0646 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629 \u0627\u0644\u062a\u064a \u062a\u0634\u0643\u0644 \u0627\u0644\u0639\u0645\u0648\u062f \u0627\u0644\u0641\u0642\u0631\u064a \u0644\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0648\u062e\u0644\u0642 \u0641\u0631\u0635 \u0627\u0644\u0639\u0645\u0644. \u0647\u0630\u0647 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a\u060c \u0628\u0631\u063a\u0645 \u062d\u064a\u0648\u064a\u062a\u0647\u0627\u060c \u062a\u0648\u0627\u062c\u0647 \u062a\u062d\u062f\u064a\u0627\u062a \u0647\u0627\u0626\u0644\u0629 \u062a\u062a\u0637\u0644\u0628 \u062a\u0648\u062c\u064a\u0647\u0627\u064b \u0648\u062f\u0639\u0645\u0627\u064b \u0645\u062a\u062e\u0635\u0635\u0627\u064b \u0644\u0644\u0628\u0642\u0627\u0621 \u0648\u0627\u0644\u0646\u0645\u0648. \u0647\u0646\u0627 \u064a\u0628\u0631\u0632 \u062f\u0648\u0631\u0643 \u0643\u062e\u0628\u064a\u0631 \u0641\u064a \u0645\u0631\u0627\u0641\u0642\u0629 \u0647\u0630\u0647 \u0627\u0644\u0643\u064a\u0627\u0646\u0627\u062a\u060c \u0648\u0647\u0648 \u0645\u0633\u0627\u0631\u2026","rel":"","context":"\u0641\u064a &quot;\u0646\u0635\u0627\u0626\u062d \u0644\u0644\u0628\u0627\u062d\u062b\u064a\u0646 \u0639\u0646 \u0639\u0645\u0644&quot;","block_context":{"text":"\u0646\u0635\u0627\u0626\u062d \u0644\u0644\u0628\u0627\u062d\u062b\u064a\u0646 \u0639\u0646 \u0639\u0645\u0644","link":"https:\/\/jobsdz.com\/ar\/category\/%d9%86%d8%b5%d8%a7%d8%a6%d8%ad-%d9%84%d9%84%d8%a8%d8%a7%d8%ad%d8%ab%d9%8a%d9%86-%d8%b9%d9%86-%d8%b9%d9%85%d9%84\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2026\/02\/image-108.png?fit=1024%2C511&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2026\/02\/image-108.png?fit=1024%2C511&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2026\/02\/image-108.png?fit=1024%2C511&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2026\/02\/image-108.png?fit=1024%2C511&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":43747,"url":"https:\/\/jobsdz.com\/ar\/2026\/02\/%d8%a7%d9%84%d8%b9%d9%85%d9%84-%d9%81%d9%8a-%d8%a7%d9%84%d9%85%d8%b1%d8%a7%d9%82%d8%a8%d8%a9-%d8%a7%d9%84%d9%85%d8%a7%d9%84%d9%8a%d8%a9-%d9%88%d8%a7%d9%84%d8%a5%d8%af%d8%a7%d8%b1%d9%8a%d8%a9-%d8%af\/","url_meta":{"origin":44588,"position":1},"title":"\u0627\u0644\u0639\u0645\u0644 \u0641\u064a \u0627\u0644\u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u0625\u062f\u0627\u0631\u064a\u0629: \u062f\u0644\u064a\u0644 \u0634\u0627\u0645\u0644 \u0644\u0644\u0645\u0647\u062a\u0645\u064a\u0646 \u0628\u0627\u0644\u0648\u0638\u064a\u0641\u0629","author":"Admin","date":"\u0641\u0628\u0631\u0627\u064a\u0631 9, 2026","format":false,"excerpt":"\u0641\u064a \u0639\u0627\u0644\u0645 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0630\u064a \u064a\u062a\u0633\u0645 \u0628\u0627\u0644\u062a\u0642\u0644\u0628\u0627\u062a \u0627\u0644\u0634\u062f\u064a\u062f\u0629 \u0648\u0627\u0644\u0645\u0646\u0627\u0641\u0633\u0629 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629\u060c \u0644\u0645 \u062a\u0639\u062f \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u062a\u0628\u062d\u062b \u0641\u0642\u0637 \u0639\u0646 \u0627\u0644\u0646\u0645\u0648\u060c \u0628\u0644 \u0639\u0646 \u0627\u0644\u0646\u0645\u0648 \u0627\u0644\u0645\u0633\u062a\u062f\u0627\u0645 \u0648\u0627\u0644\u0622\u0645\u0646. \u0647\u0646\u0627 \u064a\u0628\u0631\u0632 \u062f\u0648\u0631 \u0623\u0628\u0637\u0627\u0644 \u0645\u062c\u0647\u0648\u0644\u064a\u0646 \u064a\u0639\u0645\u0644\u0648\u0646 \u0641\u064a \u0627\u0644\u0638\u0644 \u0644\u0636\u0645\u0627\u0646 \u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0627\u0644\u0633\u0641\u064a\u0646\u0629 \u0648\u062a\u0648\u062c\u064a\u0647\u0647\u0627 \u0646\u062d\u0648 \u0628\u0631 \u0627\u0644\u0623\u0645\u0627\u0646: \u0645\u062a\u062e\u0635\u0635\u0648 \u0627\u0644\u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u0625\u062f\u0627\u0631\u064a\u0629. \u0647\u0624\u0644\u0627\u0621 \u0627\u0644\u062e\u0628\u0631\u0627\u0621 \u0644\u064a\u0633\u0648\u0627 \u0645\u062c\u0631\u062f \u0645\u062d\u0627\u0633\u0628\u064a\u0646 \u0623\u0648 \u0645\u062f\u0642\u0642\u064a\u0646\u060c \u0628\u0644 \u0647\u0645 \u0627\u0644\u0634\u0631\u0643\u0627\u0621\u2026","rel":"","context":"\u0641\u064a &quot;\u0627\u0644\u062a\u062d\u0636\u064a\u0631 \u0627\u0644\u0645\u0647\u0646\u064a \u0648\u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0648\u0638\u064a\u0641\u064a&quot;","block_context":{"text":"\u0627\u0644\u062a\u062d\u0636\u064a\u0631 \u0627\u0644\u0645\u0647\u0646\u064a \u0648\u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0648\u0638\u064a\u0641\u064a","link":"https:\/\/jobsdz.com\/ar\/category\/professional-preparation-and-career-planning-ar\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2026\/02\/image-74.png?fit=1024%2C679&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2026\/02\/image-74.png?fit=1024%2C679&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2026\/02\/image-74.png?fit=1024%2C679&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2026\/02\/image-74.png?fit=1024%2C679&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":28786,"url":"https:\/\/jobsdz.com\/ar\/2025\/12\/%d8%a3%d9%81%d8%b6%d9%84-%d8%a3%d8%af%d9%88%d8%a7%d8%aa-%d8%a7%d9%84%d8%a5%d8%af%d8%a7%d8%b1%d8%a9-%d8%a7%d9%84%d9%85%d8%a7%d9%84%d9%8a%d8%a9-%d9%84%d9%84%d9%85%d8%b4%d8%a7%d8%b1%d9%8a%d8%b9-%d8%a7\/","url_meta":{"origin":44588,"position":2},"title":"\u0623\u0641\u0636\u0644 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u062f\u0644\u064a\u0644 \u0634\u0627\u0645\u0644 \u0644\u0644\u0631\u0628\u062d\u064a\u0629","author":"Admin","date":"\u062f\u064a\u0633\u0645\u0628\u0631 19, 2025","format":false,"excerpt":"\u0641\u064a \u0639\u0627\u0644\u0645 \u0631\u064a\u0627\u062f\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u060c \u063a\u0627\u0644\u0628\u064b\u0627 \u0645\u0627 \u064a\u0643\u0648\u0646 \u0627\u0644\u0634\u063a\u0641 \u0647\u0648 \u0627\u0644\u0645\u062d\u0631\u0643 \u0627\u0644\u0623\u0648\u0644\u060c \u0644\u0643\u0646 \u0627\u0633\u062a\u0645\u0631\u0627\u0631\u064a\u0629 \u0627\u0644\u0645\u0634\u0631\u0648\u0639 \u0648\u0646\u0645\u0648\u0647 \u064a\u0639\u062a\u0645\u062f\u0627\u0646 \u0628\u0634\u0643\u0644 \u0634\u0628\u0647 \u0643\u0627\u0645\u0644 \u0639\u0644\u0649 \u0639\u0646\u0635\u0631 \u0642\u062f \u0644\u0627 \u064a\u0643\u0648\u0646 \u0628\u0646\u0641\u0633 \u0627\u0644\u0628\u0631\u064a\u0642: \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062f\u0642\u064a\u0642\u0629. \u064a\u0639\u062a\u0642\u062f \u0627\u0644\u0643\u062b\u064a\u0631 \u0645\u0646 \u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0623\u0646 \u0645\u0646\u062a\u062c\u0647\u0645 \u0627\u0644\u0631\u0627\u0626\u0639 \u0623\u0648 \u062e\u062f\u0645\u062a\u0647\u0645 \u0627\u0644\u0627\u0633\u062a\u062b\u0646\u0627\u0626\u064a\u0629 \u0643\u0641\u064a\u0644\u0629 \u0628\u0636\u0645\u0627\u0646 \u0627\u0644\u0646\u062c\u0627\u062d\u060c \u0644\u064a\u062a\u0641\u0627\u062c\u0623\u0648\u0627 \u0628\u0623\u0646 \u062a\u062d\u062f\u064a\u0627\u062a \u0627\u0644\u062a\u062f\u0641\u0642 \u0627\u0644\u0646\u0642\u062f\u064a\u060c\u2026","rel":"","context":"\u0641\u064a &quot;\u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u062d\u0631 \u0648\u0631\u064a\u0627\u062f\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644&quot;","block_context":{"text":"\u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u062d\u0631 \u0648\u0631\u064a\u0627\u062f\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644","link":"https:\/\/jobsdz.com\/ar\/category\/freelancing-and-entrepreneurship-ar\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2025\/12\/image-239.png?fit=1024%2C510&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2025\/12\/image-239.png?fit=1024%2C510&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2025\/12\/image-239.png?fit=1024%2C510&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2025\/12\/image-239.png?fit=1024%2C510&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":44648,"url":"https:\/\/jobsdz.com\/ar\/2026\/02\/%d9%83%d9%8a%d9%81%d9%8a%d8%a9-%d8%a5%d8%af%d8%a7%d8%b1%d8%a9-%d8%a7%d9%84%d8%aa%d8%af%d9%81%d9%82%d8%a7%d8%aa-%d8%a7%d9%84%d9%86%d9%82%d8%af%d9%8a%d8%a9-%d9%84%d9%84%d9%85%d8%a4%d8%b3%d8%b3%d8%a7\/","url_meta":{"origin":44588,"position":3},"title":"\u0643\u064a\u0641\u064a\u0629 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062a\u062f\u0641\u0642\u0627\u062a \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0644\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0628\u0641\u0639\u0627\u0644\u064a\u0629 \u0645\u0633\u062a\u062f\u0627\u0645\u0629","author":"Admin","date":"\u0641\u0628\u0631\u0627\u064a\u0631 14, 2026","format":false,"excerpt":"\u0641\u064a \u0639\u0627\u0644\u0645 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0630\u064a \u064a\u062a\u0633\u0645 \u0628\u0627\u0644\u062f\u064a\u0646\u0627\u0645\u064a\u0643\u064a\u0629 \u0648\u0627\u0644\u062a\u063a\u064a\u0631 \u0627\u0644\u0645\u0633\u062a\u0645\u0631\u060c \u0644\u0645 \u062a\u0639\u062f \u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0647\u064a \u0627\u0644\u0645\u0642\u064a\u0627\u0633 \u0627\u0644\u0648\u062d\u064a\u062f \u0644\u0644\u0646\u062c\u0627\u062d. \u0641\u0627\u0644\u0645\u0624\u0634\u0631 \u0627\u0644\u062d\u0642\u064a\u0642\u064a \u0644\u0635\u062d\u0629 \u0648\u0627\u0633\u062a\u062f\u0627\u0645\u0629 \u0623\u064a \u0645\u0624\u0633\u0633\u0629\u060c \u0633\u0648\u0627\u0621 \u0643\u0627\u0646\u062a \u0634\u0631\u0643\u0629 \u0646\u0627\u0634\u0626\u0629 \u0637\u0645\u0648\u062d\u0629 \u0623\u0648 \u0625\u0645\u0628\u0631\u0627\u0637\u0648\u0631\u064a\u0629 \u0639\u0627\u0644\u0645\u064a\u0629\u060c \u064a\u0643\u0645\u0646 \u0641\u064a \u0642\u062f\u0631\u062a\u0647\u0627 \u0639\u0644\u0649 \u0625\u062f\u0627\u0631\u0629 \"\u0634\u0631\u064a\u0627\u0646 \u062d\u064a\u0627\u062a\u0647\u0627\": \u0627\u0644\u062a\u062f\u0641\u0642 \u0627\u0644\u0646\u0642\u062f\u064a. \u0625\u0646 \u0641\u0647\u0645 \u0643\u064a\u0641\u064a\u0629 \u062a\u062d\u0631\u0643 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u062f\u0627\u062e\u0644 \u0648\u062e\u0627\u0631\u062c \u0627\u0644\u0645\u0624\u0633\u0633\u0629 \u0644\u064a\u0633\u2026","rel":"","context":"\u0641\u064a &quot;\u0646\u0635\u0627\u0626\u062d \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u0639\u0645\u0644&quot;","block_context":{"text":"\u0646\u0635\u0627\u0626\u062d \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u0639\u0645\u0644","link":"https:\/\/jobsdz.com\/ar\/category\/%d9%86%d8%b5%d8%a7%d8%a6%d8%ad-%d9%84%d9%84%d8%b4%d8%b1%d9%83%d8%a7%d8%aa-%d9%88%d8%a3%d8%b5%d8%ad%d8%a7%d8%a8-%d8%a7%d9%84%d8%b9%d9%85%d9%84\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2026\/02\/image-132.png?fit=1024%2C681&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2026\/02\/image-132.png?fit=1024%2C681&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2026\/02\/image-132.png?fit=1024%2C681&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2026\/02\/image-132.png?fit=1024%2C681&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":44524,"url":"https:\/\/jobsdz.com\/ar\/2026\/02\/%d8%a3%d9%87%d9%85%d9%8a%d8%a9-%d8%a7%d9%84%d8%aa%d9%85%d9%88%d9%8a%d9%84-%d8%a7%d9%84%d9%85%d8%b5%d8%ba%d8%b1-%d9%81%d9%8a-%d8%af%d8%b9%d9%85-%d8%a7%d9%84%d8%a8%d8%b7%d8%a7%d9%84%d8%a9-%d8%af%d9%84\/","url_meta":{"origin":44588,"position":4},"title":"\u0623\u0647\u0645\u064a\u0629 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u0635\u063a\u0631 \u0641\u064a \u062f\u0639\u0645 \u0627\u0644\u0628\u0637\u0627\u0644\u0629: \u062f\u0644\u064a\u0644 \u0634\u0627\u0645\u0644 \u0644\u0644\u0646\u062c\u0627\u062d","author":"Admin","date":"\u0641\u0628\u0631\u0627\u064a\u0631 14, 2026","format":false,"excerpt":"\u0641\u064a \u0639\u0627\u0644\u0645 \u064a\u062a\u0633\u0645 \u0628\u062a\u0633\u0627\u0631\u0639 \u0648\u062a\u064a\u0631\u0629 \u0627\u0644\u062a\u063a\u064a\u0631\u0627\u062a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629\u060c \u064a\u0638\u0644 \u0634\u0628\u062d \u0627\u0644\u0628\u0637\u0627\u0644\u0629 \u062a\u062d\u062f\u064a\u0627\u064b \u0639\u0627\u0644\u0645\u064a\u0627\u064b \u064a\u0624\u0631\u0642 \u0627\u0644\u062d\u0643\u0648\u0645\u0627\u062a \u0648\u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0639\u0644\u0649 \u062d\u062f \u0633\u0648\u0627\u0621. \u0628\u064a\u0646\u0645\u0627 \u062a\u0633\u0639\u0649 \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u062c\u0627\u0647\u062f\u0629 \u0644\u0627\u062d\u062a\u0648\u0627\u0621 \u0627\u0644\u0645\u0634\u0643\u0644\u0629\u060c \u064a\u0628\u0631\u0632 \u062d\u0644 \u0645\u0627\u0644\u064a \u0645\u0628\u062a\u0643\u0631 \u0645\u0646 \u0627\u0644\u0642\u0627\u0639\u062f\u0629 \u0625\u0644\u0649 \u0627\u0644\u0642\u0645\u0629\u060c \u0623\u062b\u0628\u062a \u0642\u062f\u0631\u062a\u0647 \u0639\u0644\u0649 \u062a\u062d\u0648\u064a\u0644 \u0645\u0633\u0627\u0631\u0627\u062a \u0627\u0644\u062d\u064a\u0627\u0629 \u0648\u062e\u0644\u0642 \u0641\u0631\u0635 \u062d\u0642\u064a\u0642\u064a\u0629 \u0645\u0646 \u0631\u062d\u0645 \u0627\u0644\u062d\u0627\u062c\u0629: \u0625\u0646\u0647 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u0635\u063a\u0631. \u0647\u0630\u0627 \u0644\u064a\u0633\u2026","rel":"","context":"\u0641\u064a &quot;\u0623\u0647\u0645 \u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0648\u0627\u0644\u062a\u0637\u0648\u0631\u0627\u062a \u0641\u064a \u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644&quot;","block_context":{"text":"\u0623\u0647\u0645 \u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0648\u0627\u0644\u062a\u0637\u0648\u0631\u0627\u062a \u0641\u064a \u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644","link":"https:\/\/jobsdz.com\/ar\/category\/%d8%a3%d9%87%d9%85-%d8%a7%d9%84%d8%a7%d8%aa%d8%ac%d8%a7%d9%87%d8%a7%d8%aa-%d9%88%d8%a7%d9%84%d8%aa%d8%b7%d9%88%d8%b1%d8%a7%d8%aa-%d9%81%d9%8a-%d8%b3%d9%88%d9%82-%d8%a7%d9%84%d8%b9%d9%85%d9%84\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2026\/02\/image-124.png?fit=1024%2C678&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2026\/02\/image-124.png?fit=1024%2C678&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2026\/02\/image-124.png?fit=1024%2C678&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2026\/02\/image-124.png?fit=1024%2C678&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":45288,"url":"https:\/\/jobsdz.com\/ar\/2026\/02\/%d9%83%d9%8a%d9%81%d9%8a%d8%a9-%d8%aa%d9%85%d9%88%d9%8a%d9%84-%d9%85%d8%a8%d8%a7%d8%af%d8%b1%d8%a7%d8%aa-%d8%a7%d9%84%d9%85%d8%b1%d8%a3%d8%a9-%d8%a7%d9%84%d8%b1%d9%8a%d9%81%d9%8a%d8%a9-%d8%a8%d8%b7\/","url_meta":{"origin":44588,"position":5},"title":"\u0643\u064a\u0641\u064a\u0629 \u062a\u0645\u0648\u064a\u0644 \u0645\u0628\u0627\u062f\u0631\u0627\u062a \u0627\u0644\u0645\u0631\u0623\u0629 \u0627\u0644\u0631\u064a\u0641\u064a\u0629 \u0628\u0637\u0631\u0642 \u0641\u0639\u0651\u0627\u0644\u0629 \u0648\u0645\u0633\u062a\u062f\u0627\u0645\u0629","author":"Admin","date":"\u0641\u0628\u0631\u0627\u064a\u0631 20, 2026","format":false,"excerpt":"\u0641\u064a \u0627\u0644\u0645\u0634\u0647\u062f \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0627\u0644\u0639\u0627\u0644\u0645\u064a \u0627\u0644\u062d\u0627\u0644\u064a\u060c \u0644\u0645 \u064a\u0639\u062f \u062a\u0645\u0643\u064a\u0646 \u0627\u0644\u0645\u0631\u0623\u0629 \u0627\u0644\u0631\u064a\u0641\u064a\u0629 \u0645\u062c\u0631\u062f \u0642\u0636\u064a\u0629 \u062a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u0639\u062f\u0627\u0644\u0629 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629\u060c \u0628\u0644 \u0623\u0635\u0628\u062d \u0631\u0643\u064a\u0632\u0629 \u0623\u0633\u0627\u0633\u064a\u0629 \u0644\u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u062f\u0627\u0645\u0629 \u0648\u0627\u0644\u0646\u0645\u0648 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0627\u0644\u0634\u0627\u0645\u0644. \u0625\u0646 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0645\u0628\u0627\u062f\u0631\u0627\u062a \u0627\u0644\u0646\u0633\u0627\u0621 \u0641\u064a \u0627\u0644\u0645\u0646\u0627\u0637\u0642 \u0627\u0644\u0631\u064a\u0641\u064a\u0629 \u064a\u0637\u0644\u0642 \u0627\u0644\u0639\u0646\u0627\u0646 \u0644\u0625\u0645\u0643\u0627\u0646\u064a\u0627\u062a \u0647\u0627\u0626\u0644\u0629\u060c \u0644\u064a\u0633 \u0641\u0642\u0637 \u0644\u0623\u0633\u0631\u0647\u0646\u060c \u0628\u0644 \u0644\u0645\u062c\u062a\u0645\u0639\u0627\u062a\u0647\u0646 \u0648\u0627\u0642\u062a\u0635\u0627\u062f\u0627\u062a \u0628\u0644\u062f\u0627\u0646\u0647\u0646 \u0628\u0623\u0643\u0645\u0644\u0647\u0627. \u0641\u0647\u0645 \u0643\u064a\u0641\u064a\u0629 \u062a\u0645\u0648\u064a\u0644 \u0647\u0630\u0647 \u0627\u0644\u0645\u0628\u0627\u062f\u0631\u0627\u062a\u2026","rel":"","context":"\u0641\u064a &quot;\u0627\u0644\u0646\u0633\u0627\u0621 \u0648\u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644&quot;","block_context":{"text":"\u0627\u0644\u0646\u0633\u0627\u0621 \u0648\u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644","link":"https:\/\/jobsdz.com\/ar\/category\/women-and-the-labor-market-ar\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2026\/02\/image-193.png?fit=1024%2C634&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2026\/02\/image-193.png?fit=1024%2C634&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2026\/02\/image-193.png?fit=1024%2C634&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/jobsdz.com\/wp-content\/uploads\/2026\/02\/image-193.png?fit=1024%2C634&ssl=1&resize=700%2C400 2x"},"classes":[]}],"mfb_rest_fields":["title","jetpack_featured_media_url","jetpack_sharing_enabled","jetpack-related-posts","gutenberg_elementor_mode"],"_links":{"self":[{"href":"https:\/\/jobsdz.com\/ar\/wp-json\/wp\/v2\/posts\/44588","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jobsdz.com\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jobsdz.com\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jobsdz.com\/ar\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jobsdz.com\/ar\/wp-json\/wp\/v2\/comments?post=44588"}],"version-history":[{"count":0,"href":"https:\/\/jobsdz.com\/ar\/wp-json\/wp\/v2\/posts\/44588\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jobsdz.com\/ar\/wp-json\/wp\/v2\/media\/44584"}],"wp:attachment":[{"href":"https:\/\/jobsdz.com\/ar\/wp-json\/wp\/v2\/media?parent=44588"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jobsdz.com\/ar\/wp-json\/wp\/v2\/categories?post=44588"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jobsdz.com\/ar\/wp-json\/wp\/v2\/tags?post=44588"},{"taxonomy":"this-is-test","embeddable":true,"href":"https:\/\/jobsdz.com\/ar\/wp-json\/wp\/v2\/this-is-test?post=44588"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}